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Women, Microfinance and the State in Neo-liberal India

Women, Microfinance and the State in Neo-liberal India
Author: K. Kalpana
Publisher: Routledge
Total Pages: 207
Release: 2016-07-07
Genre: Business & Economics
ISBN: 1134860048

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This book discusses women-oriented microfinance initiatives in India and their articulation vis-à-vis state developmentalism and contemporary neo-liberal capitalism. It examines how these initiatives encourage economically disadvantaged rural women to make claims upon state-provided microcredit and connect with multiple state institutions and agencies, thereby reshaping their gendered identities. The author shows how Self-Help Group (SHG)-based microfinance institutions mobilise agency and create channels of empowerment for women as well as make them responsible for alleviating poverty for themselves and their families. The book also brings out the importance of factoring in women’s dissenting voices when they negotiate developmental projects at the grassroots level. Rich in empirical data, this volume will be useful to scholars and researchers of development studies, gender studies, economics, especially microeconomics, politics, public policy and governance.


Microfinance and Its Discontents

Microfinance and Its Discontents
Author: Lamia Karim
Publisher: U of Minnesota Press
Total Pages: 292
Release: 2011
Genre: Social Science
ISBN: 0816670943

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The first feminist critique of the much-lauded microcredit process in Bangladesh.


The Micro-politics of Microcredit

The Micro-politics of Microcredit
Author: Mohammad Jasim Uddin
Publisher: Routledge
Total Pages: 267
Release: 2015-05-01
Genre: Business & Economics
ISBN: 1317430859

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Microcredit has been seen in recent decades as having great potential for aiding development in poor developing countries, with Bangladesh being one of the countries which has pioneered microcredit and implemented it most widely. This book, based on extensive original research, explores how microcredit works in practice, and assesses its effectiveness. It discusses how microcredit, usually channelled through women, is often passed to the men of the family, a practice disapproved of by some, but regarded as acceptable by borrowers who have a communal approach to debt, rather than viewing debt as something held by single individuals. The book demonstrates how the rules around microcredit are often seem as irksome by the borrowers, how lenders often charge high rates of interest and work primarily to preserve their institutions, thereby going against the spirit of the microcredit movement, and how borrowers often end up on a downward spiral, deeper and deeper in debt. Overall, the book argues that although microcredit does much good, it also has many drawbacks.


Micro-Credit, Poverty and Empowerment

Micro-Credit, Poverty and Empowerment
Author: Neera Burra
Publisher: SAGE
Total Pages: 376
Release: 2005-11-05
Genre: Business & Economics
ISBN: 9780761933663

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"Two persistent problems that affect a significant portion of Indian women are poverty and violation of their human rights. In recent years, micro-credit has come to be viewed as a vital tool to ameliorate both conditions. However, there are few studies in the Indian context which test the validity of the assumption that there is a linear link between micro-credit, poverty reduction and women's empowerment. This volume brings together revealing case studies of micro-credit interventions made by six non-governmental and quasi-governmental bodies in five states of peninsular India, several of which have been supported by the United Nations Development Programme (UNDP)." "The six case studies are diverse in terms of their socio-economic and geo-political contexts, the nature and ideological orientation of the intermediary organizations, the groups largeted by the projects (exclusively women or men and women); and the life-spans of the projects. Despite their differences, all the studies offer useful lessons on the institutional structures and processes that do or do not facilitate women's empowerment and poverty reduction, while exploring the potential and limitations of micro-credit to achieve these twin goals. This book will be useful for students and scholars of economics, women's studies, development studies and social work, while being of equal interest to policy-makers planners, activists and NGOs."--BOOK JACKET.


Neoliberalism and Women in India

Neoliberalism and Women in India
Author: U. Kalpagam
Publisher: Rowman & Littlefield
Total Pages: 255
Release: 2019-07-01
Genre: Political Science
ISBN: 1498592252

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In this study, U. Kalpagam examines the construction of the neoliberal subjectivities of entrepreneur, consumer, and citizen among women and girls in different contexts of their lives, such as employment and livelihood, urbanization, and migration, health and well-being, consumerism, and ageing in India. Drawing from Michel Foucault’s idea of neoliberal governmentality, it acknowledges that neoliberal articulations are entangled in a host of other factors, processes and institutions that being governed by different logics and rationality may act as countervailing forces to it such that the outcomes of governing conduct may differ from what governmentality had as its objective or had expected. Neoliberal governmentality is also changing the landscapes of women’s activism such that women as individual and collective subjects of resistance are being refashioned through modes of activism that reveal new forms and themes within women’s movement activism in India today.


Logics of Empowerment

Logics of Empowerment
Author: Aradhana Sharma
Publisher: U of Minnesota Press
Total Pages: 301
Release: 2008
Genre: Social Science
ISBN: 0816654522

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Bringing much-needed specificity to the study of neoliberalism, 'Logics of Empowerment' fosters a deeper understanding of development and politics in contemporary India.


The Role of Microfinance in Women's Empowerment

The Role of Microfinance in Women's Empowerment
Author: Raji Ajwani-Ramchandani
Publisher: Emerald Group Publishing
Total Pages: 330
Release: 2017-10-17
Genre: Business & Economics
ISBN: 1787144259

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Delving into the effects of microfinance in both rural and urban communities, this book will be of interest to researchers of women studies, microfinance, and development economics.


Women’s Empowerment and Microcredit Programmes in India

Women’s Empowerment and Microcredit Programmes in India
Author: Annabel Dulhunty
Publisher: Taylor & Francis
Total Pages: 124
Release: 2023-08-21
Genre: Social Science
ISBN: 1000928713

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Women’s Empowerment and Microcredit Programs in India examines the value of microcredit-based self-help groups (SHGs) for women in India and provides an alternative model for women’s empowerment programming. The microcredit sector continues to boom globally - with private investors, governments and multilateral financial institutions all investing substantial amounts in self-help group programming. Nowhere is this more evident than in India, where the industry has further been deregulated in recent years. Much of the rationale for increased investment in microcredit is based on the idea that it improves ‘women’s empowerment’. But is this true? Researchers have fiercely debated the value of microcredit programs for women, with some arguing that it is exploitative, and others contending that it is empowering. This book provides new insights into women’s empowerment and microcredit programming, elaborating on the themes of power, dignity, mobility and solidarity. It takes a nuanced view of the complexities surrounding self-help group programming and women’s empowerment and argues that the model of microcredit self-help group programming is key to whether it helps or harms women. By focusing on the experiences and voices of microcredit self-help group members in West Bengal, India, this book elaborates on the idea of microcredit models existing on a continuum, from ‘smart economics’ to more holistic feminist versions of programming. It will be of interest to scholars in development studies, anthropology, sociology, gender studies and public policy and Asian Studies.