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Real Life Money

Real Life Money
Author: Clare Seal
Publisher: Hachette UK
Total Pages: 221
Release: 2020-05-14
Genre: Business & Economics
ISBN: 1472272307

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'Want to finally get a grip on your cash? This is the book for you' Cosmopolitan 'The book everyone should read' Stylist 'Packed with encouragement, support and wisdom' Anna Mathur, author of Mind Over Mother Real Life Money is a holistic approach to personal finance that addresses the deeper causes of debt and financial difficulties. Part memoir, part guide, Real Life Money takes the reader on a journey that can be adapted to their own pace and circumstances. It covers everything from how to negotiate repayment terms with creditors and setting realistic budgets without punishing yourself, to dealing with money anxiety. The goal is not to get rich overnight, or to pay off debt at the expense of all of life's pleasures, but rather to gain an understanding of why we feel the way we do about money, and how we can use that to change our mindset and our finances for good.


Real Life Money: the Journal

Real Life Money: the Journal
Author: Clare Seal
Publisher: Headline Review
Total Pages: 240
Release: 2020-12-08
Genre:
ISBN: 9781472279033

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From the author of Real Life Money and the woman behind the viral Instagram account @myfrugalyear.'Want to finally get a grip on your cash? This is the book for you' Cosmopolitan on Real Life MoneyReal Life Money: The Journal is the first planner that targets the link between our emotional wellbeing and our financial situation. The result is a practical workbook for people who need something deeper than just expense tracking and meal planning. It guides the user through the steps required to recalibrate their finances on a deeper level, helping them to prepare for difficult conversations, set achievable goals, create their own personal budget - and then stay on track. Each section is designed to help the user map out every part of their journey on their own terms, with insights, anecdotes and contributions (in the form of quotes from mental health/finance professionals and people who have been through the process themselves) to encourage and give context. This journal includes twelve weeks' worth of space for goal monitoring, budget and expense tracking and saving/debt payoff progress.


Real Life, Real Money

Real Life, Real Money
Author: Ted Jenkin
Publisher: Createspace Independent Publishing Platform
Total Pages: 248
Release: 2015-09-14
Genre:
ISBN: 9781517353766

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Hey Gen Xers: While it may be hard to believe, the oldest of your generation will turn 50 in 2015! No more Love Boat, Fantasy Island, or Three's Company for you. You must learn the Facts Of Life about your money so you can have Happy Days in the future. While the demands of life and the lack of time can get in the way of managing your finances, you must continually take the right steps to secure your financial future. Whether you are a Boomer who has fallen behind on your saving and investment goals, a Gen Xer who needs to kick it into high gear, or a Gen Yer who wants to make hay while the sun shines, this book can put you on the road to financial success. Real Life, Real Money will help you: - Manage debt. Jenkin provides practical tips for getting rid of debt, and staying out of debt. - Start investing. Jenkin discusses investing via employee-sponsored retirement plans as well as investing directly in the stock market. - Learn tax saving strategies. Jenkin helps emerging investors understand taxes - both what they are and how to plan for them. After all, they are one half of life's inevitabilities. - Understand marriage and divorce. Jenkin discusses everything from deciding whether and how to combine finances as a newly-married couple to managing a financial split during divorce. - Be your own boss. Jenkin helps readers think through what being a small business owner really means from structuring the business to be as financially advantageous as possible to buying equipment and hiring employees. - Tackle insurance and estate planning. Jenkin helps you realistically think about life and long-term care insurance policies with a focus on your real needs versus what might feel like enough. - Prepare for retirement. Jenkin discusses ways to juggle retirement planning with life's other financial needs as well as how and when to withdraw money from one's retirement "faucets."


Jim Cramer's Real Money

Jim Cramer's Real Money
Author: Jim Cramer
Publisher: Simon and Schuster
Total Pages: 323
Release: 2009-01-06
Genre: Biography & Autobiography
ISBN: 0743224906

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Presents guidelines on how to invest successfully by becoming a "prudent speculator," explaining the role of psychology in risk taking while covering such topics as spotting an undervalued stock and knowing when to sell.


The Real Cost of Living

The Real Cost of Living
Author: Carmen Wong Ulrich
Publisher: Penguin
Total Pages: 241
Release: 2010-12-28
Genre: Business & Economics
ISBN: 1101446048

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Every decision, from buying a home to grabbing a daily latte, has costs and benefits-personal as well as financial. The Real Cost of Living helps you make better decisions, both big and small- decisions that involve money, but aren't all about money. Well-known personal finance expert Carmen Wong Ulrich makes personal finance personal and takes into account that we all have motivations that go way beyond number crunching. From marriage and family to career, investing, and more, Carmen examines the "real cost" of the choices we all make every day. *Is deciding whether to go back to work full-time after you have a child really all about money? Should it be? *Is prepaying a mortgage a smart-money move, or is it really about craving security and stability-and which means more to you? *How much do your bad habits really cost you? And is saving thousands of dollars enough of a motivation to get you to stop? *Are college degrees really worthwhile? And if so, how can you maximize the odds of gaining all the benefits of a degree, both personally and financially? *Is becoming your own boss the answer to your career malaise? Can you handle the costs? The Real Cost of Living is a rare melding of personal psychology and personal finance at an important time when we have discovered that having more money may not bring more happiness, but knowing what really will make you happy can be worth any cost. Watch a Video


Getting a Life

Getting a Life
Author: Jacqueline Blix
Publisher: Viking Adult
Total Pages: 390
Release: 1997
Genre: Business & Economics
ISBN:

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" ... authors Jacqueline Blix and David Heitmiller, a married couple, explain how they gradually transformed their lives over the past six years by using the [Your money or your life] program."--Jacket.


The True Cost of Happiness

The True Cost of Happiness
Author: Stacey Tisdale
Publisher: John Wiley & Sons
Total Pages: 304
Release: 2009-12-09
Genre: Business & Economics
ISBN: 0470496576

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Personal money management advice that make sense In The True Cost of Happiness, financial journalist Stacey Tisdale and expert financial planner Paula Boyer Kennedy combine their extensive financial experience with a powerful series of interviews and real-world stories to help you make personal money management decisions that make more sense. They begin by discussing how the factors that drive our financial choices and behavior not only run deep, but also represent the way we define ourselves. From there, they reveal how this truth will determine if you can create the kind of financial harmony that not only supports the life you want, but also makes an honest statement of who you really are. The questions they pose are challenging, but essential, because if your financial choices and behavior are not aligned with your true values, you'll always feel like "something" is missing. And it is this disconnect that is at the root of most anxiety and unhappiness over money. Reveals how the first lessons we learn about money as children play out in our adult behavior Discusses how the messages that society sends us about the ways in which we should behave with money affect our financial choices Explores factors that can blind us to our true values, and prevent us from making the best decisions possible on issues such as debt, saving, and investing Illustrates how to create a financial plan that supports a truly happy life Filled with in-depth insights and practical advice, The True Cost of Happiness will put you in a better position to enjoy a life that doesn't compromise who you are.


Real Money Answers for Every Woman

Real Money Answers for Every Woman
Author: Patrice C. Washington
Publisher: HarperCollins
Total Pages: 154
Release: 2016-01-19
Genre: Education
ISBN: 0062420275

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Now widely available, the popular, award-winning, self-published guide to help women get out of debt, rebuild their credit, and fulfill their financial dreams. Patrice Washington rationalized her excessive spending. “I work hard, I deserve this.” “I bought it on sale.” But at twenty-two, the recent college graduate was $18,000 in debt and sinking fast. It was time to take control. Patrice educated herself about finance, adopted a new attitude toward money, and most importantly, adjusted her spending habits. By twenty-five she was debt free—and used the wisdom she gained to start her own successful real estate and mortgage brokerage—and by twenty-nine started her own financial counseling business. Patrice’s former bad spending habits aren’t unique, and women find themselves in financial hot water for a host of reasons. Women earn less than men and have to stretch those hard-earned dollars further. They contribute more to caregiving and aging parents, live longer, and many—including most African American women—are choosing to stay single. Real Money Answers for Every Woman teaches you how to take responsibility for your financial future, whether you’re just starting out or need a fresh start. In a handy Q & A format, it offers relatable and easy to understand and implement advice on everything from managing credit cards, home ownership, and student loans to affordable childcare and even negotiating for a higher salary. Following Patrice’s practical advice, you’ll learn to form “wealthy” habits, establish an “opportunity fund,” stop collecting STUFF that causes debt, and discover the freedom that comes from feeling financially secure.


In Real Life

In Real Life
Author: Cory Doctorow
Publisher: First Second
Total Pages: 196
Release: 2014-10-14
Genre: Young Adult Fiction
ISBN: 1466858613

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Anda loves Coarsegold Online, the massively-multiplayer role playing game that she spends most of her free time on. It's a place where she can be a leader, a fighter, a hero. It's a place where she can meet people from all over the world, and make friends. Gaming is, for Anda, entirely a good thing. But things become a lot more complicated when Anda befriends a gold farmer -- a poor Chinese kid whose avatar in the game illegally collects valuable objects and then sells them to players from developed countries with money to burn. This behavior is strictly against the rules in Coarsegold, but Anda soon comes to realize that questions of right and wrong are a lot less straightforward when a real person's real livelihood is at stake. From acclaimed teen author Cory Doctorow and rising star cartoonist Jen Wang, In Real Life is a sensitive, thoughtful look at adolescence, gaming, poverty, and culture-clash. This title has common Core connections. At the Publisher's request, this title is being sold without Digital Rights Management Software (DRM) applied.


Simple Money, Rich Life

Simple Money, Rich Life
Author: Bob Lotich
Publisher: WaterBrook
Total Pages: 305
Release: 2022-04-26
Genre: Religion
ISBN: 0593193652

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A hope-filled money guide to increase savings, earnings, and giving and actually enjoy it all while designing a life of freedom and eternal impact, from the founder of SeedTime Money. Broken down and stranded 1,000 miles from home with only $7 left in his bank account, Bob Lotich had reached his breaking point. He was stuck in a dead-end job, living paycheck-to-paycheck, and overwhelmed by debt. Bob had been following the world's advice with money and this was the fruit of it. In desperation, he cried out to God for wisdom, for a different way. The answer was a simple four-part formula, one based on timeless biblical principles, and, most important, it worked. After applying this simple formula, Bob discovered that his financial stress melted away and he finally felt fully in control of his money. As he continued to follow the four steps, he paid off over $400,000 in debt, reached a personal goal of giving $1 million by age 40, and achieved a level of financial freedom he never dreamed possible. In his casual and approachable style, Bob (along with his fun-loving wife, Linda) shares everything he learned about achieving true financial freedom, including: • How to create a money system so you can spend less time and get better results • The One-Category Budget: get 80% of the results with 20% of the work • The four keys to earning more in the digital era • How to automate your way to financial success in less than 10 minutes • The secrets of a six-figure giver • Three credit card rules that banks don’t want you to know • How to save $100s each month while still buying what you love • And much more! Whether you are doing “fine” or are in a financial crisis, the included 21-day kick-start will leave you with specific action items to guide you to success. You can have financial security, peace, significance, and eternal impact. Let Bob show you how to reimagine money as it was meant to be: simple.