Land Of The Fee Home Of The Paid PDF Download
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Author | : Devin Fergus |
Publisher | : Oxford University Press |
Total Pages | : 265 |
Release | : 2018-06-08 |
Genre | : Political Science |
ISBN | : 0199970181 |
Download Land of the Fee Book in PDF, ePub and Kindle
The loans ordinary Americans take out to purchase homes and attend college often leave them in a sea of debt. As Devin Fergus explains in Land of the Fee, a not-insignificant portion of that debt comes in the form of predatory hidden fees attached to everyday transactions. Beginning in the 1980s, lobbyists for the financial industry helped dismantle consumer protections, resulting in surreptitious fees-often waived for those who can afford them but not for those who can't. Bluntly put, these hidden fees unfairly keep millions of Americans from their hard-earned money. Journalists and policymakers have identified the primary causes of increasing wealth inequality-fewer good working class jobs, a rise in finance-driven speculative capitalism, and a surge of tax policy decisions that benefit the ultra-rich, among others. However, they miss one commonplace but substantial contributor to the widening divide between the rich and the rest: the explosion of fees on every transaction people make in their daily lives. Land of the Fee traces the system of fees from its origins in the deregulatory wave of the late 1970s to the present. The average consumer now pays a dizzying array of charges for mortgage contracts, banking transactions, auto insurance rates, college payments, and payday loans. These fees are buried in the pages of small-print agreements that few consumers read or understand. Because these fees do not fall under usury laws, they have redistributed wealth to large corporations and their largest shareholders. By exposing this predatory and nearly invisible system of fees, Land of the Fee reshapes our understanding of wealth inequality in America.
Author | : |
Publisher | : |
Total Pages | : 254 |
Release | : 1996 |
Genre | : Housing |
ISBN | : |
Download Current Housing Reports Book in PDF, ePub and Kindle
Author | : Rafael Woolf |
Publisher | : |
Total Pages | : 32 |
Release | : 1997 |
Genre | : Homeless persons |
ISBN | : |
Download Land of the Fee, Home of the Paid Book in PDF, ePub and Kindle
Author | : Commonwealth Shipping Committee |
Publisher | : |
Total Pages | : 1288 |
Release | : 1921 |
Genre | : Shipping |
ISBN | : |
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Author | : United States. Internal Revenue Service |
Publisher | : |
Total Pages | : 336 |
Release | : 1996 |
Genre | : Income tax |
ISBN | : |
Download Your Federal Income Tax for Individuals Book in PDF, ePub and Kindle
Author | : |
Publisher | : |
Total Pages | : 312 |
Release | : 2011 |
Genre | : Income tax |
ISBN | : |
Download Your Federal Income Tax for Individuals Book in PDF, ePub and Kindle
Author | : United States. Tax Court |
Publisher | : |
Total Pages | : 1254 |
Release | : 1947-07 |
Genre | : Law reports, digests, etc |
ISBN | : |
Download Reports of the Tax Court of the United States Book in PDF, ePub and Kindle
Final issue of each volume includes table of cases reported in the volume.
Author | : William Douglas Edwards |
Publisher | : |
Total Pages | : 684 |
Release | : 1904 |
Genre | : Conveyancing |
ISBN | : |
Download A Compendium of the Law of Property in Land and of Conveyancing Relating to Such Property Book in PDF, ePub and Kindle
Author | : James Andrew Strahan |
Publisher | : |
Total Pages | : 512 |
Release | : 1905 |
Genre | : Personal property |
ISBN | : |
Download A General View of the Law of Property Book in PDF, ePub and Kindle
Author | : Anonymous |
Publisher | : BoD – Books on Demand |
Total Pages | : 682 |
Release | : 2024-04-27 |
Genre | : Fiction |
ISBN | : 3368879405 |
Download The American Whig Review Book in PDF, ePub and Kindle
Reprint of the original, first published in 1845.