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Retirement Income Streams

Retirement Income Streams
Author: Barbara Smith
Publisher: Wrightbooks
Total Pages: 154
Release: 2001
Genre: Retirement
ISBN: 9781876627928

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Understanding Retirement Income Streams

Understanding Retirement Income Streams
Author: Australian Retirement Income Streams Staff
Publisher:
Total Pages: 41
Release: 1999
Genre: Pensions
ISBN: 9780642421937

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Retirement Income Streams 2006

Retirement Income Streams 2006
Author: Barbara Smith
Publisher: Wrightbooks
Total Pages: 224
Release: 2006-04-03
Genre: Business & Economics
ISBN: 9780731404407

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In the 2004?5 Budget, the federal government announced the biggest overhaul in retirement funding for the last decade. This third edition of the hugely popular Retirement Income Streams takes into account all the government? announcements so you can better use your hard-earned savings to create the most effective and profitable income stream for your retirement. Superannuation experts Barbara Smith and Ed Koken explain all the rules and strategies to minimise your tax burden. They can also help you plan so that your money does not run out prematurely.This new edition takes in all the modifications for 2004 that affect allocated pensions and annuities, including those relating to:* market-linked pensions* the preservation of termination payments* age pension eligibility* tax rules.


It's the Income, Stupid

It's the Income, Stupid
Author: Philip J. Romero
Publisher: Simon and Schuster
Total Pages: 240
Release: 2017-04-25
Genre: Business & Economics
ISBN: 168261137X

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A straightforward and sensible guide to investing so that after retirement you can still sleep at night. Congratulations. You are in a rare minority. You have saved and invested for your retirement. But after decades of accumulation, have you thought about how to organize your portfolio once you begin de-cumulating? Can you have a virtual paycheck to replace your former real one? This book will guide you through a major life transition—assuring that your savings last at least as long as you will. In It’s the Income, Stupid! Philip J. Romero, an academic who has shaped the economies of several U.S. states, and Riaan Nel, a wealth manager who helps clients transition into retirement, provide a street-smart guide to your money. Get no-nonsense, no sales pitch advice about the types of investments to embrace—and the ones to avoid. Many of the lessons about investing that were learned before the recession have been overtaken by events. This book will help you plan your portfolio in the "new normal." It’s the Income, Stupid! will provide a road map to this new world. But it doesn't stop there. It also offers practical recommendations for structuring your portfolio so that it can provide you with a virtual paycheck once work no longer provides a real one. It’s the Income, Stupid! offers unbiased advice about the vast range of investment choices you face, so you can assure that your investments meet your needs—and not a salesman’s.


Tax-Free Income for Life

Tax-Free Income for Life
Author: David McKnight
Publisher: Penguin
Total Pages: 161
Release: 2020-11-17
Genre: Business & Economics
ISBN: 0593327756

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The follow-up to the bestselling The Power of Zero, providing a blueprint to build a guaranteed, tax-free income stream that lasts for the long run. American retirees face a looming crisis. We are living longer than ever before, and most experts predict a dramatic rise in tax rates within the next ten years. The hard truth is that no matter how much you save, you are likely to outlive your money or watch it be taxed into oblivion. But when traditional retirement distribution strategies won't provide sufficient income in the face of higher taxes, what can you do? Tax-Free Income for Life lays out a comprehensive, step-by-step roadmap for a secure retirement. McKnight shows how the combination of guaranteed, inflation-adjusted lifetime income and a proactive asset-shifting strategy can shield you from longevity risk and the cascade of unintended consequences that result from higher taxes. It's an innovative and proven strategy that maximizes return while effectively neutralizing the two biggest risks to retirement savings. If ever there were a solution for the American retiree, it's guaranteed tax-free income for life.


Modern Retirement Income Planning Techniques

Modern Retirement Income Planning Techniques
Author: Ricardo Botti
Publisher:
Total Pages: 70
Release: 2021-05-17
Genre:
ISBN:

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As you near retirement, you might look back and think that saving for this next stage of life was the easy part. Running out of money is one of the biggest fears people have after they retire. But there are lots of ways to prevent outliving your savings and put your mind at ease in the process. During your working years, the big decisions were how much to save and where to invest. But now it's time to switch gears. Instead of accumulating assets, you must figure out how to turn your nest egg into an income stream to last a lifetime. This book reveals proven strategies you can easily implement that can protect your nest egg and ensure yourself a guaranteed income stream regardless of how long your retirement lasts. In this book, you'll discover: ✔ The one financial vehicle for a guaranteed lifetime income. ✔ The 3 most important keys to eliminating risk and fees from your retirement. ✔ The #1 mistake retirees make and how to avoid this. ✔ What your advisor is afraid you'll find out! ✔ How money depleting factors erode your wealth. ✔ The easiest way to protect your savings from inflation. ✔ How to reduce your financial stress and live your retirement dreams.


The Complete Guide to Creating Generations and Generations of Wealth

The Complete Guide to Creating Generations and Generations of Wealth
Author: Sam M. Ali
Publisher: Tate Publishing
Total Pages: 260
Release: 2010-04
Genre: Business & Economics
ISBN: 161566484X

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Are you struggling financially? Are you worried about your retirement? It's time for a change. Many middle-class Americans are losing the opportunity to have financially secure futures by simply following government mandates. However, practicing some basic steps could prevent that. In Creating Generations and Generations of Wealth, real-estate guru Sam M. Ali shares his time-tested advice for establishing a reliable retirement income stream. One of his inspirational mottos is 'Cash is king but cash flow is retirement king.¨ Learn how to: Build wealth as the super rich do Develop a passive stream of retirement income Overcome investment fears Create wealth for loved ones Discover the secret to surpassing your current income and retiring early and being rich in Creating Generations and Generations of Wealth.


Harder Working Money

Harder Working Money
Author: Jay Leigeber
Publisher: Createspace Independent Publishing Platform
Total Pages: 0
Release: 2015-02-24
Genre: Finance, Personal
ISBN: 9781507874738

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95% of retirement plans are broken-3 things you need to know to fix yours.Less than 5% of Baby Boomers nearing retirement are positioned to fund the lifestyle they desire throughout the remainder of their lives...yet financial freedom is within most people's grasp. Many realize they are not on plan and are fearful they will outlive their retirement savings. If you are in this situation I have a positive message to share. This book advocates a very different approach to funding retirement focused on passive income streams rather than equity accumulation. When you choose to get off the Wall Street roller coaster, your plan can be capitalized in 5-10 years rather than 30-40 that the slow compounding approach requires.The purpose of this book is threefold: To comprehend the benefits of recurring streams of passive income, which fund lifestyle expenses, rather than striving to accumulate a large account balance for retirement. A portfolio of recurring cash flow assets can fully fund your retirement in less than one-third of the time! To discover the power of privately structured investments. You too can participate in advantaged opportunities with greater returns, while at the same time reducing risks, paying lower taxes and fewer fees. Efficiency matters greatly in attaining true prosperity. To clarify how little-known but powerful financial strategies enable you to maximize the efficiency of the money that flows through your life. It's not what you make but what you keep and how fast it grows that really matters. In my experience, these three strategies support people being able to live the lifestyle they desire in the near term, as well as safely funding retirement to maintain that lifestyle as long as they live. Harder Working Money allows stress free living.There is no single perfect investment vehicle or plan that is ideal for everyone, and this book does not promote any single solution. Your best plan must correspond to your personal situation, personality traits and goals. However, once you clearly identify the benefits you are seeking and align the right array of financial vehicles, accomplishing your plan can be much easier, quicker and more certain. This book is about understanding new options that may free you from the bondage of sub-optimal, constrained choices.My definition of financial freedom is all about having the time and resources to enjoy life on your own terms. This does not need to be about accumulating a lot of material things or a huge bank account. Rather, true freedom is enabling the choice of whatever you desire without undue limitation by the cost...because your family is able to afford the choices that bring them true joy.This book is as much about new questions to ask as it is about answers. I believe the quality of questions you ask and the precision of the answers you generate over time will determine your success in achieving prosperity. My attempt is to help you reframe your perspective on achieving financial freedom, so you can develop a personalized plan, and the next decade can be an experience of purposeful growth toward specific ends, rather than floundering in a confusing context.


Retirement

Retirement
Author: Robert Dong
Publisher: Efalon Acies
Total Pages: 60
Release: 2023-12-17
Genre: Business & Economics
ISBN:

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The transition to retirement marks a significant chapter, and it's one that deserves careful consideration and preparation. As you delve into this book, we'll unravel the intricacies of understanding your finances, building a robust retirement portfolio, navigating the tax landscape, and optimizing various income streams. Beyond the numbers, we'll delve into the personal aspects of retirement, exploring how to craft a lifestyle that aligns with your passions and fosters personal fulfillment. Health and wellness take center stage as we discuss strategies to prioritize your physical and mental well-being. Additionally, we'll address the importance of estate planning and leaving a lasting legacy. Life transitions are inevitable, and we'll guide you through adapting to change, overcoming challenges, and embracing new opportunities in your retirement years. This book is more than a guide; it's a companion on your journey to financial freedom and a fulfilling retirement. So, turn the page, absorb the insights, and prepare to celebrate the next chapter of your life. The adventure begins now.