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Overcoming America's Unfair Housing Acts

Overcoming America's Unfair Housing Acts
Author: Marcia Johnson
Publisher: Vandeplas Pub.
Total Pages: 0
Release: 2022-08-08
Genre:
ISBN: 9781600425417

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Across the globe and particularly in America, basic democratic tenets supposedly stand on principles of fairness and equity, but almost everything we've done and are doing rejects that these ideals are important to us. Instead, we consciously or subconsciously embrace a predilection and desire for preferential treatment for preferred people. Nowhere is our support of preference starker than in the way "racial haves" sustain their mistreatment of the "racial have-nots." It occurs in every facet of American life and is evident across the globe. This book examines a single area of our culture: housing in the US which operates against the backdrop of unrelenting segregation policies and practices in all facets of the industry. So vitriolic is the housing industry against people of color, particularly African Americans, that even sweeping legislation like the Fair Housing Act itself could not stamp out the offensive systemic actions within the housing industry. Acknowledging the depths of prejudice supported by centuries of falsehoods and malevolence, the author calls for transformational change in American culture to reach racial balance in housing and concomitant industries.


Unfair Housing

Unfair Housing
Author: Mara S. Sidney
Publisher:
Total Pages: 206
Release: 2003
Genre: Business & Economics
ISBN:

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It is difficult to ignore the fact that, even as the United States becomes much more racially and ethnically diverse, our neighborhoods remain largely segregated. The 1968 Fair Housing Act and 1977 Community Reinvestment Act promised to end discrimination, yet for millions of Americans housing options remain far removed from the American Dream. Why do most neighborhoods in American cities continue to be racially divided? The problem, suggests Mara Sidney, lies with the policies themselves. She contends that to understand why discrimination persists, we need to understand the political challenges faced by advocacy groups who implement them. In Unfair Housing she offers a new explanation for the persistent color lines in our cities by showing how weak national policy has silenced and splintered grassroots activists. Sidney explains how political compromise among national lawmakers with divergent interests resulted in housing legislation that influenced how community activists defined discrimination, what actions they took, and which political relationships they cultivated. As a result, local governments became less likely to include housing discrimination on their agendas, existing laws went unenforced, and racial segregation continued. A former undercover investigator for a fair housing advocacy group, Sidney takes readers into the neighborhoods of Minneapolis and Denver to show how federal housing policy actually works. She examines how these laws played out in these cities and reveals how they eroded activists' capability to force more sweeping reform in housing policy. Sidney also shows how activist groups can cultivate community resources to overcome these difficulties, looking across levels of government to analyze how national policies interact with local politics. In the first book to apply policy design theories of Anne Schneider and Helen Ingram to an empirical case, Sidney illuminates overlooked impacts of fair housing and community reinvestment policies and extends their theories to the study of local politics and nonprofit organizations. Sidney argues forcefully that understanding the link between national policy and local groups sheds light on our failure to reduce discrimination and segregation. As battles over fair housing continue, her book helps us understand the shape of the battlefield and the prospects for victory.


Race for Profit

Race for Profit
Author: Keeanga-Yamahtta Taylor
Publisher: UNC Press Books
Total Pages: 364
Release: 2019-09-03
Genre: History
ISBN: 1469653672

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LONGLISTED FOR THE 2019 NATIONAL BOOK AWARD FINALIST, 2020 PULITZER PRIZE IN HISTORY By the late 1960s and early 1970s, reeling from a wave of urban uprisings, politicians finally worked to end the practice of redlining. Reasoning that the turbulence could be calmed by turning Black city-dwellers into homeowners, they passed the Housing and Urban Development Act of 1968, and set about establishing policies to induce mortgage lenders and the real estate industry to treat Black homebuyers equally. The disaster that ensued revealed that racist exclusion had not been eradicated, but rather transmuted into a new phenomenon of predatory inclusion. Race for Profit uncovers how exploitative real estate practices continued well after housing discrimination was banned. The same racist structures and individuals remained intact after redlining's end, and close relationships between regulators and the industry created incentives to ignore improprieties. Meanwhile, new policies meant to encourage low-income homeownership created new methods to exploit Black homeowners. The federal government guaranteed urban mortgages in an attempt to overcome resistance to lending to Black buyers – as if unprofitability, rather than racism, was the cause of housing segregation. Bankers, investors, and real estate agents took advantage of the perverse incentives, targeting the Black women most likely to fail to keep up their home payments and slip into foreclosure, multiplying their profits. As a result, by the end of the 1970s, the nation's first programs to encourage Black homeownership ended with tens of thousands of foreclosures in Black communities across the country. The push to uplift Black homeownership had descended into a goldmine for realtors and mortgage lenders, and a ready-made cudgel for the champions of deregulation to wield against government intervention of any kind. Narrating the story of a sea-change in housing policy and its dire impact on African Americans, Race for Profit reveals how the urban core was transformed into a new frontier of cynical extraction.


Perspectives on Fair Housing

Perspectives on Fair Housing
Author: Vincent J. Reina
Publisher: University of Pennsylvania Press
Total Pages: 216
Release: 2020-11-20
Genre: Social Science
ISBN: 0812252756

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Title VIII of the Civil Rights Act of 1968, known as the Fair Housing Act, prohibited discrimination in the sale, rent, and financing of housing based on race, religion, and national origin. However, manifold historical and contemporary forces, driven by both governmental and private actors, have segregated these protected classes by denying them access to homeownership or housing options in high-performing neighborhoods. Perspectives on Fair Housing argues that meaningful government intervention continues to be required in order to achieve a housing market in which a person's background does not arbitrarily restrict access. The essays in this volume address how residential segregation did not emerge naturally from minority preference but rather how it was forced through legal, economic, social, and even violent measures. Contributors examine racial land use and zoning practices in the early 1900s in cities like Atlanta, Richmond, and Baltimore; the exclusionary effects of single-family zoning and its entanglement with racially motivated barriers to obtaining credit; and the continuing impact of mid-century "redlining" policies and practices on public and private investment levels in neighborhoods across American cities today. Perspectives on Fair Housing demonstrates that discrimination in the housing market results in unequal minority households that, in aggregate, diminish economic prosperity across the country. Amended several times to expand the protected classes to include gender, families with children, and people with disabilities, the FHA's power relies entirely on its consistent enforcement and on programs that further its goals. Perspectives on Fair Housing provides historical, sociological, economic, and legal perspectives on the critical and continuing problem of housing discrimination and offers a review of the tools that, if appropriately supported, can promote racial and economic equity in America. Contributors: Francesca Russello Ammon, Raphael Bostic, Devin Michelle Bunten, Camille Zubrinsky Charles, Nestor M. Davidson, Amy Hillier, Marc H. Morial, Eduardo M. Peñalver, Wendell E. Pritchett, Rand Quinn, Vincent J. Reina, Akira Drake Rodriguez, Justin P. Steil, Susan M. Wachter.


The Fight for Fair Housing

The Fight for Fair Housing
Author: Gregory D. Squires
Publisher: Routledge
Total Pages: 291
Release: 2017-10-16
Genre: Architecture
ISBN: 1134822871

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The federal Fair Housing Act of 1968 was passed in a time of turmoil, conflict, and often conflagration in cities across the nation. It took the assassination of Dr. Martin Luther King, Jr. to finally secure its passage. The Kerner Commission warned in 1968 that "to continue present policies is to make permanent the division of our country into two societies; one largely Negro and poor, located in the central cities; the other, predominantly white and affluent, located in the suburbs and outlying areas". The Fair Housing Act was passed with a dual mandate: to end discrimination and to dismantle the segregated living patterns that characterized most cities. The Fight for Fair Housing tells us what happened, why, and what remains to be done. Since the passage of the Fair Housing Act, the many forms of housing discrimination and segregation, and associated consequences, have been documented. At the same time, significant progress has been made in counteracting discrimination and promoting integration. Few suburbs today are all white; many people of color are moving to the suburbs; and some white families are moving back to the city. Unfortunately, discrimination and segregation persist. The Fight for Fair Housing brings together the nation’s leading fair housing activists and scholars (many of whom are in both camps) to tell the stories that led to the passage of the Fair Housing Act, its consequences, and the implications of the act going forward. Including an afterword by Walter Mondale, this book is intended for everyone concerned with the future of our cities and equal access for all persons to housing and related opportunities.


Fragile Rights Within Cities

Fragile Rights Within Cities
Author: John Goering
Publisher: Rowman & Littlefield
Total Pages: 326
Release: 2007
Genre: Political Science
ISBN: 9780742547360

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How fair are America's urban housing markets, and how effective is the government at ensuring open and diverse housing options for minority groups? To answer these questions, Fragile Rights Within Cities offers a current social science and policy examination of the understudied issue of equal opportunity trends and enforcement practices in housing. The contributors to this collection - who are among the country's major analysts of race and ethnicity, housing, and public policies - provide a rich, multi-disciplinary assessment of government programs aimed at enforcing one of America's hallmark civil rights laws. By evaluating roughly 40 years of civil rights education and enforcement within the nation's effort to promote fairness in housing markets, these experts provide a sense of possible policy options for the future.


Furthering Fair Housing

Furthering Fair Housing
Author: Justin P. Steil
Publisher: Temple University Press
Total Pages: 257
Release: 2021-03-19
Genre: Political Science
ISBN: 1439920737

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The 2015 Affirmatively Furthering Fair Housing Rule was the most significant federal effort to increase equality of access to place-based resources and opportunities, such as high-performing schools or access to jobs, since the 1968 Fair Housing Act. However, in an effort to appeal to suburban voters, the Trump administration repealed the rule in 2020, leaving its future in doubt. Furthering Fair Housing analyzes multiple dimensions of this rule, identifying failures of past efforts to increase housing choice, exploring how the AFFH Rule was crafted, measuring the initial effects of the rule before its rescission, and examining its interaction with other contemporary housing issues, such as affordability, gentrification, anti-displacement, and zoning policies. The editors and contributors to this volume—a mix of civil rights advocates, policymakers, and public officials—provide critical perspectives and identify promising new directions for future policies and practices. Placing the history of fair housing in the context of the centuries-long struggle for racial equity, Furthering Fair Housing shows how this policy can be revived and enhanced to advance racial equity in America’s neighborhoods.


Measuring Housing Discrimination in a National Study

Measuring Housing Discrimination in a National Study
Author: National Research Council
Publisher: National Academies Press
Total Pages: 88
Release: 2002-04-14
Genre: Social Science
ISBN: 0309083257

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Federal law prohibits housing discrimination on the basis of seven protected classes including race. Despite 30 years of legal prohibition under the Fair Housing Act, however, there is evidence of continuing discrimination in American housing, as documented by several recent reports. In 1998, the Department of Housing and Urban Development (HUD) funded a $7.5 million independently conducted Housing Discrimination Survey (HDS) of racial and ethnic discrimination in housing rental, sales, and lending markets (Public Law 105-276). This survey is the third such effort sponsored by HUD. Its intent is to provide a detailed understanding of the patterns of discrimination in housing nationwide. In 1999, the Committee on National Statistics (CNSTAT) of the National Research Council (NRC) was asked to review the research design and analysis plan for the 2000 HDS and to offer suggestions about appropriate sampling and analysis procedures. The review took the form of a workshop that addressed HUD's concerns about the adequacy of the sample design and analysis plan, as well as questions related to the measurement of various aspects of discrimination and issues that might bias the results obtained. The discussion also explored alternative methodologies and research needs. In addition to addressing methodological and substantive issues related specifically to the HDS, the workshop examined broader questions related to the measurement of discrimination.


Moving toward Integration

Moving toward Integration
Author: Richard H. Sander
Publisher: Harvard University Press
Total Pages: 359
Release: 2018-05-07
Genre: History
ISBN: 0674919874

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Reducing residential segregation is the best way to reduce racial inequality in the United States. African American employment rates, earnings, test scores, even longevity all improve sharply as residential integration increases. Yet far too many participants in our policy and political conversations have come to believe that the battle to integrate America’s cities cannot be won. Richard Sander, Yana Kucheva, and Jonathan Zasloff write that the pessimism surrounding desegregation in housing arises from an inadequate understanding of how segregation has evolved and how policy interventions have already set many metropolitan areas on the path to integration. Scholars have debated for decades whether America’s fair housing laws are effective. Moving toward Integration provides the most definitive account to date of how those laws were shaped and implemented and why they had a much larger impact in some parts of the country than others. It uses fresh evidence and better analytic tools to show when factors like exclusionary zoning and income differences between blacks and whites pose substantial obstacles to broad integration, and when they do not. Through its interdisciplinary approach and use of rich new data sources, Moving toward Integration offers the first comprehensive analysis of American housing segregation. It explains why racial segregation has been resilient even in an increasingly diverse and tolerant society, and it demonstrates how public policy can align with demographic trends to achieve broad housing integration within a generation.


When Affirmative Action Was White: An Untold History of Racial Inequality in Twentieth-Century America

When Affirmative Action Was White: An Untold History of Racial Inequality in Twentieth-Century America
Author: Ira Katznelson
Publisher: W. W. Norton & Company
Total Pages: 272
Release: 2006-08-17
Genre: History
ISBN: 0393347141

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A groundbreaking work that exposes the twisted origins of affirmative action. In this "penetrating new analysis" (New York Times Book Review) Ira Katznelson fundamentally recasts our understanding of twentieth-century American history and demonstrates that all the key programs passed during the New Deal and Fair Deal era of the 1930s and 1940s were created in a deeply discriminatory manner. Through mechanisms designed by Southern Democrats that specifically excluded maids and farm workers, the gap between blacks and whites actually widened despite postwar prosperity. In the words of noted historian Eric Foner, "Katznelson's incisive book should change the terms of debate about affirmative action, and about the last seventy years of American history."