Impact Of Institutions On Lending PDF Download
Are you looking for read ebook online? Search for your book and save it on your Kindle device, PC, phones or tablets. Download Impact Of Institutions On Lending PDF full book. Access full book title Impact Of Institutions On Lending.
Author | : Chuluunbaatar Enkhzaya |
Publisher | : Springer Science & Business Media |
Total Pages | : 209 |
Release | : 2007-10-08 |
Genre | : Business & Economics |
ISBN | : 3835090070 |
Download Impact of Institutions on Lending Book in PDF, ePub and Kindle
Chuluunbaatar Enkhzaya examines the "inadequate" behaviour of banks in Mongolia by analysing the institutional framework of the banking system, especially in lending. She focuses on the genesis of informal institutions of lending and their interaction with formal institutions of lending. Herewith, informal institutions such as the attitude to risk were indirectly observed by diagnosing the "action-regulating" knowledge of bankers. In order to ensure an effective allocation of the scarce financial resources of Mongolia the author therefore suggests a change - as simultaneous as possible - of formal and informal rules.
Author | : International Monetary Fund. External Relations Dept. |
Publisher | : International Monetary Fund |
Total Pages | : 60 |
Release | : 2012-03-14 |
Genre | : Business & Economics |
ISBN | : 1451922140 |
Download Finance & Development, March 2012 Book in PDF, ePub and Kindle
Young people, hardest hit by the global economic downturn, are speaking out and demanding change. F&D looks at the need to urgently address the challenges facing youth and create opportunities for them. Harvard professor David Bloom lays out the scope of the problem and emphasizes the importance of listening to young people in "Youth in the Balance." "Making the Grade" looks at how to teach today's young people what they need to get jobs. IMF Deputy Managing Director, Nemat Shafik shares her take on the social and economic consequences of youth unemployment in our "Straight Talk" column. "Scarred Generation" looks at the effects the global economic crisis had on young workers in advanced economies, and we hear directly from young people across the globe in "Voices of Youth." Renminbi's rise, financial system regulation, and boosting GDP by empowering women. Also in the magazine, we examine the rise of the Chinese currency, look at the role of the credit rating agencies, discuss how to boost the empowerment of women, and present our primer on macroprudential regulation, seen as increasingly important to financial stability. People in economics - C. Fred Bergsten, American Globalist. Back to basics - The multi-dimensional role of banks in our financial systems.
Author | : Mr.Giovanni Dell'Ariccia |
Publisher | : International Monetary Fund |
Total Pages | : 45 |
Release | : 2017-11-07 |
Genre | : Business & Economics |
ISBN | : 1484324897 |
Download Bank Lending in the Knowledge Economy Book in PDF, ePub and Kindle
We study bank portfolio allocations during the transition of the real sector to a knowledge economy in which firms use less tangible capital and invest more in intangible assets. We show that, as firms shift toward intangible assets that have lower collateral values, banks reallocate their portfolios away from commercial loans toward other assets, primarily residential real estate loans and liquid assets. This effect is more pronounced for large and less well capitalized banks and is robust to controlling for real estate loan demand. Our results suggest that increased firm investment in intangible assets can explain up to 20% of bank portfolio reallocation from commercial to residential lending over the last four decades.
Author | : R. Timothy Walsh |
Publisher | : |
Total Pages | : 150 |
Release | : 1987 |
Genre | : |
ISBN | : |
Download Deregulation's Impact on Savings and Lending in the Savings and Loan Industry, And, the Effect for the General Public and the Savings Institutions Book in PDF, ePub and Kindle
Author | : R. Mersland |
Publisher | : Springer |
Total Pages | : 329 |
Release | : 2015-12-11 |
Genre | : Business & Economics |
ISBN | : 113739966X |
Download Microfinance Institutions Book in PDF, ePub and Kindle
Research on MFI performance is still in its infancy. MFIs are hybrid organizations with dual objectives. Performance studies in microfinance are therefore less straightforward compared to performance studies in traditional banking research. This book contains new MFI performance research by top scholars from across the globe.
Author | : Board of Governors of the Federal Reserve System |
Publisher | : |
Total Pages | : 0 |
Release | : 2002 |
Genre | : Banks and Banking |
ISBN | : 9780894991967 |
Download The Federal Reserve System Purposes and Functions Book in PDF, ePub and Kindle
Provides an in-depth overview of the Federal Reserve System, including information about monetary policy and the economy, the Federal Reserve in the international sphere, supervision and regulation, consumer and community affairs and services offered by Reserve Banks. Contains several appendixes, including a brief explanation of Federal Reserve regulations, a glossary of terms, and a list of additional publications.
Author | : Ms.Mercedes Garcia-Escribano |
Publisher | : International Monetary Fund |
Total Pages | : 24 |
Release | : 2015-09-29 |
Genre | : Business & Economics |
ISBN | : 1513581929 |
Download Credit Expansion in Emerging Markets Book in PDF, ePub and Kindle
This paper explores the contribution of credit growth and the composition of credit portfolio (corporate, consumer, and housing credit) to economic growth in emerging market economies (EMs). Using cross-country panel regressions, we find significant impact of credit growth on real GDP growth, with the magnitude and transmission channel of the impact of credit on real activity depending on the specific type of credit. In particular, the results show that corporate credit shocks influence GDP growth mainly through investment, while consumer credit shocks are associated with private consumption. In addition, taking Brazil as a case study, we use a time series model to examine the role that the expansion and composition of credit played in driving real GDP growth in the past. The results of the case study are consistent with those found in the cross-country panel regressions.
Author | : El Bachir Boukherouaa |
Publisher | : International Monetary Fund |
Total Pages | : 35 |
Release | : 2021-10-22 |
Genre | : Business & Economics |
ISBN | : 1589063953 |
Download Powering the Digital Economy: Opportunities and Risks of Artificial Intelligence in Finance Book in PDF, ePub and Kindle
This paper discusses the impact of the rapid adoption of artificial intelligence (AI) and machine learning (ML) in the financial sector. It highlights the benefits these technologies bring in terms of financial deepening and efficiency, while raising concerns about its potential in widening the digital divide between advanced and developing economies. The paper advances the discussion on the impact of this technology by distilling and categorizing the unique risks that it could pose to the integrity and stability of the financial system, policy challenges, and potential regulatory approaches. The evolving nature of this technology and its application in finance means that the full extent of its strengths and weaknesses is yet to be fully understood. Given the risk of unexpected pitfalls, countries will need to strengthen prudential oversight.
Author | : Aslı Demirgüç-Kunt |
Publisher | : MIT Press |
Total Pages | : 452 |
Release | : 2001 |
Genre | : Business & Economics |
ISBN | : 9780262541794 |
Download Financial Structure and Economic Growth Book in PDF, ePub and Kindle
CD-ROM contains: World Bank data.
Author | : Adolfo Barajas |
Publisher | : |
Total Pages | : 51 |
Release | : 2020-08-07 |
Genre | : |
ISBN | : 9781513553009 |
Download Financial Inclusion: What Have We Learned So Far? What Do We Have to Learn? Book in PDF, ePub and Kindle
The past two decades have seen a rapid increase in interest in financial inclusion, both from policymakers and researchers. This paper surveys the main findings from the literature, documenting the trends over time and gaps that have arisen across regions, income levels, and gender, among others. It points out that structural, as well as policy-related, factors, such as encouraging banking competition or channeling government payments through bank accounts, play an important role, and describes the potential macro and microeconomic benefits that can be derived from greater financial inclusion. It argues that policy should aim to identify and reduce frictions holding back financial inclusion, rather than targeting specific levels of inclusion. Finally, it suggests areas for future research.