The Financial Sustainability Of Micro Finance Institutions In Sub Saharan Africa PDF Download
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| Author | : Hanna Kattilakoski |
| Publisher | : GRIN Verlag |
| Total Pages | : 6 |
| Release | : 2020-06-23 |
| Genre | : Business & Economics |
| ISBN | : 3346187950 |
Download Financial Sustainability of Micro-Finance Institutions in Sub-Saharan Africa Book in PDF, ePub and Kindle
Presentation slides from the year 2018 in the subject Business economics - Business Management, Corporate Governance, grade: 90, Cologne Business School Köln, language: English, abstract: What factors influence the financial sustainability of microfinance institutions in Sub-Saharan Africa?
| Author | : Hanna Kattilakoski |
| Publisher | : GRIN Verlag |
| Total Pages | : 103 |
| Release | : 2020-08-05 |
| Genre | : Business & Economics |
| ISBN | : 334621947X |
Download The Financial Sustainability of Micro-Finance Institutions in Sub-Saharan Africa Book in PDF, ePub and Kindle
Master's Thesis from the year 2018 in the subject Business economics - Investment and Finance, grade: 90.0, Cologne Business School Köln, language: English, abstract: The aim of this study is to understand the factors that drive financial sustainability in microfinance institutions. To accomplish this, several indicators for operational self-sufficiency (OSS) were investigated through correlation and regression analysis. The results indicate that the drivers for operational self-sufficiency include return on assets, number of active borrowers and profit margin. The analysis also showed that in terms of OSS and profitability, there is little difference between for-profit and non-profit organizations. To increase operational self-sufficiency institutions should increase return on asserts, the number of active borrowers and their profit margin. The results support the profit-incentive theory and the financial systems approach. These results indicate that to achieve financial sustainability MFIs should focus on covering operating expenses through earned revenues. Therefore, MFI structure should encourage cost-oriented management. Additionally, findings from this study revealed that there may not be a large tradeoff in efficiency and outreach. Results showed that operationally self-sufficient MFIs actually have a larger outreach than non-self-sufficient organizations. Limitations for this study include that the regression only explains the variables affecting OSS with 26 % certainty and other variables not tested may also be factors
| Author | : Mr.Rodolphe Blavy |
| Publisher | : International Monetary Fund |
| Total Pages | : 24 |
| Release | : 2004-09-01 |
| Genre | : Business & Economics |
| ISBN | : 1451858728 |
Download Microfinance in Africa Book in PDF, ePub and Kindle
Based on the experience of selected countries, this paper offers a critical presentation of the development of the microfinance sector in Africa. The paper supports the view that microfinance institutions, especially those engaged in full financial intermediation, complement effectively the banking sector in extending financial services and successfully draw on the rich experience of community-based development and preexisting informal methods of financial intermediation in Africa. Growing linkages between microfinance institutions and the banking system and the dissemination of good practices by nongovernment organizations contribute to the sound development of the sector, supported by regulation and supervision by local authorities.
| Author | : Zibusiso Moyo |
| Publisher | : |
| Total Pages | : 219 |
| Release | : 2020 |
| Genre | : Bank liquidity |
| ISBN | : |
Download Financial Sustainability, Liquidity and Outreach of Deposit-taking Microfinance Institutions Book in PDF, ePub and Kindle
| Author | : Alhassan, Yahaya |
| Publisher | : IGI Global |
| Total Pages | : 368 |
| Release | : 2021-12-10 |
| Genre | : Business & Economics |
| ISBN | : 1799875016 |
Download Microfinance and Sustainable Development in Africa Book in PDF, ePub and Kindle
The use of microfinance for poverty reduction and economic development in the developing world is growing. However, this concept needs to be expanded to ensure its successful application for achieving longer-term economic growth and sustainability in developing countries, particularly in parts of the world such as Africa. As such, further research into the relationship between microfinance and sustainable development in developing regions is required to fully understand the opportunities for effective use of microfinance for poverty reduction and economic development. Microfinance and Sustainable Development in Africa examines the complex relationship between receipt of microfinance, poverty reduction, economic growth, and microbusiness development, focusing on the provision of small credit facilities as a driver of sustainable development in Africa. Its coverage of topics such as microbusiness, social finance, and sustainable development make this book an ideal reference source for academicians, researchers, government officials, policymakers, organizations, managers, instructors, and students.
| Author | : S. Rajagopalan |
| Publisher | : |
| Total Pages | : 220 |
| Release | : 2009 |
| Genre | : Africa |
| ISBN | : |
Download Microfinance in Africa Book in PDF, ePub and Kindle
Africa is home to some of the poorest and vulnerable populations in the world. The ten poorest countries in the world are in Africa. Sub-Saharan Africa is the region with the highest incidence and greatest depth of poverty in the world. Fewer than one in five adults in Africa has access to the services of a formal or semi-formal financial institution. Microfinance in Africa is growing, though. A broad range of diverse institutions offer financial services to the poor and low-income clients in Africa. These include non-governmental organizations, non-banking financial institutions, cooperatives, credit unions, rural banks, Rotating Savings and Credit Associations (ROSCAs), postal financial institutions and an increasing number of commercial banks. Increasingly, technology is being used to expand microfinance outreach mobile phone banking is one such example. This book provides an overview of the microfinance sector in Africa, reviews the performance and impact of microfinance institutions in the region, and outlines some of the opportunities and challenges that African microfinance has on hand.
| Author | : Ariel Prochowski |
| Publisher | : |
| Total Pages | : |
| Release | : 2015 |
| Genre | : |
| ISBN | : |
Download Assessing the Sustainability/efficiency of Sub-saharan Africa's Microfinance Institutions as it Relates to Solving Poverty & Stimulating Economic Growth Book in PDF, ePub and Kindle
My dissertation reviews a plethora of microfinance institutions (MFIs) in countries all over Sub-Saharan Africa to investigate their sustainability. I find my paper to be particularly relevant and crucial as MFIs need to function proficiently to satisfy their dual mandate of aiding the underprivileged and being sustainable. My belief is that MFIs are not reaching their goals of delivering microfinance services (e.g. mediating monies between lenders and borrowers) that leave their clients better off in the long-run.
| Author | : Mr.Montfort Mlachila |
| Publisher | : International Monetary Fund |
| Total Pages | : 79 |
| Release | : 2016-09-14 |
| Genre | : Business & Economics |
| ISBN | : 1475536356 |
Download Financial Development in Sub-Saharan Africa Book in PDF, ePub and Kindle
This paper discusses how sub-Saharan Africa’s financial sector developed in the past few decades, compared with other regions. Sub-Saharan African countries have made substantial progress in financial development over the past decade, but there is still considerable scope for further development, especially compared with other regions. Indeed, until a decade or so ago, the level of financial development in a large number of sub-Saharan African countries had actually regressed relative to the early 1980s. With the exception of the region’s middle-income countries, both financial market depth and institutional development are lower than in other developing regions. The region has led the world in innovative financial services based on mobile telephony, but there remains scope to increase financial inclusion further. The development of mobile telephone-based systems has helped to incorporate a large share of the population into the financial system, especially in East Africa. Pan-African banks have been a driver for homegrown financial development, but they also bring a number of challenges.
| Author | : Mr.Amadou N Sy |
| Publisher | : International Monetary Fund |
| Total Pages | : 61 |
| Release | : 2019-02-14 |
| Genre | : Business & Economics |
| ISBN | : 1484385667 |
Download FinTech in Sub-Saharan African Countries Book in PDF, ePub and Kindle
FinTech is a major force shaping the structure of the financial industry in sub-Saharan Africa. New technologies are being developed and implemented in sub-Saharan Africa with the potential to change the competitive landscape in the financial industry. While it raises concerns on the emergence of vulnerabilities, FinTech challenges traditional structures and creates efficiency gains by opening up the financial services value chain. Today, FinTech is emerging as a technological enabler in the region, improving financial inclusion and serving as a catalyst for the emergence of innovations in other sectors, such as agriculture and infrastructure.
| Author | : R. Mersland |
| Publisher | : Springer |
| Total Pages | : 329 |
| Release | : 2015-12-11 |
| Genre | : Business & Economics |
| ISBN | : 113739966X |
Download Microfinance Institutions Book in PDF, ePub and Kindle
Research on MFI performance is still in its infancy. MFIs are hybrid organizations with dual objectives. Performance studies in microfinance are therefore less straightforward compared to performance studies in traditional banking research. This book contains new MFI performance research by top scholars from across the globe.
