Regulation Of European Banks And Business Models PDF Download
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Author | : Rym Ayadi |
Publisher | : |
Total Pages | : 0 |
Release | : 2012 |
Genre | : Business & Economics |
ISBN | : 9789461382115 |
Download Regulation of European Banks and Business Models Book in PDF, ePub and Kindle
Amidst talk of establishing an EU-wide banking union, the recent changes in the regulatory framework and the rethinking of the future of European banking structure, the future of EU bank regulation is inextricably linked to banks' business models. Using a sample of over 70 banks, which overlaps with those subjected to the European Banking Authorities' 2011 stress tests, this report emphasizes the key regulatory gaps that emerge from a comprehensive analysis of the soundness and performance of bank business models. This analysis provides policy-makers with guidance to reinforce the evolving regulatory framework in European banking.
Author | : Rym Ayadi |
Publisher | : |
Total Pages | : 0 |
Release | : 2011 |
Genre | : Business & Economics |
ISBN | : 9789461381200 |
Download Business Models in European Banking Book in PDF, ePub and Kindle
The next few years will be critical for Europe's banking industry. It faces a number of financial sector reforms that will have a decisive impact on the dominant practices and business models followed across the European Union. This timely volume presents the results of the first screening exercise conducted on the performance, stability, risk, efficiency, and corporate governance of twenty-six major European banks--before, during, and after the financial crisis. The authors use those findings to help identify the key strengths and weaknesses inherent in the dominant business models, in light of the upcoming regulatory changes.
Author | : Giusy Chesini |
Publisher | : Springer |
Total Pages | : 253 |
Release | : 2017-10-09 |
Genre | : Business & Economics |
ISBN | : 3319548948 |
Download The Business of Banking Book in PDF, ePub and Kindle
This book offers new insights on banking business models, risks and regulation proposals in the aftermath of the European financial crisis. It investigates the main issues affecting the business of banking nowadays, such as low interest rates and non-performing loans. The combined effect of low to negative interest rates and weak economic growth has encouraged banks to shift their business towards new areas less associated with interest rates, which financial markets and institutional investors are currently evaluating. Contributions also shed new light on topics not yet fully investigated by current literature, such as banks’ short selling bans after Brexit, the European Deposit Guarantee Scheme and banks’ risk appetite framework. This book will be of interest to researchers, scholars and practitioners.
Author | : Rym Ayadi |
Publisher | : Springer |
Total Pages | : 200 |
Release | : 2019-04-23 |
Genre | : Business & Economics |
ISBN | : 303002248X |
Download Banking Business Models Book in PDF, ePub and Kindle
This book is a result of several years of research to provide readers with a novel and comprehensive analysis on business models in banking, essential to understanding bank businesses pre- and post- financial crisis and how they evolve in the financial system. This book will provide depositors, creditors, credit rating agencies, investors, regulators, supervisors, and other market participants with a comprehensive analytical framework and analysis to better understand the nature of risk attached to the bank business models and its contribution to systemic risk throughout the economic cycle. The book will also guide post-graduate students and researchers delving into this topic.
Author | : Rym Ayadi |
Publisher | : |
Total Pages | : 8 |
Release | : 2016 |
Genre | : |
ISBN | : |
Download Bank Business Models in Europe Book in PDF, ePub and Kindle
In this changing context of evolving market structures and regulations, the bank business models analysis can provide market participants, depositors, creditors, regulators and supervisors with a useful tool to better understand the nature of risk attached to each bank business model and its contribution to systemic risk throughout the economic cycle. This policy paper explains the relevance of the business models analysis in banking for the future of regulation and resolution. First, it provides a quick background, a snapshot of the definition, methodology and findings relating to a comprehensive sample of European banks, and secondly, it delves into the importance of bank business models analysis for regulation and resolution in Europe.
Author | : Johann Zweigardt |
Publisher | : GRIN Verlag |
Total Pages | : 244 |
Release | : 2022-11-16 |
Genre | : Business & Economics |
ISBN | : 3346763374 |
Download Regulatory Influence on Business Model and Individual Behaviour in a European Multinational Bank Book in PDF, ePub and Kindle
Doctoral Thesis / Dissertation from the year 2022 in the subject Business economics - Business Management, Corporate Governance, grade: 1,0, University of Gloucestershire (Faculty of Business, Education & Professional Studies), language: English, abstract: In response to the 2007-2008 financial crisis, regulatory requirements have increased over the years, forcing banks, employees and regulators to act in a sustainable manner. This thesis investigates the change and transformation process of major banks from an external and internal perspective. Therefore, the purpose of this thesis is to explore the implications of the regulatory influence on the banking business model and personal behaviour and motivations of bank employees and regulators from a multinational systematically important bank in the European Union. Therefore, this work contributes to knowledge in the field of change and transformation process for multinational banks, due to the growing regulatory requirements of previous years. It provides a unique analysis of the changes of the banking business model and the related changes of human behaviour and job motivation. In particular, the employees of a bank (ranging from new staff to established experts and from managers to members of the regulatory authorities) who give personal and deep insights into the challenges they face in their workplaces and reflect on the reasons for their actions and expectations.
Author | : T. Lindblom |
Publisher | : Springer |
Total Pages | : 289 |
Release | : 2014-07-29 |
Genre | : Business & Economics |
ISBN | : 1137413549 |
Download Governance, Regulation and Bank Stability Book in PDF, ePub and Kindle
This book provides novel insight into the governance of banks and looks at regulatory measures for strengthening bank stability. It includes empirical studies on the relationship between the board structures of banks and their financial risk-taking and analyses the determinants of bank reputation and the future prospects of small banks.
Author | : Santiago Carbó Valverde |
Publisher | : Springer |
Total Pages | : 319 |
Release | : 2016-09-10 |
Genre | : Business & Economics |
ISBN | : 331930819X |
Download Liquidity Risk, Efficiency and New Bank Business Models Book in PDF, ePub and Kindle
This book provides insight into current research topics in finance and banking in the aftermath of the financial crisis. In this volume, authors present empirical research on liquidity risk discussed in the context of Basel III and its implications. Chapters also investigate topics such as bank efficiency and new bank business models from a business diversification perspective, the effects on financial exclusion and how liquidity mismatches are related with the bank business model. This book will be of value to those with an interest in how Basel III has had a tangible impact upon banking processes, particularly with regard to maintaining liquidity, and the latest research in financial business models.
Author | : Rym Ayadi |
Publisher | : |
Total Pages | : 15 |
Release | : 2016 |
Genre | : |
ISBN | : |
Download Regulatory Arbitrage in EU Banking Book in PDF, ePub and Kindle
This paper has three main aims. First, by applying the Ayadi et al. (2016) approach, we provide fresh evidence of different levels of bank risk (measured by the distance to default), considering the possible specificities across business models of European banking. Second, we try to explain those differences via the adoption of IRB and RWA dispersion, which raises the suspicion of regulatory arbitrage to a different extent across bank business models. Third, we explore whether, and to what extent, the degree of regulatory arbitrage varies across bank business models. Our findings show that one of the five business models identified by Ayadi et al. (2016) is deviant. This is the case for the banks classified as Diversified Retail type 2 which seem to be mutants and systematically engage in regulatory arbitrage. Our conclusion is that bank business models matter in risk assessment and regulation.
Author | : Thorsten Beck |
Publisher | : Springer |
Total Pages | : 691 |
Release | : 2017-01-12 |
Genre | : Business & Economics |
ISBN | : 1137521449 |
Download The Palgrave Handbook of European Banking Book in PDF, ePub and Kindle
This handbook presents a timely collection of original studies on relevant themes, policies and developments in European banking. The contributors analyse how the crisis years have had a long lasting impact on the structure of European banking and explore the regulatory architecture that has started to take form in their wake. Academic experts and senior policy makers have contributed to this volume, which is organized in five main parts. The first part presents an overview of European banking through the crisis and beyond. The second part analyses performance and innovation in EU banking markets. The third part discusses the key regulatory changes aimed at fostering financial stability. Part four looks at the relevance of cross-border banking and part five presents a detailed analysis of the main EU banking markets. This is a highly informative and carefully presented handbook, which provides thought-provoking insights into the past, present and future landscapes of European banking. It will appeal to a wide readership, from scholars and students, through to researchers, practitioners and policy-makers.