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Witnesses: Lisa Marie Alecxih, V.P., The Lewin Group; Beatrice Braun, Member, Bd. of Dir., AARP; Rita Lewis, Dir., Osteoporosis Support Group of San Diego, CA; Carol McCall, Executive V.P., Managed Care, Allscripts; Donald Moran, Pres., The Moran Co.; William Scanlon, Director, Health Financing & Public Health Issues, GAO; Bruce Vladeck, Dir., Inst. for Medicare Practice, Mount Sinai School of Med., & Senior V.P. for Policy, Mount Sinai NYU Health; Bonnie Washington, Dir., Office of Legislation, Health Care Financing Admin., accompanied by Jack Hoadley, Dir., Div. of Health Financing Policy; & Donald Young, COO & Med. Dir., Health Ins. Assoc. of Amer.