Technological Change Financial Innovation And Diffusion In Banking PDF Download
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| Author | : W. Scott Frame |
| Publisher | : DIANE Publishing |
| Total Pages | : 33 |
| Release | : 2010-08 |
| Genre | : Business & Economics |
| ISBN | : 1437928730 |
Download Technological Change, Financial Innovation, and Diffusion in Banking Book in PDF, ePub and Kindle
Discusses the technological change and financial innovation that commercial banking has experienced during the past 25 years. Describes the role of the financial system in economies and how technological change and financial innovation can improve social welfare. Surveys the literature relating to several specific financial innovations, which are new products or services, production processes, or organizational forms. The past quarter century has been a period of substantial change in terms of banking products, services, and production technologies. Moreover, while much effort has been devoted to understanding the characteristics of users and adopters of financial innovations, we still know little about how and why financial innovations are initially developed.
| Author | : W. Scott Frame |
| Publisher | : |
| Total Pages | : |
| Release | : 2014 |
| Genre | : |
| ISBN | : |
Download Technological Change, Financial Innovation, and Diffusion in Banking Book in PDF, ePub and Kindle
| Author | : W. Scott Frame |
| Publisher | : |
| Total Pages | : 37 |
| Release | : 2016 |
| Genre | : |
| ISBN | : |
Download Technological Change, Financial Innovation, and Diffusion in Banking Book in PDF, ePub and Kindle
The commercial banking business has changed dramatically over the past 30 years, due in large part to technological change. The paper first describes the role of the financial system in economies and how technological change and financial innovation can affect social welfare. We then survey the literature relating to several specific financial innovations - broadly categorized as new products or services, new production processes, or new organizational forms - and evaluate them in the context of the broader economics literature on innovation. While much effort has been devoted to understanding the characteristics of users and adopters of financial innovations and the attendant welfare implications, we still know little about how and why financial innovations are initially developed.
| Author | : E. Santarelli |
| Publisher | : Springer |
| Total Pages | : 189 |
| Release | : 1995-11-15 |
| Genre | : Business & Economics |
| ISBN | : 0230375030 |
Download Finance and Technological Change Book in PDF, ePub and Kindle
`A pioneering and valuable study linking finance to innovative activity: not only is the theoretical framework sound, thought-provoking and creative, but amply supported through systematic empirical testing.' - David B. Audretsch, Wissenschaftszentrum Berlin fur Sozialforschung This book broadens the economic explanation of technological change, by assuming that development and diffusion of new technologies are closely related to the financial arrangements and institutions which prevail in any given historical period. To support his hypothesis, the author combines theoretical prescriptions with empirical evidence: the interdependences between technology and finance suggested in the first part of the book are therefore analysed from a historical perspective, and a theoretical model is then applied to explain how R&D is funded by new and already established firms in the data processing industry. The book concludes with a survey of policy interventions towards various sources of innovation financing.
| Author | : W. Scott Frame |
| Publisher | : |
| Total Pages | : |
| Release | : 2018 |
| Genre | : |
| ISBN | : |
Download Technological Change and Financial Innovation in Banking Book in PDF, ePub and Kindle
| Author | : Elena Beccalli |
| Publisher | : Springer |
| Total Pages | : 414 |
| Release | : 2015-08-18 |
| Genre | : Business & Economics |
| ISBN | : 1137530944 |
Download Bank Risk, Governance and Regulation Book in PDF, ePub and Kindle
This book presents research from leading researchers in the European banking field to explore three key areas of banking. In Bank Risk, Governance and Regulation, the authors conduct micro- and macro- level analysis of banking risks and their determinants. They explore areas such as credit quality, bank provisioning, deposit guarantee schemes, corporate governance and cost of capital. The book then goes on to analyse different aspects of the relationship between bank risk management, governance and performance. Lastly the book explores the regulation of systemic risks posed by banks, and examines the effects of novel regulatory sets on bank conduct and profitability. The research in this book focuses on aspects of the European banking system; however it also offers wider insight into the global banking space and offers comparisons to international banking systems. The study provides in-depth insight into many areas of bank risk, governance and regulation, before finally addressing the question: which banking strategies are actually feasible?
| Author | : Thomas Walker |
| Publisher | : Springer Nature |
| Total Pages | : 395 |
| Release | : 2023-02-24 |
| Genre | : Business & Economics |
| ISBN | : 3031230698 |
Download The Fintech Disruption Book in PDF, ePub and Kindle
This book provides both practice-oriented and academic insights into the disruptive power of fintech for the banking industry. It explores (1) whether and how the banking industry can use newly emerging technologies in the financial sphere to its advantage while managing any associated risks, (2) how these technologies affect traditional banking service formats as well as the pricing of these services, and (3) whether the emergence of fintech in the banking industry calls for a rethinking of existing banking regulations such as the Basel Accords as well as country-specific regulations. Prior publications in this area typically examine both current applications of fintech in the banking industry, as well as its future prospects, by analyzing actual cases or exploring the impact of a single emerging technology on the banking industry. They often ignore the interdependence between emerging technologies and overlook the connection between fintech as a whole and the future of the banking industry. This book addresses this gap by providing a comprehensive overview of various fintech applications and by analyzing what they mean for the future of banking. Given the potentially disruptive power of fintech, the book will focus on the challenges banking supervisors are likely to encounter as a result of fintech’s continual ascent. It will thus encourage readers to think about and explore how to find a balance between the beneficial aspects of fintech and the challenges it creates in terms of supervision, regulation, and risk management.
| Author | : Tanai Khiaonarong |
| Publisher | : Springer Science & Business Media |
| Total Pages | : 200 |
| Release | : 2009-06-01 |
| Genre | : Business & Economics |
| ISBN | : 3790823333 |
Download Banking on Innovation Book in PDF, ePub and Kindle
Innovation in banking should be directed at improving the infrastructure that fosters efficient financial services and international trade. In this work, innovation theory is used to show how modern payment systems have transformed the technology of banking and facilitated changes in the strategy and structure of financial services organisations. Design, implementation and dissemination of payment systems are described and the analysis of their costs and benefits is combined with case studies of banks undergoing change. By studying firm capabilities, competencies, and resources, the approach is extended to services in general and linked to the ability of firms to compete and promote national economies. Payment systems vary and advanced and developing economies face obstacles in their legal and technical infrastructure, and maturity of banks. By adopting an international perspective, the book offers a unique comparative analysis that shows what kind of investments are likely to be effective.
| Author | : Allen N. Berger |
| Publisher | : Oxford University Press |
| Total Pages | : 1033 |
| Release | : 2010 |
| Genre | : Business & Economics |
| ISBN | : 0199236615 |
Download The Oxford Handbook of Banking Book in PDF, ePub and Kindle
This handbook provides an overview and analysis of state-of-the-art research in banking written by researchers in the field. It includes abstract theory, empirical analysis, and practitioner and policy-related material.
| Author | : Farhad Taghizadeh-Hesary |
| Publisher | : Taylor & Francis |
| Total Pages | : 346 |
| Release | : 2022-12-28 |
| Genre | : Business & Economics |
| ISBN | : 1000807525 |
Download Innovative Finance for Technological Progress Book in PDF, ePub and Kindle
Innovative businesses and startups contribute to job creation, economic growth, and technological advancement in most countries. Finance helps nurture innovative firms like startups. Unfortunately, most startups and innovative projects cannot secure finance through the usual and conventional methods. This book goes beyond traditional financing to explore innovative ways to help finance startups and novel businesses. The book covers institutional innovation, innovation in products and processes, and the recent progress in financial innovations in various countries through empirical and case studies. It gives an in-depth look at regulatory, policy frameworks, and risk assessments for financial innovations. It also assesses the role of various innovations, including Fintech, machine learning, big data, scoring models, credit databases, digital platforms, credit guarantees in funding startups, and novel technologies. This book offers valuable insights into how policymakers can nurture a more conducive ecosystem for startups and technologies through innovative finance.
