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Women's Empowerment and Microcredit Programs in India

Women's Empowerment and Microcredit Programs in India
Author: Annabel Dulhunty
Publisher:
Total Pages: 0
Release: 2023
Genre: Microfinance
ISBN: 9781003356400

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"Women's Empowerment and Microcredit Programs in India examines the value of microcredit-based self-help groups (SHGs) for women in India and provides an alternative model for women's empowerment programming. The microcredit sector continues to boom globally - with private investors, governments and multilateral financial institutions all investing substantial amounts in self-help group programming. Nowhere is this more evident than in India, where the industry has further been deregulated in recent years. Much of the rationale for increased investment in microcredit is based on the idea that it improves 'women's empowerment'. But is this true? Researchers have fiercely debated the value of microcredit programs for women, with some arguing that it is exploitative, and others contending that it is empowering. This book provides new insights into women's empowerment and microcredit programming, elaborating on the themes of power, dignity, mobility and solidarity. It takes a nuanced view of the complexities surrounding self-help group programming and women's empowerment and argues that the model of microcredit self-help group programming is key to whether it helps or harms women. By focusing on the experiences and voices of microcredit self-help group members in West Bengal, India, this book elaborates on the idea of microcredit models existing on a continuum, from 'smart economics' to more holistic feminist versions of programming. It will be of interest to scholars in development studies, anthropology, sociology, gender studies and public policy and Asian Studies"--


Empowerment of Rural Women Through Self Help Groups

Empowerment of Rural Women Through Self Help Groups
Author: B. Suguna
Publisher: Discovery Publishing House
Total Pages: 256
Release: 2006
Genre: Rural women
ISBN: 9788183560962

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All over the world there is a realization that the best way to tackle poverty and enable the community to improve its quality of life is through social mobilization of poor, especially women into Self Help Groups. Ever since Independence a number of innovative schemes have been launched for the upliftment of women in our country. Indian Government has taken lot of initiatives to strengthen the institutional rural credit system and development programmes. Viewing it in the welfare programmes of Ninth Five Year Plan (1997-2002) and shifting the concept of Development to Empowerment. The Indian Government adopted the approach of Self Help Groups (SHGs) to uplift the rural women. The empowerment of women through Self Help Groups (SHGs) would lead to benefits not only to the individual woman and women groups but also the families and community as a whole through collective action for development. The book will be highly useful to students of social studies especially Women Studies, Social Work, Sociology, Economics and also to the students and research scholars specialising in Human Development and NGO s and also other functionaries dealing with women.


Women's Entrepreneurship and Microfinance

Women's Entrepreneurship and Microfinance
Author: Chiranjib Neogi
Publisher: Springer
Total Pages: 214
Release: 2018-03-06
Genre: Business & Economics
ISBN: 9811042683

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This book offers a critical perspective on the issues related to women’s empowerment, microfinance, and entrepreneurship in India. Written by distinguishing experts in this field, this book highlights women’s empowerment, which is a process of entrusting power to an individual on the control over resources and decisions. However, these two factors are less effective in a society where religion and cultural dominance is high. The book sheds light on the social security measures undertaken by the government aiming to the right to work helped women who are bounded by social restrictions. Over time there is a shift in rural occupational structure towards non-farm activities, which is largely distress driven self-employment. Access to credit is a great source to provide self-employment that develops self-esteem among women and uplift their position. The book highlights the discrimination against women entrepreneurs in access to credit led to gender biased entrepreneurial society. Association with self-help groups (SHGs) has made women more socially empowered. SHG members help them to change their life in a positive manner through micro-entrepreneurial activities. The book has emphasized on the role of microfinance, which has served the poor to become financially self-reliant. It is observed that for second generation borrowers, the impact of microfinance seems to fizzle out, where MFIs who are gaining efficiency are diverting their objective of servicing poor, signalling a sign of mission drift.


Micro-Credit and Empowerment of Urban Women. Women Empowerment

Micro-Credit and Empowerment of Urban Women. Women Empowerment
Author: P. Tamizhselvan
Publisher: GRIN Verlag
Total Pages: 204
Release: 2023-09-08
Genre: Social Science
ISBN: 3346935965

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Doctoral Thesis / Dissertation from the year 2021 in the subject Business economics - Economic and Social History, grade: Commended, Bharathiar University (Tamil Nadu Institute of Urban Studies), course: PH.D, language: English, abstract: It is understood that two-third of world’s adult illiterates are women and seventy per cent of world’s poor are women and Women’s participation in a nation’s development is not merely a question of providing some special concessions to them but goes ahead only in empowering them in the process of development. In order to face and overcome the above crisis, this thesis enunciates empowerment for urban poor involving women, children, destitute, and suggesting schemes for gainful and productive employment for all those who seek it. This study has been made to address multiple deprivations of the urban poor through universalize the coverage and access to civic services and livelihood development opportunities. A nation’s economic health can be judged by the wellbeing of its people. The main role of a government of a country is to reduce its poverty rate. It introduces many welfare schemes for the upliftment of its people. Women have harder daily lives when compared with men. They have to perform plenty of tasks on a regular basis to help their family and their livelihood. The upliftment of the life of women is hence an important task for the government.


Women’s Empowerment and Microcredit Programmes in India

Women’s Empowerment and Microcredit Programmes in India
Author: Annabel Dulhunty
Publisher: Taylor & Francis
Total Pages: 124
Release: 2023-08-21
Genre: Social Science
ISBN: 1000928713

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Women’s Empowerment and Microcredit Programs in India examines the value of microcredit-based self-help groups (SHGs) for women in India and provides an alternative model for women’s empowerment programming. The microcredit sector continues to boom globally - with private investors, governments and multilateral financial institutions all investing substantial amounts in self-help group programming. Nowhere is this more evident than in India, where the industry has further been deregulated in recent years. Much of the rationale for increased investment in microcredit is based on the idea that it improves ‘women’s empowerment’. But is this true? Researchers have fiercely debated the value of microcredit programs for women, with some arguing that it is exploitative, and others contending that it is empowering. This book provides new insights into women’s empowerment and microcredit programming, elaborating on the themes of power, dignity, mobility and solidarity. It takes a nuanced view of the complexities surrounding self-help group programming and women’s empowerment and argues that the model of microcredit self-help group programming is key to whether it helps or harms women. By focusing on the experiences and voices of microcredit self-help group members in West Bengal, India, this book elaborates on the idea of microcredit models existing on a continuum, from ‘smart economics’ to more holistic feminist versions of programming. It will be of interest to scholars in development studies, anthropology, sociology, gender studies and public policy and Asian Studies.


Microfinance through Women Self-Help Groups (SHGs) for Grass-root level Empowerment: An Empirical study of Varanasi, Uttar Pradesh, India

Microfinance through Women Self-Help Groups (SHGs) for Grass-root level Empowerment: An Empirical study of Varanasi, Uttar Pradesh, India
Author: Tripti Kumari
Publisher: kassel university press GmbH
Total Pages: 32
Release: 2016
Genre:
ISBN: 3737602565

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Microfinance, as a concept, involves providing financial services, particularly small credit, fund transfer, and insurance to the unemployed, low-income group, and those who do not have easy access to the banking system. It has emerged as an active agent of financial inclusion, ensuring economic, and social upliftment of the unprivileged. Microfinance is being operated through two channels Self-help Group-Bank Linkage Programme (SBLP) and Micro-finance Institutions (MFIs). The special characteristic of SBLP is its direct connection with the clients at the grass-root level and working towards poverty reduction by providing financial support. The paper is based on a field study on SBLP undertaken for women in the Varanasi District of Uttar Pradesh, India. The increase in women’s participation in economic activities and decision-making reveals that SHGs have made an impact. SHGs have also helped them to create a common platform to participate, discuss, and find a solution of their problems. Women’s income and occupation structure under SHGs have also influenced the standard of living and empowerment level significantly.


Microfinance Challenges

Microfinance Challenges
Author: Isabelle Guérin
Publisher:
Total Pages: 392
Release: 2005
Genre: Microfinance
ISBN:

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Contributed papers presented earlier in a conference.


Women-Empowerment Through Self-Help-Group (SHGs) (With Reference to Micro-credit).

Women-Empowerment Through Self-Help-Group (SHGs) (With Reference to Micro-credit).
Author: Amit Kumar Dwivedi
Publisher:
Total Pages:
Release: 2016
Genre:
ISBN:

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The study is aimed to understand multidimensional empowerment framework. It views empowerment as a process having personal, economic, social and political dimensions, with personal empowerment being the 'core' of the empowerment process. The study establishes that MFPs create empowerment promoting conditions for women to move from positions of marginalisation within household decision-making process and exclusion within the community, to one of greater centrality, inclusion and voice. The social processes of MFPs strengthen women's self-esteem and self-worth, instill a greater sense of awareness of social and political issues, leading to increased mobility and reduced traditional seclusion of women. Most importantly, MFPs enable women to contribute to the household economy, increasing their intra-household bargaining power. However, the study recognises the limitations to the transformative capacities of MFPs, especially those operating from a minimalist framework, as economic empowerment doesn't always lead to a reversal in gender relationships.