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| Author | : Naomi R. Lamoreaux |
| Publisher | : Cambridge University Press |
| Total Pages | : 196 |
| Release | : 1996-08-28 |
| Genre | : Business & Economics |
| ISBN | : 9780521566247 |
This book, first published in 1994, explores the important role that insider lending played in the economic development of early nineteenth-century New England.
| Author | : T. Herbert Stevenson |
| Publisher | : Irwin Professional Publishing |
| Total Pages | : 275 |
| Release | : 1990-01-01 |
| Genre | : Bank directors |
| ISBN | : 9781555201807 |
| Author | : United States. General Accounting Office |
| Publisher | : |
| Total Pages | : 144 |
| Release | : 1994 |
| Genre | : Bank directors |
| ISBN | : |
| Author | : T. Herbert Stevenson |
| Publisher | : Irwin Professional Publishing |
| Total Pages | : |
| Release | : 1992-06-01 |
| Genre | : Bank loans |
| ISBN | : 9781557383457 |
| Author | : Jim Seibert |
| Publisher | : Page Publishing Inc |
| Total Pages | : 200 |
| Release | : 2021-05-12 |
| Genre | : Biography & Autobiography |
| ISBN | : 1662437285 |
Enter the Mortgage Dragon: True Facts from a Mortgage Industry Insider with a Personal Tell-All is a compelling personal story about a man who overcame extreme adversity to succeed in the lucrative mortgage industry. This comes with great tips along the way and the pitfalls to avoid when it comes to the department of business oversight. You do not have to have an Ivy League education to succeed in this line of work or any other field in which "by referral only" is the dream goal. Enter the Mortgage Dragon is unlike any book on the subject, as it gives the reader a very personal journey while at the same time covers every important aspect in the industry. A few of the key takeaways include the following: The importance of understanding the various loan programs to assess what works best for you as a consumer or your client How down payments, credit, and income affect a mortgage Why customer service is crucial in achieving lending industry success Understanding credit and mistakes a consumer should not make during the loan process How to avoid the department of business oversight You are guilty until proven innocent How to effectively use the internet when it comes to the lending industry Best practices a mortgage loan advisor should keep-marketing and beyond Learn from author Jim Siebert, a previous top achiever in this field, through the journey of his childhood and personal relationships, his passion for U2, and the years that have had a profound effect on his career. Be prepared to be inspired while learning the important tools to succeed!
| Author | : Jeff Levin |
| Publisher | : |
| Total Pages | : 130 |
| Release | : 2018-10 |
| Genre | : Business & Economics |
| ISBN | : 9780578405087 |
Private lending is an exciting opportunity for anyone looking for ways to put capital to work in real estate without lifting a hammer, showing a house, or fixing a toilet. Benefit from Jeff Levin's deep experience in the industry, and learn how to minimize your risk, make successful loans, and earn safeand consistent returns through private lending. This book will show youdifferent ways to get started, and provide you with a roadmap through thelending process, from finding borrowers, to underwriting, to the most importantpart - collecting on the loans you make. Understand why private lending makes sense as a part of any well-rounded portfolio, and learn the nuts and bolts of the process from an industry leader.
| Author | : David Reed |
| Publisher | : AMACOM |
| Total Pages | : 257 |
| Release | : 2009-12-09 |
| Genre | : Business & Economics |
| ISBN | : 081441401X |
The housing market is in turmoil, but if there’s a silver lining, it’s the fact that purchase prices are at historic lows. Sure, there are still plenty of predatory lenders waiting to exploit the naïve potential buyer, but those who do their homework will be rewarded with a fair price and manageable mortgage terms. Decoding the New Mortgage Market is a map to finding the best and most realistic mortgage deals while navigating past potential obstacles and traps. Filled with money-saving advice, this practical guide will help prospective buyers understand: • How new lending and underwriting rules affect today’s homebuyer • Different loan types and lending institutions • Credit issues and other qualifying factors • Creative down-payment solutions • How to reduce closing costs and other fees Because lenders and buyers alike have gotten “burned” in the mortgage crisis, finding and qualifying for a manageable loan may now be more difficult. Readers will find that Decoding the New Mortgage Market makes the search both easier and more fruitful, and that their dreams of home ownership are still within their reach.
| Author | : Pete Hitesman |
| Publisher | : Relentless Press |
| Total Pages | : 196 |
| Release | : 2004-04 |
| Genre | : Business & Economics |
| ISBN | : 9780975283509 |
| Author | : Jochen Bigus |
| Publisher | : |
| Total Pages | : 39 |
| Release | : 2017 |
| Genre | : |
| ISBN | : |
Private firms often rely on insider lending, e.g. by banks. Insider lending is based on lending relationships that typically involve intertemporal loan pricing: losses from early years are recovered by information rents in later years, stemming from private information the inside lender has regarding the firm's creditworthiness. Our model shows that overly transparent financial reporting reduces the inside lender's information rent such that the lender has an insufficient incentive to offer early stage financing. Conservative reporting often is more effective to enable relationship lending than aggressive reporting. This paper thus offers a new rationale for why financial reporting by private firms is conservative and opaque. It also shows when accounting standards help firms to credibly commit to sufficiently conservative and opaque financial reporting.
| Author | : Martin Lowy |
| Publisher | : Bloomsbury Publishing USA |
| Total Pages | : 336 |
| Release | : 1991-07-30 |
| Genre | : Business & Economics |
| ISBN | : 0313368961 |
Lowy avoids the easy answers, like blaming it on fraud and greed, and explains how something of this magnitude could occur under the noses of those who should have protected the taxpayer. Paul M. Horvitz, University of Houston Market forces, not scoundrels, destroyed the savings and loan business. So says Martin Lowy in what is truly an inside look at the savings and loan crisis. Drawing upon his experience as a practicing attorney, bank officer, and savings and loan director, Lowy provides an expert account of the problems that have overwhelmed the nation's savings institutions and their government regulators. High Rollers is the first book on the S&L crisis that provides an analytical groundwork for technical and nontechnical readers--so that both can comprehend what happened. Lowy's clear, readable style allows him to quickly describe the origins of the problems in new market forces and new technologies, and how the problems grew out of control as a result of regulatory mistakes and congressional inaction. Even his discussions of real estate lending practices and accounting issues are, in the words of Professor Horvitz, both clear to the novice and instructive to the professional.
