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| Author | : OECD |
| Publisher | : OECD Publishing |
| Total Pages | : 316 |
| Release | : 2005-08-10 |
| Genre | : |
| ISBN | : 9264010173 |
A comprehensive issue-by-issue and country-by-country study of housing markets and housing finance markets in Central and Eastern Europe.
| Author | : Organisation for Economic Co-operation and Development |
| Publisher | : |
| Total Pages | : 322 |
| Release | : 2005 |
| Genre | : Capital market |
| ISBN | : |
A comparative study on housing finance markets in central and eastern European countries.
| Author | : |
| Publisher | : |
| Total Pages | : 313 |
| Release | : 2005 |
| Genre | : Housing |
| ISBN | : 9789264010161 |
| Author | : Organisation for Economic Co-operation and Development |
| Publisher | : OECD Publishing |
| Total Pages | : 212 |
| Release | : 2002 |
| Genre | : Political Science |
| ISBN | : |
Provides the first in-depth survey of the current situations and challenges of the development of housing finance in the major transition economies such as: the Czech Republic, Estonia, Hungary, Latvia, Lithuania, Poland, the Slovak Republic and Slovenia. Also includes current trends in housing finance of advanced market countries and their implications on transition economies.
| Author | : Doris Köhn |
| Publisher | : Springer Science & Business Media |
| Total Pages | : 250 |
| Release | : 2011-01-21 |
| Genre | : Business & Economics |
| ISBN | : 3540778578 |
The growth of urban areas and population in middle and low income countries is a continuing trend. Urbanization expands as rural to urban migration offers better income opportunities in cities. This trend is both a source of development opportunities and challenges for the housing sector. On the one hand, housing is a large and growing market, and on the other, massive slums confirm the poor housing conditions in many developing countries. These adverse conditions mirror inadequate housing policies, inefficient or absent property registration, as well as limits to access to housing finance. Provision of affordable housing is therefore an important topic in the fight against poverty. This book focuses on solutions that improve the enabling environment for the poor in accessing housing finance. It explores how to develop and integrate housing finance into a sustainable financial system for developing countries and offers ways in which low-income families can obtain better access to housing finance. This book provides a conceptual framework for housing finance development and addresses practical solutions in the provision of housing finance and compares different approaches.
| Author | : M. Dwight Jaffee |
| Publisher | : |
| Total Pages | : |
| Release | : 1999 |
| Genre | : |
| ISBN | : |
December 1996 Factors that hinder the development of mortgage markets in transition economies and a proposed strategy to expedite their development. The transformation of the planned economies of central and eastern Europe to market economies has focused on economic stabilization and liberalization, privatization, and financial sector development. The housing sector and the mortgage market have been factors in each of these processes but not always positive ones. The authors analyze the factors hindering the development of mortgage markets in these transition economies and propose a strategy to expedite that development. They show that banks in transition economies are reluctant to make mortgage loans because of the risks in mortgage lending (credit, interest rate, and liquidity risk). Together with the required primary market improvements, a secondary mortgage market is likely to help solve this problem. A secondary mortgage market separates the act of making mortgage loans (which can still be carried out by banks) from the act of holding mortgage loans (which can be carried out more effectively by capital market investors). The authors emphasize the potential role of the housing finance system in being an engine of innovation for the rest of the financial sector. But, if the housing finance system is stunted, other nonmarket devices would develop for financing and subsidizing the housing sector--creating negative externalities for the rest of the system. The authors point out that a market-based housing finance system is unlikely to emerge without initial government support. Moreover, the transition economies must first create an economic and legal infrastructure to support the long-term and complex market relationships and contracts that constitute a housing financial system. This paper--a product of the Financial Sector Development Department--is part of a larger effort in the department to strengthen financial development in transition economies.
| Author | : Colin Jones |
| Publisher | : John Wiley & Sons |
| Total Pages | : 337 |
| Release | : 2012-05-29 |
| Genre | : Law |
| ISBN | : 0470672331 |
This timely book addresses key challenges faced by policy makers and the house-building industry in a post-credit crunch world. It examines the implications for households, the housing market, the economy, as well as for government's policy choices. Challenges of the Housing Economy: an international perspective brings together experts from around the world to examine recent housing market trends. The contributions reveal common long-term trends in housing markets worldwide. Despite differences in supply conditions and the role of planning, there is a trend toward rising house prices that has created significant barriers to home ownership for young households while increasing the wealth of older generations. The financial crisis had a differential impact on housing markets but in many countries where mortgage finance became severely constrained, house prices fell and there was a dramatic fall in housing construction. The falls in house prices in these countries have ostensibly improved affordability but the housing markets have been dominated by the lowering of loan to values applicable to new mortgages which has further raised the hurdles to potential first-time purchasers. At the same time as young households are increasingly rationed out of owner-occupation, public sector expenditure cut-backs in many countries result in limited new social housing. Instead, value for money imperatives will mean new funding models for affordable housing that require greater use of public-private partnerships. The private rented sector could potentially meet the demand for the new generation of long-term renters. However, there are doubts - in the UK at least - that this sector will be able to expand significantly or provide an appropriate type and standard of housing. This is an essential advanced text for students and researchers of land economy and land management; property and real estate; housing policy; and urban studies.
| Author | : Doris Köhn |
| Publisher | : Springer |
| Total Pages | : 244 |
| Release | : 2011-01-31 |
| Genre | : Business & Economics |
| ISBN | : 9783540778561 |
The growth of urban areas and population in middle and low income countries is a continuing trend. Urbanization expands as rural to urban migration offers better income opportunities in cities. This trend is both a source of development opportunities and challenges for the housing sector. On the one hand, housing is a large and growing market, and on the other, massive slums confirm the poor housing conditions in many developing countries. These adverse conditions mirror inadequate housing policies, inefficient or absent property registration, as well as limits to access to housing finance. Provision of affordable housing is therefore an important topic in the fight against poverty. This book focuses on solutions that improve the enabling environment for the poor in accessing housing finance. It explores how to develop and integrate housing finance into a sustainable financial system for developing countries and offers ways in which low-income families can obtain better access to housing finance. This book provides a conceptual framework for housing finance development and addresses practical solutions in the provision of housing finance and compares different approaches.
| Author | : P. Arestis |
| Publisher | : Springer |
| Total Pages | : 283 |
| Release | : 2009-11-18 |
| Genre | : Business & Economics |
| ISBN | : 0230246982 |
Housing finance structures and Institutional and regulatory/fiscal aspects in housing have changed significantly in recent years. This book examines the development in housing markets in Europe and the US, and looks at ways to make housing more affordable and housing market developments more stable.
| Author | : Jens Lunde |
| Publisher | : John Wiley & Sons |
| Total Pages | : 488 |
| Release | : 2016-01-08 |
| Genre | : Business & Economics |
| ISBN | : 1118929446 |
This book provides evidence on how housing finance markets developed across Europe. The objective of the text is to bring together up to date material from across Europe which will help to clarify (i) how national housing finance markets have dealt with the challenges of deregulation and privatisation since the 1980s,(ii) how the financial crisis has impacted on the structure of the industry and the range of financial instruments available, (iii) how governments and the EU have responded to increasing risks and higher indebtedness in most West European countries and the need to grow new finance markets in Eastern Europe, and (iv) how changing housing finance markets impact on the capacity to provide adequate affordable housing into the future.
