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| Author | : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs |
| Publisher | : |
| Total Pages | : 140 |
| Release | : 1980 |
| Genre | : Consumer credit |
| ISBN | : |
| Author | : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs |
| Publisher | : |
| Total Pages | : 134 |
| Release | : 1980 |
| Genre | : Discrimination in mortgage loans |
| ISBN | : |
| Author | : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs |
| Publisher | : |
| Total Pages | : 134 |
| Release | : 1980 |
| Genre | : Discrimination in mortgage loans |
| ISBN | : |
| Author | : DIANE Publishing Company |
| Publisher | : DIANE Publishing |
| Total Pages | : 134 |
| Release | : 1996-12 |
| Genre | : Social Science |
| ISBN | : 9780788136665 |
Federal Fair Lending Laws, enacted in 1968 and 1974, prohibit discrimination in all forms of credit transactions, including consumer and business loans as well as mortgage loans. This report reviews federal efforts to strengthen enforcement of the fair lending laws, discusses the challenges federal regulators face in their efforts to detect discrimination and ensure compliance, and recommends actions to meet some of those challenges. Charts and tables.
| Author | : Nancy H. Teeters |
| Publisher | : |
| Total Pages | : 21 |
| Release | : 1979 |
| Genre | : Discrimination in mortgage loans |
| ISBN | : |
| Author | : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Consumer and Regulatory Affairs |
| Publisher | : |
| Total Pages | : 370 |
| Release | : 1990 |
| Genre | : Discrimination in mortgage loans |
| ISBN | : |
| Author | : Orice Williams Brown |
| Publisher | : DIANE Publishing |
| Total Pages | : 102 |
| Release | : 2010 |
| Genre | : Business & Economics |
| ISBN | : 1437920780 |
The Fair Housing Act (FHA) and the Equal Credit Opportunity Act (ECOA) -- the "fair lending laws" -- prohibit discrimination in lending. Responsibility for their oversight is shared among three enforcement agencies -- HUD, the FTC, and Dept. of Justice -- and five depository institution regulators -- the FDIC, the Fed. Reserve, Nat. Credit Union Admin., Office of the Comptroller of the Currency, and the Office of Thrift Supervision. This report examines: (1) data used by agencies and the public to detect potential violations and options to enhance the data; (2) fed. oversight of lenders that are identified as at heightened risk of violating the fair lending laws; and (3) recent cases involving fair lending laws and associated enforcement challenges. Illus.
| Author | : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs |
| Publisher | : |
| Total Pages | : 160 |
| Release | : 1994 |
| Genre | : Disclosure of information |
| ISBN | : |
| Author | : Orice M. Williams |
| Publisher | : DIANE Publishing |
| Total Pages | : 42 |
| Release | : 2009 |
| Genre | : Law |
| ISBN | : 1437907911 |
The Federal Reserve Board¿s (FRB) Regulation B prohibits lenders from collecting certain data from loan applicants, such as their race or gender, for non-mortgage loans (e.g., small bus. loans). FRB has stated that this provision of Regulation B minimizes the chances that lenders would use such data in an unlawful and discriminatory manner. However, others argue that the prohibition limits the capacity of researchers and regulators to identify discrimination in non-mortgage lending. This report analyzes: studies on possible discrimination in non-mortgage lending and the data used in them; FRB¿s 2003 decision to retain the prohibition of voluntary data collection; and the benefits and costs of a data collection and reporting requirement.
| Author | : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Consumer and Regulatory Affairs |
| Publisher | : |
| Total Pages | : 318 |
| Release | : 1990 |
| Genre | : Bank loans |
| ISBN | : |
