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Promoting Better Lifetime Planning Through Financial Education

Promoting Better Lifetime Planning Through Financial Education
Author: Naoyuki Yoshino
Publisher: World Scientific
Total Pages: 230
Release: 2016-02-29
Genre: Business & Economics
ISBN: 9814740039

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Surveys show that financial literacy levels are typically low around the world, despite the widening access to financial services and the increasing financial risks borne by households in many countries. This suggests that there will be mounting challenges for households and SMEs to invest wisely and effectively as societies age and governments shift away from defined benefit to defined contribution pension schemes. Individuals will increasingly have to make complex financial decisions to plan for their retirement and for a range of foreseen and unforeseen expenditures. All of these developments suggest that financial education should be part of a lifetime process that starts at an early age and is pursued throughout adulthood.The contributions in this book came from a symposium titled, Promoting Better Lifetime Planning through Financial Education, organized by the Asian Development Bank Institute, the Bank of Japan, the Japan Financial Services Agency, and the Organisation for Economic Co-operation and Development, held on 22-23 January 2015 in Tokyo.Amongst the topics discussed were: effective pension management, financial education curricula in schools, training for teachers of financial education, internationally comparable data on financial literacy and the evaluation of the effectiveness of financial education programs. There are also case studies on financial inclusion, regulation, and education in Indonesia, Pakistan, Philippines, Viet Nam, Thailand, and Japan.


Overcoming the Saving Slump

Overcoming the Saving Slump
Author: Annamaria Lusardi
Publisher: University of Chicago Press
Total Pages: 405
Release: 2009-03-01
Genre: Business & Economics
ISBN: 9780226497099

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The great majority of working Americans are unprepared to face the difficult task of planning for retirement. In fact, the personal savings rate has been holding steady at zero for several years, down from 8 percent in the mid-1980s. Overcoming the Saving Slump explores the many challenges facing workers in the transition from a traditional defined benefit pension system to one that requires more individual responsibility, analyzing the considerable impediments to saving and evaluating financial literacy programs devised by employers and the government. Mapping the changing landscape of pensions and the rise of defined contribution plans, Annamaria Lusardi and others investigate new methods for stimulating saving and promoting financial education drawing on the experience of the United States as well as countries that have privatized their welfare systems, including Sweden and Chile. This timely volume pinpoints where human resources departments, the financial industry, and government officials have succeeded—or failed—in bridging the way to a new retirement system. As the workforce ages and more pensions disappear each second, Lusardi’s findings will be invaluable for economists and anyone facing retirement.


Yes, You Can Get a Financial Life

Yes, You Can Get a Financial Life
Author: Ben Stein
Publisher: ReadHowYouWant.com
Total Pages: 314
Release: 2010-03
Genre: Business & Economics
ISBN: 1458770311

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Life is not lived all at once - it's lived in moments, days, months, years, and decades. This means that the financial plans and actions we all have to take to meet our responsibilities sensibly must be organized by years and decades. Ben Stein wrote the original guide to this subject almost a quarter century ago. Now, Ben, along with Phil DeMuth, the eminent financial planner and writer, have gotten together to update the book, incorporating the massive changes that have occurred in the economy in the past 25 years. This book tells you what and when to save, how much to save, what to save it in, when to spend, and when to say no to your present and yes to your future. Yes, You Can Get A Financial Life! is a time-traveling guidebook on how to organize the money side of your life for all of the decades of your life.


Financial Literacy and Financial Education

Financial Literacy and Financial Education
Author: Beata Świecka
Publisher: Walter de Gruyter GmbH & Co KG
Total Pages: 122
Release: 2019-03-18
Genre: Business & Economics
ISBN: 3110636956

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It is a well-known saying that money does not buy happiness. But it certainly helps in life. It is important to have enough of it to satisfy our needs and to secure ourselves from emergency situations. That's what adults think. And what about the youth? What is their approach to money, what do they know about finances and how are their skills in everyday financial management coming along? What kind of knowledge and skills should be provided? Do young people in different countries represent similar or different approaches to financial matters? Using the results of a research on young people in Poland and Germany, the authors draw a picture of financial literacy. They furthermore present a number of recommendations that help developing the knowledge and the financial skills of young people in practice.


Focus on Personal Finance

Focus on Personal Finance
Author: Jack R. Kapoor
Publisher:
Total Pages: 1067
Release: 2018
Genre: Finance, Personal
ISBN: 9781260289763

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Leap

Leap
Author: Robert Castiglione
Publisher:
Total Pages: 142
Release: 2005-01-01
Genre: Finance, Personal
ISBN: 9780977117109

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The Donkey of Financial Education

The Donkey of Financial Education
Author: Andrea Martini
Publisher: Independently Published
Total Pages: 126
Release: 2021-03-04
Genre:
ISBN:

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"If you want to be financially free, you need to become a different person than you are today and let go of whatever has held you back in the past." -- Robert Kiyosaki In The Donkey of Financial Education, a veteran financial advisor provides you with life-changing financial planning advice and investing strategies that you can use to start building wealth and working towards financial freedom, even if you have always had problems setting budgets, saving money and being financially responsible. In this innovative approach to financial education, you will learn about three types of money managers. By learning how to prevent yourself from being "the donkey" of financial education - a person who is constantly in negative debt and making poor spending decisions, you will quickly improve your financial situation, so that you can move into the A+ category of people who are consistently awarded excellent remarks, due to efficient financial management skills. In this proven and powerful personal and professional financial advice book, you will learn: How develop a sustainable and responsible relationship with money How employers take advantage of employees with poor financial management skills How to live frugally and cut back on unnecessary expenses How to start common sense investing, with very little spare money Retirement planning tools that you must have to enjoy retirement and not run out of money Understanding financial markets, the stock market and other investment options. After reading this valuable personal finance guide, you will feel more self-confident in your ability to design your own financial plan, or you will know exactly how to have your financial advisor set up a pain-free financial plan for your family. Page Up and Order Now.


Master Your Money

Master Your Money
Author: Antônio Carlos
Publisher: Independently Published
Total Pages: 0
Release: 2023-06-14
Genre:
ISBN:

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Transform your financial life with the power of financial education! In "Master Your Money," you will find a comprehensive and inspiring guide to acquire the knowledge and skills needed to make smart financial decisions and achieve the financial stability you've always desired. In this practical and inspiring book, you will be led on a path of comprehensive learning, exploring topics such as personal financial planning, investments, budgeting, debt reduction, and more. With valuable tips, real-life examples, and proven strategies, you will be equipped to tackle the day-to-day financial challenges and establish a solid foundation for a prosperous financial future. Written in an accessible and friendly language, this book is perfect for both beginners who want to acquire essential financial knowledge and those who want to enhance their existing financial skills. With a practical and focused approach, you will learn to develop a personalized financial plan, identify areas of improvement in your finances, and apply effective strategies to save, invest, and protect your wealth. Authored by a personal finance expert, "Master Your Money" provides valuable insights, proven techniques, and practical tools to help you take control of your finances and achieve your financial goals. No matter what stage you are in your financial journey, this book will provide the necessary guidance for you to transform your relationship with money and attain the financial freedom you deserve. Don't wait any longer! Start your journey toward mastering your money today and transform your life through financial education. Get your copy of "Master Your Money" and discover the power of making conscious and well-informed financial decisions.


Consumer Knowledge and Financial Decisions

Consumer Knowledge and Financial Decisions
Author: Douglas J. Lamdin
Publisher: Springer
Total Pages: 0
Release: 2014-01-26
Genre: Psychology
ISBN: 9781489994172

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There has been an increasing recognition that financial knowledge (i.e., literacy) is lacking across the population. Moreover, there is recognition that this lack of knowledge poses real problems as credit, mortgages, health insurance, retirement benefits, and savings and investment decisions become increasingly complex. Financial Decisions Across the Lifespan brings together the work of scholars from various disciplines (family and consumer sciences, economics, law, finance, sociology, and public policy) to provide a broad range of perspectives on financial knowledge, financial decisions, and policies. For consistency across the volume each chapter follows a similar format: (1) what individuals know or need to know (2) how what they know or need to know affects financial decisions and outcomes (3) ways in which policies or programs or financial innovations can enhance their knowledge, or decisions, or outcomes. Contributors will provide both new and existing research to create a valuable picture of the state of financial literacy and how it can be improved.