Office Of Consumer Financial Protection And Access Fair Lending Guide PDF Download
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Author | : National Administration |
Publisher | : Createspace Independent Publishing Platform |
Total Pages | : 56 |
Release | : 2018-03-08 |
Genre | : |
ISBN | : 9781986315531 |
Download Office of Consumer Financial Protection and Access Fair Lending Guide Book in PDF, ePub and Kindle
This guide, "Office of Consumer Financial Protection and Access Fair Lending Guide," is intended for use by a credit union's board of directors and management, compliance officers, and others having responsibility for fair lending compliance as part of their duties. While the guide covers federal fair lending laws and regulations that affect federal credit unions, it does not address all federal consumer protection laws or any state laws. This fair lending guide is divided into five sections: * Overviews - provide a brief description of what is covered in each fair lending law and regulation, what the regulations require of credit unions, and some potential risks; * Operational requirements - denote specific requirements covered in each fair lending law and regulation and possible administrative actions for noncompliance; * Review Considerations - contain various areas management should consider when evaluating fair lending compliance issues or developing compliance policies; * Checklists - can be used to test compliance with the various fair lending laws and regulations, or as a starting point in developing a policy for compliance with the various regulations. The questions are written so that a "yes" answer indicates compliance with the regulation, and a "no" answer indicates a potential problem area; * Definitions - defines terms used in the narrative sections of this guide as well as terms used in each fair lending law and regulation.
Author | : United States. National Credit Union Administration |
Publisher | : |
Total Pages | : |
Release | : 1993 |
Genre | : Credit unions |
ISBN | : 9780160175572 |
Download NCUA Rules and Regulations Book in PDF, ePub and Kindle
Author | : United States. National Credit Union Administration |
Publisher | : |
Total Pages | : 602 |
Release | : 1997 |
Genre | : Credit unions |
ISBN | : |
Download NCUA Examiner's Guide Book in PDF, ePub and Kindle
Author | : United States. National Credit Union Administration |
Publisher | : |
Total Pages | : 164 |
Release | : 1974 |
Genre | : Banks and banking, Cooperative |
ISBN | : |
Download Accounting Manual for Federal Credit Unions Book in PDF, ePub and Kindle
Author | : Clark R. Abrahams |
Publisher | : John Wiley & Sons |
Total Pages | : 356 |
Release | : 2008-03-14 |
Genre | : Business & Economics |
ISBN | : 9780470241899 |
Download Fair Lending Compliance Book in PDF, ePub and Kindle
Praise for Fair Lending ComplianceIntelligence and Implications for Credit Risk Management "Brilliant and informative. An in-depth look at innovative approaches to credit risk management written by industry practitioners. This publication will serve as an essential reference text for those who wish to make credit accessible to underserved consumers. It is comprehensive and clearly written." --The Honorable Rodney E. Hood "Abrahams and Zhang's timely treatise is a must-read for all those interested in the critical role of credit in the economy. They ably explore the intersection of credit access and credit risk, suggesting a hybrid approach of human judgment and computer models as the necessary path to balanced and fair lending. In an environment of rapidly changing consumer demographics, as well as regulatory reform initiatives, this book suggests new analytical models by which to provide credit to ensure compliance and to manage enterprise risk." --Frank A. Hirsch Jr., Nelson Mullins Riley & Scarborough LLP Financial Services Attorney and former general counsel for Centura Banks, Inc. "This book tackles head on the market failures that our current risk management systems need to address. Not only do Abrahams and Zhang adeptly articulate why we can and should improve our systems, they provide the analytic evidence, and the steps toward implementations. Fair Lending Compliance fills a much-needed gap in the field. If implemented systematically, this thought leadership will lead to improvements in fair lending practices for all Americans." --Alyssa Stewart Lee, Deputy Director, Urban Markets Initiative The Brookings Institution "[Fair Lending Compliance]...provides a unique blend of qualitative and quantitative guidance to two kinds of financial institutions: those that just need a little help in staying on the right side of complex fair housing regulations; and those that aspire to industry leadership in profitably and responsibly serving the unmet credit needs of diverse businesses and consumers in America's emerging domestic markets." --Michael A. Stegman, PhD, The John D. and Catherine T. MacArthur Foundation, Duncan MacRae '09 and Rebecca Kyle MacRae Professor of Public Policy Emeritus, University of North Carolina at Chapel Hill
Author | : |
Publisher | : |
Total Pages | : 168 |
Release | : 1996 |
Genre | : Discrimination in housing |
ISBN | : |
Download Fair Housing Planning Guide Book in PDF, ePub and Kindle
Author | : Chester Hartman |
Publisher | : New Village Press |
Total Pages | : 352 |
Release | : 2013-10-22 |
Genre | : Business & Economics |
ISBN | : 1613320515 |
Download From Foreclosure to Fair Lending Book in PDF, ePub and Kindle
This book informs a renewed movement for fair lending and fair housing. Leading advocates and specialists examine strategic initiatives to realize objectives of the federal Fair Housing Act as well as state and local laws Well-known fair housing and fair lending activists and organizers examine the implications of the new wave of fair housing activism generated by Occupy Wall Street protests and the many successes achieved in fair housing and fair lending over the years. The book reveals the limitations of advocacy efforts and the challenges that remain. Best directions for future action are brought to light by staff of fair housing organizations, fair housing attorneys, community and labor organizers, and scholars who have researched social justice organizing and advocacy movements. The book is written for general interest and academic audiences. Contributors address the foreclosure crisis, access to credit in a changing marketplace, and the immoral hazards of big banks. They examine opportunities in collective bargaining available to homeowners and how low-income and minority households were denied access to historically low home prices and interest rates. Authors question the effectiveness of litigation to uphold the Fair Housing Act's promise of nondiscriminatory home loans and ask how the Consumer Financial Protection Bureau is assuring fair lending. They also look at where immigrants stand, housing as a human right, and methods for building a movement.
Author | : United States. National Credit Union Administration. Office of Examination and Insurance |
Publisher | : |
Total Pages | : 68 |
Release | : 1999 |
Genre | : Credit unions |
ISBN | : |
Download Federal Credit Union Handbook Book in PDF, ePub and Kindle
Author | : |
Publisher | : |
Total Pages | : 62 |
Release | : 2004 |
Genre | : Electronic government information |
ISBN | : |
Download Complying with the telemarketing sales rule Book in PDF, ePub and Kindle
Author | : Consumer Financial Consumer Financial Protection Bureau |
Publisher | : Createspace Independent Publishing Platform |
Total Pages | : 26 |
Release | : 2016-03-22 |
Genre | : |
ISBN | : 9781530666010 |
Download Your Home Loan Toolkit Book in PDF, ePub and Kindle
Buying a home is exciting and, let's face it, complicated. This booklet is a toolkit that can help you make better choices along your path to owning a home.