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Health Microinsurance: Implementing Universal Health Coverage In The Informal Sector

Health Microinsurance: Implementing Universal Health Coverage In The Informal Sector
Author: David M Dror
Publisher: World Scientific
Total Pages: 454
Release: 2020-02-05
Genre: Business & Economics
ISBN: 9811208549

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This book is the first and only study on implementing Universal Health Coverage in poor, rural and informal settings, with end-to-end guidance for rolling out a demand-driven and needs-based health insurance model. The chapters are comprehensive, covering topics such as data collection and analysis for contextual risk assessment, the design of suitable benefits packages, how to price microinsurance, insurance education for illiterate or innumerate populations, the setting up of governance bodies and training staff for key roles, and information management.The book contains insights gained from years of fieldwork in several countries and is valuable reading for undergraduate and graduate students and practitioners of health microinsurance. As a companion to the author's first book, Financing Micro Health Insurance: Theory, Methods and Evidence, this book provides the only current source of information on implementing health microinsurance. The practical guidelines to setting up and operating a microinsurance scheme are accompanied by impact evaluation, chapter exercises and Issue Briefs that present examples of using tools that are necessary for successful implementation.


The INSURTECH Book

The INSURTECH Book
Author: Sabine L.B VanderLinden
Publisher: John Wiley & Sons
Total Pages: 328
Release: 2018-07-02
Genre: Business & Economics
ISBN: 1119362210

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The definitive compendium for the Insurance Digital Revolution From slow beginnings in 2014, InsurTech has captured US$7billion in investment since 2010 — a 10% annual compound growth rate is predicted until at least 2020. Three in four insurance companies believe some part of their business is at risk of disruption and understanding the trends, drivers and emerging technologies behind Insurance’s Digital Revolution is a business-critical priority for all growth-minded firms. The InsurTech Book offers essential updates, critical thinking and actionable insight — globally — from start-ups, incumbents, investors, tech companies, advisors and other partners in this evolving ecosystem, in one volume. For some, Insurance is either facing an existential threat; for others, it is a sector on the brink of transforming itself. Either way, business models, value chains, customer understanding and engagement, organisational structures and even what Insurance is for, is never going to be the same. Be informed, be part of it. Learn from diverse experiences, mindsets and applications of technologies Discover new ways of defining and grasping growth opportunities Get the inside track from innovators, disruptors and incumbents Be updated on the evolution of InsurTech, why it is happening and how it will evolve Explore visions of the future of Insurance to help shape yours The InsurTech Book is your indispensable guide to a sector in transformation.


Assessment of Microinsurance as Emerging Microfinance Service for the Poor

Assessment of Microinsurance as Emerging Microfinance Service for the Poor
Author: Asian Development Bank
Publisher: Asian Development Bank
Total Pages: 64
Release: 2013-03-01
Genre: Business & Economics
ISBN: 9290929561

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The Asian Development Bank (ADB) has been one of the few active partners for microfinance development in the Philippines. It has contributed to the growth of formal microfinance activities, including expanding the outreach of diversified formal financial services to poor clients at the most affordable costs. The risk of making poor clients worse off because of unexpected events gave rise to the formation of ADB’s intervention focusing on microinsurance development. This report provides the initial sector assessment on emerging microinsurance activities and hopefully guidance on the way forward.


Actuaries in Microinsurance

Actuaries in Microinsurance
Author: Stephen J. Camilli
Publisher: ACTEX Publications
Total Pages:
Release: 2015-09-01
Genre:
ISBN: 9781625426024

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"This book contains 10 anecdotes and 12 technical chapters all related to actuarial work in microinsurance. While this is not a textbook, these chapters will be a useful reference for actuaries who are not already microinsurance experts"--


Health Microinsurance

Health Microinsurance
Author: David M. Dror
Publisher: World Scientific
Total Pages: 454
Release: 2020
Genre: Health insurance
ISBN: 9811208530

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Pt. 1. Introduction -- ch. 1. The framework for implementation of microinsurance - ch. 2. Health microinsurance models -- pt. 2. Pre-implementation activities -- ch. 3. Baseline study and its purpose - ch. 4. Substitutes to baseline surveys - ch. 5. Pricing of microinsurance or rate making - ch. 6. Estimating willingness to pay - ch. 7. Estimating capital requirements to scale health microinsurance - pt.3. Implementation -- ch. 8. Insurance awareness and education -- ch. 9. Community involvement in benefits package design -- ch. 10. The governance structure and training the key actors -- ch. 11. Enrollment into the scheme - pt. 4. Business processes of microinsurance -- ch. 12. The business processes of CBHI -- ch. 13. Data in microinsurance -- ch. 14. MIS in microinsurance -- pt. 5. Monitoring & evaluation, and sustainability -- ch. 16. Impact assessment of microinsurance.


The Uganda Microinsurance Context

The Uganda Microinsurance Context
Author: Roberto Pasca di Magliano
Publisher: Edizioni Nuova Cultura
Total Pages: 193
Release: 2017-01-05
Genre: Political Science
ISBN: 8868127237

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The objective of the research project “Development of a training model in the strengthening of microfinance in Uganda” has been the definition and the dissemination of a training model in the field of microfinance in Uganda. The project can be replicated on a national scale and would have the potential to improve the effectiveness of this sector in order to ultimately reduce financial exclusion. The project achieved main results as follows: organization of a specialized course to improve professional capabilities of local experts working in the field of microfinance in Uganda;implementation of the sustainability to be achieved in terms of microfinance projects’ dissemination by helping the new operators to the introduction of new initiatives in remote areas;improvement of the mobility of trained human resources in order to develop develop a comparative approach to microfinance, in particular to the issue of microinsurance;creation of an internet portal, in both Italian and English, to open an interesting communicative window;improvement of the availability of relevant data in order to assess the progress and the impact of microfinance projects;sharing micro-entrepreneurial experiences that can create positive externalities to further expand productive activities;dissemination of best practices that will improve entrepreneurial skills, fostering greater impact on the socio-economic context. The project results have been collected on three publications, whose contributions have been subjected to a scientific evaluation and approval of the scientific direction: The Socio-Economic Impact of Microfinance: the case of “Wekembe”The Uganda Microinsurance Contest


Barriers to micro-insurance outreach for pastoralists and crop farmers in rural areas in Kenya

Barriers to micro-insurance outreach for pastoralists and crop farmers in rural areas in Kenya
Author: Benard Kilel
Publisher: diplom.de
Total Pages: 73
Release: 2018-06-26
Genre: House & Home
ISBN: 3842848188

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Micro insurance in Kenya is still undeveloped compared to micro credit and micro savings due to the fact that it offers no immediate benefits to the insured. Insurance companies in Kenya have been taking long to compensate their clients in the case of any peril and therefore insurance is seen as a way of stealing the money from the citizens. This study has looked into ways of making micro insurance locally available to both large and small scale crop farmers. It has gone a step further to investigate ways of merging up micro insurance and micro credit by using insurance as collateral to acquire loan. It was realized that there is a possibility of selling an insurance contract to a buyer of produce whereby the farmer can later pay the premium after the harvest of the produce. Moreover, there is a possibility of the harvest being used as collateral when it is in the warehouse of the Kenya National and Cereals Produce Board (NCPB). This increases the creditworthiness of the otherwise not qualifying-for-credit farmer as well as the produce being stored waiting to hit the market highs in order to be sold for profit. To make use of the technology, this paper calls for the development of a mobile application that will enable farmers access information in real time on their mobile phones and thereby being able act accordingly.


Insurance Distribution Directive

Insurance Distribution Directive
Author: Pierpaolo Marano
Publisher: Springer Nature
Total Pages: 439
Release: 2021
Genre: Bank marketing
ISBN: 3030527387

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This open access volume of the AIDA Europe Research Series on Insurance Law and Regulation offers the first comprehensive legal and regulatory analysis of the Insurance Distribution Directive (IDD). The IDD came into force on 1 October 2018 and regulates the distribution of insurance products in the EU. The book examines the main changes accompanying the IDD and analyses its impact on insurance distributors, i.e., insurance intermediaries and insurance undertakings, as well as the market. Drawing on interrelations between the rules of the Directive and other fields that are relevant to the distribution of insurance products, it explores various topics related to the interpretation of the IDD - e.g. the harmonization achieved under it; its role as a benchmark for national legislators; and its interplay with other regulations and sciences - while also providing an empirical analysis of the standardised pre-contractual information document. Accordingly, the book offers a wealth of valuable insights for academics, regulators, practitioners and students who are interested in issues concerning insurance distribution.--


Economic Systems in the New Era: Stable Systems in an Unstable World

Economic Systems in the New Era: Stable Systems in an Unstable World
Author: Svetlana Igorevna Ashmarina
Publisher: Springer Nature
Total Pages: 901
Release: 2020-10-10
Genre: Technology & Engineering
ISBN: 3030609294

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This proceedings book presents outcomes of the Innovative Economic Symposium – 2020 organized by the Institute of Technology and Business in České Budějovice (VŠTE) in Russia in collaboration with two universities: Financial University under the Government of the Russian Federation (Moscow) and Samara State University of Economics (Samara). The symposium aims to bring together experts and young scientists in economy, management, international relations, finance, marketing, and professional education from Asian and European countries, to share knowledge and experience and discuss issues related to stable economic development, international business, entrepreneurship, Industry 4.0, cooperation between educational and business structures, strategic decision-making, and processes of economic globalization and fragmentation. The book consists of two parts corresponding to the thematic symposium areas. The book content covers two sections: stable development in unstable world and globalization and fragmentation forces of the current world economy. The main topics included in the book are as follows: - Where is the world moving to and where is the economy in it? - Institutionalization of innovations. - Network architecture of economic relations. - Competences for the future. - Smart change management. - Monetary and fiscal policy development as a factor of economic modernization. - Role of international trade in the economy globalization. - Impact of globalization and economic fragmentation on the enterprise’s internal environment. - Financial conditions for entrepreneurship under the economic modernization. - Impact of scientific and technological progress on globalization and fragmentation of the economy.