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Making Decisions About Liability And Insurance

Making Decisions About Liability And Insurance
Author: Colin F. Camerer
Publisher: Springer Science & Business Media
Total Pages: 134
Release: 2012-12-06
Genre: Business & Economics
ISBN: 9401121923

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Two related trends have created novel challenges for managing risk in the United States. The first trend is a series of dramatic changes in liability law as tort law has expanded to assign liability to defendants for reasons other than negligence. The unpredictability of future costs induced by changes in tort law may be partly responsible for the second major trend known as the `liability crisis' - the disappearance of liability protection in markets for particularly unpredictable risks. This book examines decisions people make about insurance and liability. An understanding of such decision making may help explain why the insurance crisis resulted from the new interpretations of tort law and what to do about it. The articles cover three kinds of decisions: consumer decisions to purchase insurance; insurer decisions about coverage they offer; and the decisions of the public about the liability rules they prefer, which are reflected in legislation and regulation. For each of these three kinds of decisions, normative theories such as expected utility theory can be used as benchmarks against which actual decisions are judged.


Digest of Insurance Cases

Digest of Insurance Cases
Author:
Publisher:
Total Pages: 232
Release: 1893
Genre: Insurance law
ISBN:

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Insurance Law and Policy

Insurance Law and Policy
Author: Tom Baker
Publisher: Aspen Publishing
Total Pages: 1038
Release: 2021-01-31
Genre: Law
ISBN: 1543831028

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A contemporary, easy-to-teach text by the Reporters for the new Restatement of the Law Liability Insurance, this casebook invites students and teachers to re-imagine the field of Insurance Law. The authors demonstrate the big-picture role of insurance law and policy in American business and society, exploring federal-state regulatory roles in depth as well as the traditional topics covered in casebooks. Insurance Law and Policy: Cases and Materials uses more statutory material than any other casebook, with statutes typically presented through problems. Manageable assignments contain one major case followed by informative notes, questions and a problem. This text appeals to Insurance teachers as well as teachers of Torts and Contracts considering a new course. The Teacher’s Manual—with case briefs, backgrounds on selected cases, simple diagrams that explain complex issues, and answers to questions and problems—is especially useful for instructors new to the course. New to the Fifth Edition: Expanded coverage of the role of insurance in disasters and catastrophes, including the COVID-19 pandemic Extensive treatment of the now-finalized Restatement of the Law, Liability Insurance Reorganization of the liability insurance chapters to facilitate more step-by-step learning Replacement of a few difficult-to-teach cases with new, more straightforward cases Professors and student will benefit from: Focus on the big picture of federal-state regulatory roles in addition to the traditional insurance coverage topics addressed in other Insurance Law casebooks Extensive use of statutory materials, with statutes typically presented through carefully-constructed problems Manageable assignments structured with one major case, informative notes, questions, and a problem Interesting, up-to-date cases, with context-setting introductions, on topics such as cyber insurance, the role of private insurance in responding to public catastrophes, and the new Restatement of the Law Liability Insurance Cases are longer, providing students better grounding in the art of extracting useful knowledge from judicial opinions Elimination of some of the arcane aspects of insurance law in favor of presenting a broad and conceptual overview of the field


Negligence Without Fault

Negligence Without Fault
Author: Albert A. Ehrenzweig
Publisher: Univ of California Press
Total Pages: 104
Release: 2023-11-10
Genre: Law
ISBN: 0520350154

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This title is part of UC Press's Voices Revived program, which commemorates University of California Press’s mission to seek out and cultivate the brightest minds and give them voice, reach, and impact. Drawing on a backlist dating to 1893, Voices Revived makes high-quality, peer-reviewed scholarship accessible once again using print-on-demand technology. This title was originally published in 1951.


Handbook on Insurance Coverage Disputes

Handbook on Insurance Coverage Disputes
Author: Barry R. Ostrager
Publisher: Wolters Kluwer
Total Pages: 2814
Release: 2014-12-01
Genre: Law
ISBN: 1454844191

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In todayand’s insurance coverage litigation environment, the practitioner who needs to determine what isand—and is notand—covered under various policy provisions is up against some formidable challenges. Literally thousands of cases on insurance issues find their way into courtrooms every year, and the decisions can be as difficult to decipher as they are to track. Find the authoritative guidance you need with Ostrager and Newmanand’s Handbook on Insurance Coverage Disputes. This three-volume resource helps you quickly and easily pinpoint detailed analysis of lead cases in key jurisdictions, provides excerpts from standard insurance policies, including critical commentary on key provisions, and offers insights into planning and implementation of successful litigation strategies. Ostrager and Newmanand’s Handbook on Insurance Coverage Disputes, Seventeenth Edition addresses todayand’s critical coverage issues, such as: The Insurerand’s Duty to Defend Trigger and Scope of Occurrence-Based Coverage Bad Faith and Wrongful Refusal to Settle Property Insurance Rights and Obligations of Co-Insurers Insurability of Punitive Damages Excess Insurance and Analysis of Pollution Exclusions Directors and Officers Coverage Employee Discrimination and Sexual Harassment Claims Make the Handbook on Insurance Coverage Disputes your one-stop source for the current state of the law on: The effect of a reservation of rights letter...disclaimer and denials of coverage The rules governing all aspects of giving notice of a claim including mechanics of language and timelines Effect of misrepresentations and omissions in insurance applications Reverse bad faith and contributory bad faith Reinsurance The legal issues presented in litigation involving hazardous waste and environmental cleanup Coverage provided by general liability insurance, including personal injury and advertising injury coverage Rules for apportioning the cost of defense among insurers


Insurance Law and Policy

Insurance Law and Policy
Author: Tom Baker
Publisher:
Total Pages: 680
Release: 2003
Genre: Law
ISBN:

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This contemporary text by the director of the Insurance Law Center at the University of Connecticut stresses the role of insurance in American business and society. With Insurance Law and Policy: Cases, Materials, and Problems, your course will be both meaningful and memorable. the text progresses from basic to more sophisticated topics: Insurance Law, and Society Contract Law Foundations Insurance Regulation First Party Insurance: Selected Lines and Issues Liability Insurance Liability Insurance: Relationship Issues This new coursebook presents essential information in a concise student- friendly format: The author is highly regarded for both his teaching and scholarship in insurance law timely coverage focuses on federal and state regulatory roles, reflecting the ongoing convergence in financial services the book makes extensive use of statutory materials, primarily through problems manageable assignments, most structured to contain one major cases followed by informative notes and questions, plus a problem, give students experience applying principles to practice interesting, well-edited cases are placed in context through introductory text for a fresh and accessible treatment of the realities of insurance law practice today, consider this new casebook from an author who is recognized as a leading scholar in the area, Tom Baker's Insurance Law and Policy: Cases, Materials, and Problems .


Medical Professional Liability Insurance

Medical Professional Liability Insurance
Author:
Publisher: American Medical Association Press
Total Pages: 166
Release: 1998
Genre: Law
ISBN:

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Timely and authoritative, Medical Professional Liability Insurance is the most comprehensive source for unbiased information about one of the most critical aspects of medical practice. Concise and easy-to-understand, it can give physicians and other decision makers the confidence they need to make informed decisions about professional liability insurance to maximize protection for themselves and their practices.


Liability

Liability
Author: Robert E. Litan
Publisher: Brookings Institution Press
Total Pages: 261
Release: 2010-12-01
Genre: Business & Economics
ISBN: 0815718446

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The United States has recently witnessed an explosion of personal injury lawsuits involving medical malpractice, unsafe products, and widespread environmental hazards. Jury awards and out-of-court settlements have escalated in many cases to hundreds of thousands of dollars. At the same time, premiums for liability insurance have skyrocketed. As a result, physicians have cut back services and some municipalities and businesses have been denied liability coverage altogether. Some experts claim that only fundamental reform of the nation's civil justice system will end this "insurance crisis." But critics of such wholesale judicial reform contend that the insurance industry has launced a "tort reform" campaign to cover its own past underwriting mistakes. Liability brings together economists and experts in liability law and the insurance industry to assess the merits of the conflicting positions and to formulate sound public policy. Led by Robert Litan and Clifford Winston, the contributors describe the major changes that have contributed to the insurance crunch and set forth a methodological framework for evaluating the debate over the current liability system. They conclude that increases in premiums and cutbacks in coverage have been real but selective; that the forces in the judicial system responsible for rising liability costs are not readily subject to change; and that we know too little about the cost and benefits of the current tort system to replace it with an alternative compensation program.