Life Assurance PDF Download
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Author | : Mark A. Rothstein |
Publisher | : MIT Press |
Total Pages | : 320 |
Release | : 2004 |
Genre | : Business & Economics |
ISBN | : 9780262182362 |
Download Genetics and Life Insurance Book in PDF, ePub and Kindle
Experts discuss the economic, legal, and social issues surrounding the use of genetic testing in determining eligibility for life insurance. Insurance companies routinely use an individual's medical history and family medical history in determining eligibility for life insurance; this is part of the process of medical underwriting. Insurers have also long used genetic information, often derived from family history, in underwriting. But rapid advances in gene identification and genetic testing are changing the way we look at genetic information. Should the results of genetic testing (which might identify a predisposition toward disease not related to medical history) be available to life insurance medical underwriters? Few if any life insurers currently require genetic testing, but there are no laws or regulations prohibiting its use. Genetics and Life Insurance examines the complex economic, legal, and social issues surrounding the use of genetic information in life insurance underwriting. The contributors are legal scholars, representatives of the life insurance industry (including an actuary and an insurance physician), a geneticist, a genetic counselor, a philosopher, and a consumer advocate. They explore all aspects of an issue that has only recently drawn the attention of policymakers and the public. The book opens with a report on the results of a public opinion poll on genetics and life insurance. Succeeding chapters present the insurer perspective, a discussion of the economics of risk selection in life insurance, background information on the process of underwriting, a scientific analysis of genetic risks and mortality rates, a philosophical discussion of fairness and genetic underwriting, the viewpoints of consumers and genetics counselors, a comparison of different international policy approaches to the issue, and a legal analysis of antitrust implications when insurers collaborate in setting standards for medical underwriting. In the final chapter the editor addresses various policy options, examining the pros and cons of each one and assessing their political feasibility.
Author | : |
Publisher | : |
Total Pages | : 140 |
Release | : 1988 |
Genre | : Insurance, Life |
ISBN | : |
Download Life Insurance Fact Book Book in PDF, ePub and Kindle
Author | : Alfred Burt |
Publisher | : |
Total Pages | : 236 |
Release | : 1849 |
Genre | : Insurance, Life |
ISBN | : |
Download Life Assurance Book in PDF, ePub and Kindle
Author | : Equitable Life Assurance Society of the United States |
Publisher | : |
Total Pages | : 64 |
Release | : 1860 |
Genre | : |
ISBN | : |
Download Life Assurance Book in PDF, ePub and Kindle
Author | : Charles John Bunyon |
Publisher | : |
Total Pages | : 554 |
Release | : 1854 |
Genre | : Insurance law |
ISBN | : |
Download A Treatise Upon the Law of Life Assurance Book in PDF, ePub and Kindle
Author | : Tony Steuer |
Publisher | : Greenleaf Book Group |
Total Pages | : 338 |
Release | : 2022-06-07 |
Genre | : Business & Economics |
ISBN | : 1734210044 |
Download Questions and Answers on Life Insurance Book in PDF, ePub and Kindle
*Amazon Bestseller in Life Insurance* A user-friendly guide to making expert decisions on life insurance policies Need help facing the constant barrage of information from competing life insurance companies? With thirty-five years of experience in the life insurance business, Tony Steuer delivers a practical, one-of-a-kind resource for anyone involved in choosing or monitoring a life insurance policy. This guide helps make a complex financial product understandable for consumers and is an essential reference, textbook, and training manual for financial advisors. Using a simple question-and-answer format, Steuer covers the essential basics and the finer points of life insurance, including how to: Differentiate between types of policies Find and evaluate a policy and company Hire a trusted agent Understand the practice of underwriting Monitor a policy’s performance With all the advice to help you avoid unnecessary pitfalls and unpleasant surprises, Steuer’s guide will help you make informed, confident decisions and gain the maximum benefit from your life insurance policy.
Author | : Alfred Burt |
Publisher | : |
Total Pages | : 238 |
Release | : 1849 |
Genre | : Insurance, Life |
ISBN | : |
Download Life Assurance Book in PDF, ePub and Kindle
Author | : Henry Moir |
Publisher | : |
Total Pages | : 168 |
Release | : 1904 |
Genre | : Insurance, Life |
ISBN | : |
Download Life Assurance Primer Book in PDF, ePub and Kindle
Author | : |
Publisher | : |
Total Pages | : 248 |
Release | : 1999 |
Genre | : Life insurance |
ISBN | : |
Download ACLI Life Insurance Fact Book Book in PDF, ePub and Kindle
Author | : Henry Moir |
Publisher | : |
Total Pages | : 248 |
Release | : 1921 |
Genre | : Life insurance |
ISBN | : |
Download Life Assurance Primer Book in PDF, ePub and Kindle