The Money Sense PDF Download

You CAN take control of your money. Build up your money muscles with America's favorite finance coach.The Credit Counselling and Debt Management Agency or more commonly known as Agensi Kaunseling dan Pengurusan Kredit (AKPK) was set up by Bank Negara Malaysia in April 2006. I feel truly honoured to lead this organization from its inception, which prioritizes on promoting personal financial literacy to all Malaysians.Over the last 26 months, approximately 50,000 individuals have sought the free credit counselling and debt manage- ment services of the agency. Our 40 odd counsellors from 9 locations nationwide have worked passionately to assist many of these distressed borrowers and help put them back on track with their finances.More than 50% of those who sought our assistance were below the age of 40. Many of them said that they got into financial trouble because they had low level of under- standing of basic financial literacy.This claim was further endorsed by the findings of a focus group study, done with 80 young working adult graduates in various disciplines, who had been working between 1 - 2 years. All these working adults agreed that early personal financial education is important and believe that if they had been taught personal financial education, they would be better able to manage their finances.These findings and real life encounters by our counsellors with financially-distressed young adults, made us to come out with 'Money $ense.'Money $ense aims to teach you skills on how to manage your money wisely so that you can spend within your means and achieve your financial goals with ease. The book also puts emphasis on being in control of your finances regardless of whether or not you are facing financial problems. Besides that, Money $ense illustrates how important it is to always be financially prepared for life's uncertainties, as how you use your money today will have an impact on how you live tomorrow.Money $ense - a book about getting smart with your money is indeed a common sense guide on money matters.It is important that we, "Make Prudent Financial Management Our Way of Life."