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Direct payments and personal budgets (third edition)

Direct payments and personal budgets (third edition)
Author: Jon Glasby
Publisher: Policy Press
Total Pages: 188
Release: 2009-05-06
Genre: Social Science
ISBN: 1447317742

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This is the first UK introductory textbook on direct payments and personal budgets, summarising the current evidence and implications for policy and practice. Written by leading national experts in the personalisation agenda, the book is essential reading for everyone involved in social care.


Budgets Don't Work (But This Does)

Budgets Don't Work (But This Does)
Author: Melissa Browne
Publisher: Allen & Unwin
Total Pages: 213
Release: 2020-07-02
Genre: Business & Economics
ISBN: 1760874701

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In this breakthrough book you'll discover your Money Story, your Money Type and just as importantly you'll learn the habits, triggers and tricks that are right for you. If you've ever tried to budget but found it just doesn't work, you need to read this book. When it comes to saving and spending money, we're not all the same. Yet for too long, the financial advice world has treated us as if we are. This book will give you the tools you need to make that long-awaited financial breakthrough, allowing you to discover your 'Financial Phenotype': the unique combination comprising your Money Story, your Money Environment, your Money Type and, just as importantly, the habits, triggers and tricks that are right for you. Once you realise that the one-size-fits-all approach to finances you've been trying to adopt doesn't work for most people, it can be liberating. Finally there's a rational explanation for why you've struggled with money-why you're perpetually sabotaging, why you're constantly at loggerheads with your partner or why you just can't seem to be consistent. When it comes to other areas of your life, such as food and exercise, you've no doubt embraced a multi-faceted, often highly personalised approach and you recognise that's important. Why should it be any different when it comes to your finances? That's why understanding your Money Story and discovering your Money Type is the key to financial success.


Personal Budget

Personal Budget
Author: Frances Robinson
Publisher: CreateSpace
Total Pages: 54
Release: 2014-12-10
Genre:
ISBN: 9781505477214

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A Personal Budget can help you access your income, expenses and money management. Start by tracking your income (from multiple sources) and household budget. Complete a very detailed Estimated and Actual expense worksheets for each month in the following categories: -Home (Mortgage/Rent, Insurance, Utilities and more) -Electronics (Phone, Internet, Cable, etc.) -Auto (Loans, Insurance, Fuel, License, Repairs, etc.) -Food and House (Groceries, Eating Out, Decor, Household, etc.) -Taxes (State, Federal, Local, Property Tax) -Health (Insurance, Doctors, Dental, Eyecare, etc) -Giving (Charity, Church, Gift Giving) -Child Care (Child Support, Day care, Allowance, Lunch Money, etc.) -Clothing (Purchases, Cleaners) -Misc (Pet care, Entertainment, Savings and More) Includes a column to write amount over or under your personal budget. Calculate all figures for the month on the budget sheet to see results. A great visual to help you see where you are saving or over spending on your family budget. A Bonus section includes a helpful log for each month titled: "Bills to Pay." Excellent reminder to see at a glance when bills are due, amount to pay and method of payment. A Personal Budget for Money Management every month is good for organizing plus the bill reminder to help budget and balance your finances.


All Your Worth

All Your Worth
Author: Elizabeth Warren
Publisher: Simon and Schuster
Total Pages: 304
Release: 2006-01-09
Genre: Business & Economics
ISBN: 0743269888

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The bestselling mother/daughter coauthors of "The Two-Income Trap" now pen an essential guide to the five simple keys to lasting financial peace.


Personal Budget Kit

Personal Budget Kit
Author: Enodare (Firm)
Publisher:
Total Pages: 0
Release: 2017
Genre: Budgets, Personal
ISBN: 9781906144982

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In this kit, we'll guide you step-by-step through the process of creating and living with a personal budget. We'll show you how analyze how you receive and spend your money and to set goals, both short and long-term. You'll learn how to gain control of your personal cash flow. You'll discover when you need to make adjustments to your budget and how to do it wisely. Most of all, this kit will show you that budgeting isn't simply about adding limitations to your living but rather the foundation for living better by maximizing the resources you have. This Personal Budget Kit provides you with step-by-step instructions, detailed information and all the budget worksheets and spreadsheets necessary to identify and understand your spending habits, reduce your expenses, set goals, prepare personal budgets, monitor your progress and take control over your finances. Take Control of Your Finances! * Reduce your spending painlessly and effortlessly * Pay off your debts early * Improve your credit rating * Save & invest money * Set & achieve financial goals * Eliminate financial worries Brief Table of Contents 1: Why You Need to Budget. 2: Analyzing and Tracking Your Current Finances. 3: Setting Your Goals. 4: Strategies to Reduce Expenses & Save Money. 5: Managing Debt and Credit. 6: Making Your Budget Plan. 7: Living With and Making Adjustments To Your Budget. Appendix: Budget Worksheets.


Budgeting 101

Budgeting 101
Author: Michele Cagan
Publisher: Simon and Schuster
Total Pages: 256
Release: 2018-11-06
Genre: Business & Economics
ISBN: 1507209088

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“Cagan makes the case that a budget isn’t a buzz killer. It’s financial salvation.” —The Washington Post Don’t break the bank—learn to create and stick to a budget with this comprehensive, easy-to-understand guide to saving money sensibly in this edition of the popular 101 series. Sometimes, it can seem like saving money is impossible. With everyday expenses, from groceries and gas, to the electric bill and lunch money, as well as those unexpected expenses, like car repairs and medical bills, getting—and keeping—control of your finances can feel overwhelming. With Budgeting 101, you can start saving now. This clear and simple guide provides tons of practical advice for keeping track of your finances. With useful tips on setting financial goals, reducing debt, finding ways to save money, and creating and following a budget plan, you’ll have your dollars and cents under control in no time. Why spend more of your hard-earned money on a financial advisor? Filled with expert advice on a wide range of the most common financial concerns and step-by-step instructions to managing your money both now and in the future, Budgeting 101 has you covered.


All Your Worth

All Your Worth
Author: Elizabeth Warren
Publisher:
Total Pages: 312
Release: 2005
Genre: Business & Economics
ISBN:

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The bestselling mother/daughter coauthors of "The Two-Income Trap" now pen an essential guide to the five simple keys to lasting financial peace.


Define Personal Budget

Define Personal Budget
Author: John Hills
Publisher: CreateSpace
Total Pages: 36
Release: 2014-12-26
Genre: Family & Relationships
ISBN: 9781505670561

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Budgeting may not necessarily be all about curbing all spending powers. It is only a suggested method of spending, that is both wise and that will keep the individual from falling into an all consuming debt ridden situation. Get all the info you need here


The Budget Kit

The Budget Kit
Author: Judy Lawrence
Publisher: AdvisorPress
Total Pages: 177
Release: 2003-04
Genre: Business & Economics
ISBN: 0974087688

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Direct Payments and Personal Budgets

Direct Payments and Personal Budgets
Author: Glasby, Jon
Publisher: Policy Press
Total Pages: 232
Release: 2016-01-13
Genre: Social Science
ISBN: 1447326792

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In the context of the Care Act 2014, this third edition of the leading textbook on personalisation considers key policy changes since 2009 and new research into the extension and outcomes of personal budgets. Direct payments and personal budgets have developed rapidly, transforming the whole of adult social care. In future, all care will be delivered via a personal budget, with direct payments as the default rather than the exception. As the concepts have spread from adult social care to other sectors, the changes have been controversial and difficult to implement. Front-line practitioners and people using services have struggled to make sense of these ways of working in a challenging financial and policy context. This accessible textbook is essential reading for students, practitioners and policy makers in social work and community care services.