Microfinance In Africa PDF Download
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Author | : S. Rajagopalan |
Publisher | : |
Total Pages | : 220 |
Release | : 2009 |
Genre | : Africa |
ISBN | : |
Download Microfinance in Africa Book in PDF, ePub and Kindle
Africa is home to some of the poorest and vulnerable populations in the world. The ten poorest countries in the world are in Africa. Sub-Saharan Africa is the region with the highest incidence and greatest depth of poverty in the world. Fewer than one in five adults in Africa has access to the services of a formal or semi-formal financial institution. Microfinance in Africa is growing, though. A broad range of diverse institutions offer financial services to the poor and low-income clients in Africa. These include non-governmental organizations, non-banking financial institutions, cooperatives, credit unions, rural banks, Rotating Savings and Credit Associations (ROSCAs), postal financial institutions and an increasing number of commercial banks. Increasingly, technology is being used to expand microfinance outreach mobile phone banking is one such example. This book provides an overview of the microfinance sector in Africa, reviews the performance and impact of microfinance institutions in the region, and outlines some of the opportunities and challenges that African microfinance has on hand.
Author | : Mr.Rodolphe Blavy |
Publisher | : International Monetary Fund |
Total Pages | : 24 |
Release | : 2004-09-01 |
Genre | : Business & Economics |
ISBN | : 1451858728 |
Download Microfinance in Africa Book in PDF, ePub and Kindle
Based on the experience of selected countries, this paper offers a critical presentation of the development of the microfinance sector in Africa. The paper supports the view that microfinance institutions, especially those engaged in full financial intermediation, complement effectively the banking sector in extending financial services and successfully draw on the rich experience of community-based development and preexisting informal methods of financial intermediation in Africa. Growing linkages between microfinance institutions and the banking system and the dissemination of good practices by nongovernment organizations contribute to the sound development of the sector, supported by regulation and supervision by local authorities.
Author | : Yahaya Alhassan |
Publisher | : Business Science Reference |
Total Pages | : 408 |
Release | : 2021 |
Genre | : Business & Economics |
ISBN | : 9781799874997 |
Download Microfinance and Sustainable Development in Africa Book in PDF, ePub and Kindle
"This book offers great insight into theoretical, policy-oriented and practical ways to address some of the challenges of using microfinance for sustainable development in Africa"--
Author | : Ira W. Lieberman |
Publisher | : Brookings Institution Press |
Total Pages | : 493 |
Release | : 2020-06-30 |
Genre | : Business & Economics |
ISBN | : 0815737645 |
Download The Future of Microfinance Book in PDF, ePub and Kindle
A major source of financing for the poor and no longer a niche industry Over the past four decades, microfinance—the provision of loans, savings, and insurance to small businesses and entrepreneurs shut out of traditional capital markets—has grown from a niche service in Bangladesh and a few other countries to a significant global source of financing. Some 200 million people globally now receive support from microfinance institutions, with most of the recipients in the developing world. In the beginning, much of the microfinance industry was managed by non-governmental organizations, but today the majority of these institutions are commercial and regulated by governments, and they provide safe places for the poor to save, as well as offering much-needed capital and other financial services. Now out of infancy, the microfinance industry faces major challenges, including its ability to deal with mobile banking and other technology and concerns that some markets are now over-saturated with microfinance. How the industry deals with these and other challenges will determine whether it will continue to grow or will be subsumed within the larger global financial sector. This book is based on the results of a workshop at Lehigh University among thirty-four leaders in the industry. The editors, working with contributions from more than a dozen leading authorities in the field, tell the important story of how microfinance developed, how it has met the needs of hundreds of millions of people, and they address key questions about how it can continue to meet those needs in the future.
Author | : Franck Daphnis |
Publisher | : Kumarian Press |
Total Pages | : 324 |
Release | : 2004 |
Genre | : Housing |
ISBN | : |
Download Housing Microfinance Book in PDF, ePub and Kindle
* First book to link housing and microfinance * Presents international and US experience As the premier book to provide a comprehensive overview of housing microfinance worldwide, Housing Microfinance sets the standard for future work in the field. The expert contributors combine wisdom from the separate fields of housing policy and microfinance, demonstrating what each can learn from the other. With solid guidance for practitioners and policymakers, the book reviews important issues for international and domestic microfinance institutions that are considering expanding into housing and for providers of conventional housing loans who seek to offer their services to poor clients who lack collateral or regular income.
Author | : Alhassan, Yahaya |
Publisher | : IGI Global |
Total Pages | : 368 |
Release | : 2021-12-10 |
Genre | : Business & Economics |
ISBN | : 1799875016 |
Download Microfinance and Sustainable Development in Africa Book in PDF, ePub and Kindle
The use of microfinance for poverty reduction and economic development in the developing world is growing. However, this concept needs to be expanded to ensure its successful application for achieving longer-term economic growth and sustainability in developing countries, particularly in parts of the world such as Africa. As such, further research into the relationship between microfinance and sustainable development in developing regions is required to fully understand the opportunities for effective use of microfinance for poverty reduction and economic development. Microfinance and Sustainable Development in Africa examines the complex relationship between receipt of microfinance, poverty reduction, economic growth, and microbusiness development, focusing on the provision of small credit facilities as a driver of sustainable development in Africa. Its coverage of topics such as microbusiness, social finance, and sustainable development make this book an ideal reference source for academicians, researchers, government officials, policymakers, organizations, managers, instructors, and students.
Author | : Chiweshe, Nigel |
Publisher | : IGI Global |
Total Pages | : 373 |
Release | : 2019-06-29 |
Genre | : Business & Economics |
ISBN | : 1522578609 |
Download Strategic Marketing for Social Enterprises in Developing Nations Book in PDF, ePub and Kindle
Many governments in developing nations are finding it nearly impossible to address challenges posed to their countries, including poverty, disease, and high levels of youth unemployment. Thus, social entrepreneurs are attempting to address these social challenges through the creation of social enterprises. However, further research is needed as to what social entrepreneurship is and how these enterprises can utilize and formulate marketing strategies. Strategic Marketing for Social Enterprises in Developing Nations provides innovative insights for an in-depth understanding of where marketing and social entrepreneurship interact, providing clarity as to what social entrepreneurship is as an organizational offering, what drives social entrepreneurship, and the formulation of marketing strategies for social enterprises. Highlighting topics such as income generating, marketing management, and media dependency theory, it is designed for managers, entrepreneurial advisors, entrepreneurs, industry professionals, practitioners, researchers, academicians, and students.
Author | : Mr.Amadou N Sy |
Publisher | : International Monetary Fund |
Total Pages | : 61 |
Release | : 2019-02-14 |
Genre | : Business & Economics |
ISBN | : 1484385667 |
Download FinTech in Sub-Saharan African Countries Book in PDF, ePub and Kindle
FinTech is a major force shaping the structure of the financial industry in sub-Saharan Africa. New technologies are being developed and implemented in sub-Saharan Africa with the potential to change the competitive landscape in the financial industry. While it raises concerns on the emergence of vulnerabilities, FinTech challenges traditional structures and creates efficiency gains by opening up the financial services value chain. Today, FinTech is emerging as a technological enabler in the region, improving financial inclusion and serving as a catalyst for the emergence of innovations in other sectors, such as agriculture and infrastructure.
Author | : Yang, Peter |
Publisher | : IGI Global |
Total Pages | : 612 |
Release | : 2019-07-26 |
Genre | : Science |
ISBN | : 1522585613 |
Download Cases on Green Energy and Sustainable Development Book in PDF, ePub and Kindle
Despite the urgent need for action, there is a widespread lack of understanding of the benefits of using green energy sources for not only reducing carbon emissions and climate change, but also for growing a sustainable economy and society. Future citizens of the world face increasing sustainability issues and need to be better prepared for energy transformation and sustainable future economic development. Cases on Green Energy and Sustainable Development is a critical research book that focuses on the important role renewable energy and energy efficiency play in energy transition and sustainable development and covers economic and promotion policies of major renewable energy and energy-efficiency technologies. Highlighting a wide range of topics such as economics, energy storage, and transportation technologies, this book is ideal for environmentalists, academicians, researchers, engineers, policymakers, and students.
Author | : Hanna Kattilakoski |
Publisher | : GRIN Verlag |
Total Pages | : 103 |
Release | : 2020-08-05 |
Genre | : Business & Economics |
ISBN | : 334621947X |
Download The Financial Sustainability of Micro-Finance Institutions in Sub-Saharan Africa Book in PDF, ePub and Kindle
Master's Thesis from the year 2018 in the subject Business economics - Investment and Finance, grade: 90.0, Cologne Business School Köln, language: English, abstract: The aim of this study is to understand the factors that drive financial sustainability in microfinance institutions. To accomplish this, several indicators for operational self-sufficiency (OSS) were investigated through correlation and regression analysis. The results indicate that the drivers for operational self-sufficiency include return on assets, number of active borrowers and profit margin. The analysis also showed that in terms of OSS and profitability, there is little difference between for-profit and non-profit organizations. To increase operational self-sufficiency institutions should increase return on asserts, the number of active borrowers and their profit margin. The results support the profit-incentive theory and the financial systems approach. These results indicate that to achieve financial sustainability MFIs should focus on covering operating expenses through earned revenues. Therefore, MFI structure should encourage cost-oriented management. Additionally, findings from this study revealed that there may not be a large tradeoff in efficiency and outreach. Results showed that operationally self-sufficient MFIs actually have a larger outreach than non-self-sufficient organizations. Limitations for this study include that the regression only explains the variables affecting OSS with 26 % certainty and other variables not tested may also be factors