The Theory And Practice Of Microcredit PDF Download
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Author | : Wahiduddin Mahmud |
Publisher | : Routledge |
Total Pages | : 295 |
Release | : 2016-10-04 |
Genre | : Business & Economics |
ISBN | : 1315413159 |
Download The Theory and Practice of Microcredit Book in PDF, ePub and Kindle
The remarkable speed at which microcredit has expanded around the world in the last three decades has piqued the curiosity of practitioners and theorists alike. By developing innovative ways of making credit available to the poor, the idea of microcredit has challenged many traditional assumptions about both poverty reduction strategies and financial markets. While this has encouraged new theorising about how microcredit works, the practice of microcredit has itself evolved, often in unpredictable ways, outpacing the development of theory. The Theory and Practice of Microcredit aims to remedy this imbalance, arguing that a proper understanding of the evolution of practice is essential both for developing theories that are relevant for the real world and for adopting policies that can better realize the full potential of microcredit. By drawing upon their first-hand knowledge of the nature of this evolution in Bangladesh, the birthplace of microcredit, the authors have pushed the frontiers of current knowledge through a rich blend of theoretical and empirical analysis. The book breaks new grounds on a wide range of topics including: the habit-forming nature of credit repayment; the institutional strength and community-based role of microfinance institutions; the relationships between microcredit and informal credit markets; the pattern of long-term participation in microcredit programmes and the variety of loan use; the scaling up of microenterprises beyond subsistence; the "missing middle" in the credit market; and the prospects of linking micro-entrepreneurship with economic development. The book will be of interest to researchers, development practitioners and university students of Development Economics, Rural Development, or Rural Finance, as well as to public intellectuals.
Author | : David Roodman |
Publisher | : CGD Books |
Total Pages | : 388 |
Release | : 2012 |
Genre | : Business & Economics |
ISBN | : 1933286539 |
Download Due Diligence Book in PDF, ePub and Kindle
The idea that small loans can help poor families build businesses and exit poverty has blossomed into a global movement. The concept has captured the public imagination, drawn in billions of dollars, reached millions of customers, and garnered a Nobel Prize. Radical in its suggestion that the poor are creditworthy and conservative in its insistence on individual accountability, the idea has expanded beyond credit into savings, insurance, and money transfers, earning the name microfinance. But is it the boon so many think it is? Readers of David Roodman's openbook blog will immediately recognize his thorough, straightforward, and trenchant analysis. Due Diligence, written entirely in public with input from readers, probes the truth about microfinance to guide governments, foundations, investors, and private citizens who support financial services for poor people. In particular, it explains the need to deemphasize microcredit in favor of other financial services for the poor.
Author | : David Hulme |
Publisher | : |
Total Pages | : 39 |
Release | : 1999 |
Genre | : Microfinance |
ISBN | : 9781902518176 |
Download Impact Assessment Methodologies for Microfinance Book in PDF, ePub and Kindle
Author | : Hugh Sinclair |
Publisher | : Berrett-Koehler Publishers |
Total Pages | : 290 |
Release | : 2012-07-09 |
Genre | : Business & Economics |
ISBN | : 1609945182 |
Download Confessions of a Microfinance Heretic Book in PDF, ePub and Kindle
Microfinance insider Hugh Sinclair weaves a shocking tale of an industry focused on maximizing profits and plagued by predatory lending practices, scandals, cover-ups and corruption.
Author | : Sudhanshu K. Mishra |
Publisher | : |
Total Pages | : 8 |
Release | : 2014 |
Genre | : |
ISBN | : |
Download The Economic Philosophy of Micro-Credit System Book in PDF, ePub and Kindle
This paper aims at locating the practice of micro-credit system into a larger theoretical canvas of economic theory and philosophy. A systems theoretic approach has been adopted. Emergence of the 'excluded' class has been explained with the help of the theory of feedback. Individuals have been assumed to be myopic, local optimizer and bounded rational. In this context, the empirical experiences have been viewed and assessed as to their outcomes.
Author | : Milford Bateman |
Publisher | : Zed Books Ltd. |
Total Pages | : 384 |
Release | : 2010-06-10 |
Genre | : Business & Economics |
ISBN | : 1848138954 |
Download Why Doesn't Microfinance Work? Book in PDF, ePub and Kindle
Since its emergence in the 1970s, microfinance has risen to become one of the most high-profile policies to address poverty in developing and transition countries. It is beloved of rock stars, movie stars, royalty, high-profile politicians and ‘troubleshooting’ economists. In this provocative and controversial analysis, Milford Bateman reveals that microfinance doesn’t actually work. In fact, the case for it has been largely built on hype, on egregious half-truths and – latterly – on the Wall Street-style greed of those promoting and working in microfinance. Using a multitude of case studies, from India to Cambodia, Bolivia to Uganda, Serbia to Mexico, Bateman demonstrates that microfi nance actually constitutes a major barrier to sustainable economic and social development, and thus also to sustainable poverty reduction. As developing and transition countries attempt to repair the devastation wrought by the global financial crisis, Why Doesn’t Microfinance Work? argues forcefully that the role of microfinance in development policy urgently needs to be reconsidered.
Author | : Luke Robert Juran |
Publisher | : |
Total Pages | : 140 |
Release | : 2008 |
Genre | : Agriculture |
ISBN | : |
Download A Critical Assessment of the Impacts of Microfinance in Theory and Practice Book in PDF, ePub and Kindle
Author | : Beatriz Armendariz |
Publisher | : World Scientific |
Total Pages | : 700 |
Release | : 2011 |
Genre | : Business & Economics |
ISBN | : 9814295655 |
Download The Handbook of Microfinance Book in PDF, ePub and Kindle
Handbook of Microfinance addresses the gap between clients who are benefiting from access to financial services via MFIs, and the potential market, which remains underserved or untapped. This gap can be attributed to a "mismatch" between what consumers, or potential clients, demand and what MFIs offer in terms of financial products. The scope of the book is wide. It includes successes and failures, main challenges and debates, methodologies for impact evaluation via random trials, leading trends in Asia versus Latin America, main efforts in Africa, the importance of value chains in Central America, ethical and gender issues, savings, microinsurance, governance, commercialization trends and the potential advantages and disadvantages of it. Lastly it features main lessons from informal finance and 19th-century credit cooperatives addressing the above-mentioned mismatch.
Author | : R. Mersland |
Publisher | : Springer |
Total Pages | : 329 |
Release | : 2015-12-11 |
Genre | : Business & Economics |
ISBN | : 113739966X |
Download Microfinance Institutions Book in PDF, ePub and Kindle
Research on MFI performance is still in its infancy. MFIs are hybrid organizations with dual objectives. Performance studies in microfinance are therefore less straightforward compared to performance studies in traditional banking research. This book contains new MFI performance research by top scholars from across the globe.
Author | : Ingo Tschach |
Publisher | : Peter Lang Pub Incorporated |
Total Pages | : 160 |
Release | : 2002 |
Genre | : Business & Economics |
ISBN | : 9783631392034 |
Download The Theory of Development Finance Book in PDF, ePub and Kindle
The book explores the problem of credit market segmentation, a widespread phenomenon in developing countries, within a theoretical framework based on graphical analysis. It investigates the causes and effects of this problem, and the impact of possible solutions. Credit market segmentation is an outgrowth of information-related problems and high transaction costs in lending. It leads to segmentation in labour markets and also results in inefficient factor allocation and highly skewed income distribution patterns. A theoretical impact analysis shows that microcredit programmes can eliminate the causes and effects of credit market segmentation and that their impact is much broader than is usually assumed. This book should be required reading for everyone who is interested in microcredit.