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| Author | : |
| Publisher | : DIANE Publishing |
| Total Pages | : 117 |
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| ISBN | : 1437984932 |
| Author | : Christina Chang Wei |
| Publisher | : |
| Total Pages | : 117 |
| Release | : 2008 |
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This Postsecondary Education Descriptive Analysis Report uses data from the National Postsecondary Student Aid Studies (NPSAS:96, NPSAS:2000 and NPSAS:04) to examine trends in Stafford loan borrowing among undergraduates. NPSAS consists of nationally representative survey data that focus on student financial aid and the enrollment and background characteristics of undergraduate and graduate students. Data from the two most recent NPSAS surveys (NPSAS:2000 and NPSAS:04) are used in this report to examine the trends in Stafford loan borrowing among undergraduates since 1995-96, the final year included in the first report. Together the two reports can be used to provide a picture of borrowing trends over the 15-year period, from 1989-90 to 2003-04. This report describes the percentage of students borrowing through the Stafford loan program, the average amount of subsidized, unsubsidized, and total Stafford loans taken out in each of the three NPSAS years, the percentage borrowing the maximum amounts, and the cumulative amounts borrowed through those years. As in the first report, loan amounts are shown in current dollars so that researchers can make adjustments for inflation according to any specific years they would like to compare. Differences over time were tested for statistical significance at p less than 0.05 using standard t-test comparisons. In addition to the figures provided in the text, supplemental tables in appendix A contain undergraduate totals and separate tables for four major sectors (public 2-year, public 4-year, private not-for-profit 4-year, and private for-profit institutions) and for full-time, full-year students within those sectors. For each type of Stafford loan and within each sector, subtotals are shown by undergraduate class level, dependency status, dependent and independent student family income, attendance pattern, and tuition levels. The following are appended: (1) Supplemental Tables; (2) Glossary; and (3) Technical Notes and Methodology. (Contains 43 tables, 35 figures, and 21 footnotes.).
| Author | : Christina Chang Wei |
| Publisher | : |
| Total Pages | : |
| Release | : 2008 |
| Genre | : College students |
| ISBN | : |
| Author | : Lutz K. Berkner |
| Publisher | : DIANE Publishing |
| Total Pages | : 108 |
| Release | : 2000 |
| Genre | : College students |
| ISBN | : 1428926836 |
| Author | : Nicholas D. Hartlep |
| Publisher | : Routledge |
| Total Pages | : 267 |
| Release | : 2017-05-18 |
| Genre | : Education |
| ISBN | : 1317272005 |
Capturing the voices of Americans living with student debt in the United States, this collection critiques the neoliberal interest-driven, debt-based system of U.S. higher education and offers alternatives to neoliberal capitalism and the corporatized university. Grounded in an understanding of the historical and political economic context, this book offers auto-ethnographic experiences of living in debt, and analyzes alternatives to the current system. Chapter authors address real questions such as, Do collegians overestimate the economic value of going to college? and How does the monetary system that student loans are part of operate? Pinpointing how developments in the political economy are accountable for students’ university experiences, this book provides an authoritative contribution to research in the fields of educational foundations and higher education policy and finance.
| Author | : Lutz K. Berkner |
| Publisher | : |
| Total Pages | : 228 |
| Release | : 1998 |
| Genre | : College students |
| ISBN | : |
| Author | : |
| Publisher | : |
| Total Pages | : 756 |
| Release | : 2001 |
| Genre | : Education |
| ISBN | : |
| Author | : Lutz K. Berkner |
| Publisher | : |
| Total Pages | : 88 |
| Release | : 2000 |
| Genre | : College students |
| ISBN | : |
| Author | : |
| Publisher | : DIANE Publishing |
| Total Pages | : 224 |
| Release | : |
| Genre | : |
| ISBN | : 1428927468 |
| Author | : Jennie Woo |
| Publisher | : |
| Total Pages | : 58 |
| Release | : 2010 |
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From 1995 to 2007, fall enrollment for graduate and professional students increased by 30 percent, from 2 to 2.6 million students (Snyder, Dillow, and Hoffman 2009, tables 206 and 207). Average tuition and fees also went up over this same period; the average full-time tuition and fees paid by graduate students increased 37 percent, in inflation-adjusted terms, from $9,100 to $12,500 (Snyder, Dillow, and Hoffman 2009, table 334). These Web Tables show borrowing rates, average loan amounts, and other aspects of borrowing for graduate students from 1995-96 to 2007-08, using data from four separate administrations of the National Postsecondary Student Aid Study (NPSAS): 1995-96, 1999-2000, 2003-04, and 2007-08. Table 1 profiles graduate and professional students by degree program, attendance intensity, and institution type through the survey years. Table 2 displays trends in the average total price of attendance and tuition and fees by degree program, attendance intensity, and institution type. Tables 3 and 4 show trends in the rate of borrowing and the average amount borrowed from any source for federal loans by degree program, attendance intensity, and institution type. Tables 5 and 6 present trends in graduate students' borrowing rates and average cumulative amounts for those who borrowed only as undergraduates, those who borrowed only as graduate students, and those who borrowed at either level. The data are presented by degree program, attendance intensity, and institution type. Table 7 presents the percentage of graduate borrowers who received other types of financial aid by degree program, attendance intensity, and institution type. Table 8 details trends in the average ratio of loans to total aid for graduate borrowers by degree program, attendance intensity, and institution type. Table 9 compares percentages of graduate students borrowing the full annual Stafford maximum, those borrowing less than the maximum, and those who took no Stafford loan by degree program, attendance intensity, and institution type. A glossary is included. (Contains 18 tables and 3 endnotes.).
