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Practical Wealth for Black Folk$

Practical Wealth for Black Folk$
Author: Karen Lewis
Publisher: CreateSpace
Total Pages: 120
Release: 2011-04-01
Genre: Education
ISBN: 9781453814116

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"Practical Wealth for Black Folk$" guides the reader from understanding how and why they never seem to have enough, into a specific plan of action to eliminate low income from their lives. It's a must read and must "do" book for every Black American with low or middle income and for those who make more but still live poor or unfulfilled. "Practical Wealth for Black Folk$" introduces three types of wealth and inspires individuals to choose how they want to live. The reader is guided to understand their purpose in life and how to design their own personal path towards fulfillment. The book will help you map out a plan to get from where ever you are now to where you want to be. The "Key Questions" the author asks are worth the price of the book alone! You are led to contemplate your life in ways you may never have before. You will think about your dreams, make them into realistic goals, and figure out how to make them come true. A wealth of resources are at the readers fingertips to take immediate advantage of topics from money management, business, career choices, and financing your education. The practicality of the book is most clearly illustrated in the free financial education course the author assembled from resources readily available on the Internet. Anyone completing the "course" will be more financially savvy than the overwhelming majority of all Americans. This is the "Ultimate guide for Blacks (and anyone else) to discover: * their purpose for living and how to pursue it. * how changing your thinking can get you where you want to be. * what politicians and the government have to do with poverty. * why you aren't wealthy, yet. * the 3 levels of Practical Wealth and which one works for you. * how to change your financial future, make and manage money more effectively. * career, education and business options that can bring financial independence. Wake up everyday with a smile on your face excited about your life, your finances, relationships and new opportunities. Join the movement and spread the word for Black America to raise their economic level and live debt free. Invest in your own future, and that of your family by purchasing a copy for every teen and preteen in your home too. Make your own dreams come true!


The Color of Money

The Color of Money
Author: Mehrsa Baradaran
Publisher: Harvard University Press
Total Pages: 382
Release: 2017-09-14
Genre: Business & Economics
ISBN: 0674982304

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“Read this book. It explains so much about the moment...Beautiful, heartbreaking work.” —Ta-Nehisi Coates “A deep accounting of how America got to a point where a median white family has 13 times more wealth than the median black family.” —The Atlantic “Extraordinary...Baradaran focuses on a part of the American story that’s often ignored: the way African Americans were locked out of the financial engines that create wealth in America.” —Ezra Klein When the Emancipation Proclamation was signed in 1863, the black community owned less than 1 percent of the total wealth in America. More than 150 years later, that number has barely budged. The Color of Money seeks to explain the stubborn persistence of this racial wealth gap by focusing on the generators of wealth in the black community: black banks. With the civil rights movement in full swing, President Nixon promoted “black capitalism,” a plan to support black banks and minority-owned businesses. But the catch-22 of black banking is that the very institutions needed to help communities escape the deep poverty caused by discrimination and segregation inevitably became victims of that same poverty. In this timely and eye-opening account, Baradaran challenges the long-standing belief that black communities could ever really hope to accumulate wealth in a segregated economy. “Black capitalism has not improved the economic lives of black people, and Baradaran deftly explains the reasons why.” —Los Angeles Review of Books “A must read for anyone interested in closing America’s racial wealth gap.” —Black Perspectives


Farming While Black

Farming While Black
Author: Leah Penniman
Publisher: Chelsea Green Publishing
Total Pages: 369
Release: 2018
Genre: African American cooking
ISBN: 1603587616

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"Farming While Black is the first comprehensive "how to" guide for aspiring African-heritage growers to reclaim their dignity as agriculturists and for all farmers to understand the distinct, technical contributions of African-heritage people to sustainable agriculture. At Soul Fire Farm, author Leah Penniman co-created the Black and Latino Farmers Immersion (BLFI) program as a container for new farmers to share growing skills in a culturally relevant and supportive environment led by people of color. Farming While Black organizes and expands upon the curriculum of the BLFI to provide readers with a concise guide to all aspects of small-scale farming, from business planning to preserving the harvest. Throughout the chapters Penniman uplifts the wisdom of the African diasporic farmers and activists whose work informs the techniques described--from whole farm planning, soil fertility, seed selection, and agroecology, to using whole foods in culturally appropriate recipes, sharing stories of ancestors, and tools for healing from the trauma associated with slavery and economic exploitation on the land. Woven throughout the book is the story of Soul Fire Farm, a national leader in the food justice movement." --


The Wealth Choice

The Wealth Choice
Author: Dennis Kimbro
Publisher: St. Martin's Press
Total Pages: 304
Release: 2013-02-19
Genre: Business & Economics
ISBN: 1137324139

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It's no secret that these hard times have been even harder for the Black community. Approximately 35 percent of African Americans had no measurable assets in 2009, and 24 percent of these same households had only a motor vehicle. Dennis Kimbro, observing how the weight of the continuing housing and credit crises disproportionately impacts the African-American community, takes a sharp look at a carefully cultivated group of individuals who've scaled the heights of success and how others can emulate them. Based on a seven year study of 1,000 of the wealthiest African Americans, The Wealth Choice offers a trove of sound and surprising advice about climbing the economic ladder, even when the odds seem stacked against you. Readers will learn about how business leaders, entrepreneurs, and celebrities like Bob Johnson, Spike Lee, L. A. Reid, Herman Cain, T. D. Jakes and Tyrese Gibson found their paths to wealth; what they did or didn't learn about money early on; what they had to sacrifice to get to the top; and the role of discipline in managing their success. Through these stories, which include men and women at every stage of life and in every industry, Dennis Kimbro shows readers how to: · Develop a wealth-generating mindset and habits · Commit to lifelong learning · Craft goals that match your passion · Make short-term sacrifices for long-term gain · Take calculated risks when opportunity presents itself


Know Your Price

Know Your Price
Author: Andre M. Perry
Publisher: Brookings Institution Press
Total Pages: 271
Release: 2020-05-19
Genre: Social Science
ISBN: 0815737289

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The deliberate devaluation of Blacks and their communities has had very real, far-reaching, and negative economic and social effects. An enduring white supremacist myth claims brutal conditions in Black communities are mainly the result of Black people's collective choices and moral failings. “That's just how they are” or “there's really no excuse”: we've all heard those not so subtle digs. But there is nothing wrong with Black people that ending racism can't solve. We haven't known how much the country will gain by properly valuing homes and businesses, family structures, voters, and school districts in Black neighborhoods. And we need to know. Noted educator, journalist, and scholar Andre Perry takes readers on a tour of six Black-majority cities whose assets and strengths are undervalued. Perry begins in his hometown of Wilkinsburg, a small city east of Pittsburgh that, unlike its much larger neighbor, is struggling and failing to attract new jobs and industry. Bringing his own personal story of growing up in Black-majority Wilkinsburg, Perry also spotlights five others where he has deep connections: Detroit, Birmingham, New Orleans, Atlanta, and Washington, D.C. He provides an intimate look at the assets that should be of greater value to residents—and that can be if they demand it. Perry provides a new means of determining the value of Black communities. Rejecting policies shaped by flawed perspectives of the past and present, it gives fresh insights on the historical effects of racism and provides a new value paradigm to limit them in the future. Know Your Price demonstrates the worth of Black people's intrinsic personal strengths, real property, and traditional institutions. These assets are a means of empowerment and, as Perry argues in this provocative and very personal book, are what we need to know and understand to build Black prosperity.


From Here to Equality, Second Edition

From Here to Equality, Second Edition
Author: William A. Darity Jr.
Publisher: UNC Press Books
Total Pages: 443
Release: 2022-07-27
Genre: Social Science
ISBN: 1469671212

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Racism and discrimination have choked economic opportunity for African Americans at nearly every turn. At several historic moments, the trajectory of racial inequality could have been altered dramatically. But neither Reconstruction nor the New Deal nor the civil rights struggle led to an economically just and fair nation. Today, systematic inequality persists in the form of housing discrimination, unequal education, police brutality, mass incarceration, employment discrimination, and massive wealth and opportunity gaps. Economic data indicates that for every dollar the average white household holds in wealth the average black household possesses a mere ten cents. This compelling and sharply argued book addresses economic injustices head-on and make the most comprehensive case to date for economic reparations for U.S. descendants of slavery. Using innovative methods that link monetary values to historical wrongs, William Darity Jr. and A. Kirsten Mullen assess the literal and figurative costs of justice denied in the 155 years since the end of the Civil War and offer a detailed roadmap for an effective reparations program, including a substantial payment to each documented U.S. black descendant of slavery. This new edition features a new foreword addressing the latest developments on the local, state, and federal level and considering current prospects for a comprehensive reparations program.


The Sum of Us

The Sum of Us
Author: Heather McGhee
Publisher: One World
Total Pages: 450
Release: 2021-02-16
Genre: Social Science
ISBN: 0525509577

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NEW YORK TIMES BESTSELLER • LONGLISTED FOR THE NATIONAL BOOK AWARD • One of today’s most insightful and influential thinkers offers a powerful exploration of inequality and the lesson that generations of Americans have failed to learn: Racism has a cost for everyone—not just for people of color. WINNER OF THE PORCHLIGHT BUSINESS BOOK AWARD • ONE OF THE BEST BOOKS OF THE YEAR: Time, The Washington Post, St. Louis Post-Dispatch, Ms. magazine, BookRiot, Library Journal “This is the book I’ve been waiting for.”—Ibram X. Kendi, #1 New York Times bestselling author of How to Be an Antiracist Look for the author’s new podcast, The Sum of Us, based on this book! Heather McGhee’s specialty is the American economy—and the mystery of why it so often fails the American public. From the financial crisis of 2008 to rising student debt to collapsing public infrastructure, she found a root problem: racism in our politics and policymaking. But not just in the most obvious indignities for people of color. Racism has costs for white people, too. It is the common denominator of our most vexing public problems, the core dysfunction of our democracy and constitutive of the spiritual and moral crises that grip us all. But how did this happen? And is there a way out? McGhee embarks on a deeply personal journey across the country from Maine to Mississippi to California, tallying what we lose when we buy into the zero-sum paradigm—the idea that progress for some of us must come at the expense of others. Along the way, she meets white people who confide in her about losing their homes, their dreams, and their shot at better jobs to the toxic mix of American racism and greed. This is the story of how public goods in this country—from parks and pools to functioning schools—have become private luxuries; of how unions collapsed, wages stagnated, and inequality increased; and of how this country, unique among the world’s advanced economies, has thwarted universal healthcare. But in unlikely places of worship and work, McGhee finds proof of what she calls the Solidarity Dividend: the benefits we gain when people come together across race to accomplish what we simply can’t do on our own. The Sum of Us is not only a brilliant analysis of how we arrived here but also a heartfelt message, delivered with startling empathy, from a black woman to a multiracial America. It leaves us with a new vision for a future in which we finally realize that life can be more than a zero-sum game. LONGLISTED FOR THE ANDREW CARNEGIE MEDAL


The Black Girl's Guide to Financial Freedom

The Black Girl's Guide to Financial Freedom
Author: Paris Woods
Publisher:
Total Pages: 198
Release: 2021-09-18
Genre:
ISBN: 9781737606604

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This is not another boring personal finance book! Are you tired of spinning your wheels following financial advice that leaves you feeling broker than before? Are you pulling your hair out trying to follow the complicated instructions offered by the gurus? In The Black Girl's Guide to Financial Freedom, Paris Woods takes the guesswork out of wealth-building and presents a plan that anyone can follow. Paris spent years working in education and wanted to find a way to build wealth without changing careers or taking the traditional real estate or business routes. This book is the result of years of research and practice that helped her find a simpler path. Through real-life stories coupled with clear and actionable advice, you will learn to: - Build generational wealth- Avoid common financial traps- Earn your next degree debt-free- Achieve financial independence and retire early- Design a dream life you can start living todayThis book is perfect for Black women of any age, including young professionals just starting to set financial goals and mid-career women who are tired of following the same old rules and are ready to live life on their own terms. If freedom is your goal, then this is the book for you.


Stop Being Niggardly

Stop Being Niggardly
Author: Karen Hunter
Publisher: Simon and Schuster
Total Pages: 226
Release: 2010-04-27
Genre: Social Science
ISBN: 1439123705

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nig·gard·ly (adj.) [nig´erd-le] 1. stingy, miserly; not generous 2. begrudging about spending or granting 3. provided in a meanly limited supply If you don’t know the definition of the word, you might assume it to be a derogatory insult, a racial slur. You might be personally offended and deeply outraged. You might write an angry editorial or organize a march. You might even find yourself making national headlines In other words, you’d better know what the word means before you pour your energy into overreacting to it. That’s the jumping-off point for this powerful directive from Pulitzer Prize–winning journalist and bestselling author Karen Hunter. It’s time for the black community to stop marching, quit complaining, roll up their collective sleeves, channel their anger constructively, and start fixing their own problems, she boldly asserts. And while her straight-talking, often politically incorrect narrative is electrifyingly fresh and utterly relevant to today’s hot-button issues surrounding race, Hunter harks back to the wisdom of a respected elder—Nannie Helen Burroughs, who was ahead of her time penning Twelve Things the Negro Must Do for Himself more than a century ago. Burroughs’s guidelines for successful living—from making education, employment, and home ownership one’s priorities to dressing appropriately to practicing faith in everyday life—teach empowerment through self-responsibility, disallowing excuses for one’s standing in life but rather galvanizing blacks to look to themselves for strength, motivation, support, and encouragement. From our urban communities to small-town America, the issues Hunter is bold enough to tackle in Stop Being Niggardly affect us all. Refreshingly candid and challenging, certain to get people everywhere talking, this is the book that takes on race in a new—yet also historically revered and simply stated—way that can change lives, both personally and collectively.