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Retirement Investing for Middle-Aged, Middle Income, Middle America

Retirement Investing for Middle-Aged, Middle Income, Middle America
Author: Randall Thoms
Publisher: Createspace Independent Publishing Platform
Total Pages: 230
Release: 2017-06-10
Genre:
ISBN: 9781546705703

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Written by a middle-aged, middle income baby boomer, 'Retirement Investing for Middle-aged, Middle Income Middle America' offers insight into self-managing some or all of a retirement portfolio. It discusses necessary information for those approaching retirement, as well as those already in retirement. This book also offers ideas about what things might be considered before making investments within a retirement portfolio. 'Retirement Investing for Middle-aged, Middle Income Middle America' is not being written by a 'financial expert'- lord knows we have enough of them already. It is being written by someone like you who decided to take the time and energy to self-manage his retirement portfolio.


The Complete Guide to Creating Generations and Generations of Wealth

The Complete Guide to Creating Generations and Generations of Wealth
Author: Sam M. Ali
Publisher: Tate Publishing
Total Pages: 260
Release: 2010-04
Genre: Business & Economics
ISBN: 161566484X

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Are you struggling financially? Are you worried about your retirement? It's time for a change. Many middle-class Americans are losing the opportunity to have financially secure futures by simply following government mandates. However, practicing some basic steps could prevent that. In Creating Generations and Generations of Wealth, real-estate guru Sam M. Ali shares his time-tested advice for establishing a reliable retirement income stream. One of his inspirational mottos is 'Cash is king but cash flow is retirement king.¨ Learn how to: Build wealth as the super rich do Develop a passive stream of retirement income Overcome investment fears Create wealth for loved ones Discover the secret to surpassing your current income and retiring early and being rich in Creating Generations and Generations of Wealth.


Aging and the Macroeconomy

Aging and the Macroeconomy
Author: National Research Council
Publisher: National Academies Press
Total Pages: 230
Release: 2013-01-10
Genre: Social Science
ISBN: 0309261961

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The United States is in the midst of a major demographic shift. In the coming decades, people aged 65 and over will make up an increasingly large percentage of the population: The ratio of people aged 65+ to people aged 20-64 will rise by 80%. This shift is happening for two reasons: people are living longer, and many couples are choosing to have fewer children and to have those children somewhat later in life. The resulting demographic shift will present the nation with economic challenges, both to absorb the costs and to leverage the benefits of an aging population. Aging and the Macroeconomy: Long-Term Implications of an Older Population presents the fundamental factors driving the aging of the U.S. population, as well as its societal implications and likely long-term macroeconomic effects in a global context. The report finds that, while population aging does not pose an insurmountable challenge to the nation, it is imperative that sensible policies are implemented soon to allow companies and households to respond. It offers four practical approaches for preparing resources to support the future consumption of households and for adapting to the new economic landscape.


Rescuing Retirement

Rescuing Retirement
Author: Teresa Ghilarducci
Publisher: Columbia Business School Publi
Total Pages: 166
Release: 2018
Genre: Business & Economics
ISBN: 9780231185646

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In Rescuing Retirement, Teresa Ghilarducci and Tony James offer a comprehensive yet simple plan to help workers save for retirement, increase retirement savings by earning higher returns, and guarantee lifelong income for everyone. It offers a practical guide to the future of secure retirement.


The Return of Thrift

The Return of Thrift
Author: Phillip Longman
Publisher:
Total Pages: 264
Release: 1996
Genre: Business & Economics
ISBN:

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Prize-winning journalist Phillip Longman exposes the vast and hidden middle class welfare state in this country and shows how its outrageous growth has coincided with a dramatic decline of middle-class values--simple yet important ideals such as thrift, family, work, and citizenship.


Savings Fitness

Savings Fitness
Author: Barry Leonard
Publisher: DIANE Publishing
Total Pages: 32
Release: 2007-12
Genre: Business & Economics
ISBN: 9781422319024

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Many people mistakenly believe that Social Security (SS) will pay for all or most of their retire. needs, but the fact is, since its inception, SS has provided little protection. A comfortable retire. usually requires SS, pensions, personal savings & invest. The key tool for making a secure retire. a reality is financial planning. It will help clarify your retire. goals as well as other financial goals you want to ¿buy¿ along the way. It will show you how to manage your money so you can afford today¿s needs yet still fund tomorrow¿s. You¿ll learn how to save your money to make it work for you & how to protect it so it will be there when you need it. Explains how you can take the best advantage of retire. plans at work, & what to do if you¿re on your own. Illustrations.


The Charles Schwab Guide to Finances After Fifty

The Charles Schwab Guide to Finances After Fifty
Author: Carrie Schwab-Pomerantz
Publisher: Crown Currency
Total Pages: 434
Release: 2014-04-01
Genre: Business & Economics
ISBN: 0804137374

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Here at last are the hard-to-find answers to the dizzying array of financial questions plaguing those who are age fifty and older. The financial world is more complex than ever, and people are struggling to make sense of it all. If you’re like most people moving into the phase of life where protecting—as well as growing-- assets is paramount, you’re faced with a number of financial puzzles. Maybe you’re struggling to get your kids through college without drawing down your life’s savings. Perhaps you sense your nest egg is at risk and want to move into safer investments. Maybe you’re contemplating downsizing to a smaller home, but aren’t sure of the financial implications. Possibly, medical expenses have become a bigger drain than you expected and you need help assessing options. Perhaps you’ll shortly be eligible for social security but want to optimize when and how to take it. Whatever your specific financial issue, one thing is certain—your range of choices is vast. As the financial world becomes increasingly complex, what you need is deeply researched advice from professionals whose credentials are impeccable and who prize clarity and straightforwardness over financial mumbo-jumbo. Carrie Schwab-Pomerantz and the Schwab team have been helping clients tackle their toughest money issues for decades. Through Carrie’s popular “Ask Carrie” columns, her leadership of the Charles Schwab Foundation, and her work across party lines through two White House administrations and with the President’s Advisory Council on Financial Capability, she has become one of America’s most trusted sources for financial advice. Here, Carrie will not only answer all the questions that keep you up at night, she’ll provide answers to many questions you haven’t considered but should.


Individual retirement arrangements (IRAs)

Individual retirement arrangements (IRAs)
Author: United States. Internal Revenue Service
Publisher:
Total Pages: 284
Release: 1990
Genre: Individual retirement accounts
ISBN:

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What the Happiest Retirees Know: 10 Habits for a Healthy, Secure, and Joyful Life

What the Happiest Retirees Know: 10 Habits for a Healthy, Secure, and Joyful Life
Author: Wes Moss
Publisher: McGraw Hill Professional
Total Pages: 284
Release: 2021-10-26
Genre: Business & Economics
ISBN: 1264269277

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The bestselling author of You Can Retire Sooner Than You Think and host of Money Matters reveals the 10 essential habits for a rich, rewarding, and blissful retirement. What does it take to have a truly happy retirement? Is it money? A mortgage-free home? An active social life? A long-lasting marriage—or maybe a new one? Finance expert, author, and radio host Wes Moss asked more than 2,000 of the nation’s happiest retirees to find out—and their answers may surprise you. Through a series of revealing surveys, Moss noticed a pattern of distinct, recognizable habits that the happiest retirees shared, from the simplest of lifestyle choices to the smartest of financial strategies. These are the kinds of habits anyone can develop—the perfect road map to a healthy, secure, and joyful retirement—sooner. Whether you’re already retired or just starting to make plans, these 10 simple actions and attitudes can make a profound difference in every aspect of your life. The book is packed with hard-won wisdom and invaluable advice on how to make little changes now that will have the biggest impact later. It’s filled with proven ways to develop smarter habits with: Money (“Think river, not reservoir”); Family (“Get your kids off your payroll”); Housing (“Live mortgage-free”); Investing (“Be a tomorrow investor”); Spending (“Be pound wise—so you can be penny foolish”); and much more. With these 10 transformational habits, you can stop obsessing over money, stay socially connected, and start enjoying your new life—as the happiest retiree on the block.