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House Hacking to Defeat Credit Card Debt

House Hacking to Defeat Credit Card Debt
Author: Joshua King
Publisher: Independently Published
Total Pages: 0
Release: 2023-05-02
Genre:
ISBN:

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I've lived under the tremendous pressure of credit card debt, and it wasn't fun. Today, I have no credit card debt and thousands of dollars in my saving and investing accounts. However, this money did not just appear in my account, nor did I work more hours. I used the little-known technique of house hacking. House hacking turns your primary residence into an income-producing asset. You can use this new cash flow to pay down debt and eventually save and invest. House hacking does take some knowledge and experience to get right. You will mess it up at first. But at the end of the road, you have a shiny new infinite return producing cash flow from the air. That's how you get out of debt. Good Luck!


The House Hacking Strategy

The House Hacking Strategy
Author: Craig Curelop
Publisher: Biggerpockets Publishing, LLC
Total Pages: 200
Release: 2019-10-17
Genre: Business & Economics
ISBN: 9781947200159

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Don't pay for your home--hack it and live for free! Savvy investors have been using a little-known, but clever strategy in real estate for decades--and now, you will learn exactly how to perfect this trade secret! When mastered, house hacking can save you thousands of dollars in monthly expenses, build tens of thousands of dollars in equity each year, and provide the financial means to retire early. In fact, the average house hacker can turn a single-family home or small multifamily property into a cash-flowing investment. You can collect rent that completely covers your living expenses--and then some! In this book, serial house hacker Craig Curelop lays out the in-depth details so you can make your first (or next) house hack a huge success. Inside, you will learn: What house hacking is, and why it's one of the best methods for building wealth The different types of house-hacking strategies you can use--no one size fits all here! The incredible connection between house hacking, wealth building, and early retirement How to get started house hacking--even with low income or low savings Strategies to house hack with a family, spouse, or independently How to find the ideal house hack property--even in a competitive or expensive market Stories from real estate investors all over the country on their house-hacking triumphs, mishaps, and their purpose behind house hacking. Property-management strategies to make ownership a breeze House hacking doesn't have to be a mystery. Discover why so many successful investors support their investment careers with house hacking--and learn from a frugality expert who has "hacked" his way toward financial freedom!


The Everything Guide to House Hacking

The Everything Guide to House Hacking
Author: Robert Leonard
Publisher: Simon and Schuster
Total Pages: 256
Release: 2022-09-06
Genre: Business & Economics
ISBN: 1507217196

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"For most people, rent or a mortgage takes up the largest chunk of their income. But with house hacking, that piece can come down to virtually zero-and it's easier than you'd think! In its simplest form, house hacking is the real estate investment strategy where you buy a multifamily house and rent it out to cover your costs and live for free. But this can come in all shapes and sizes, whether it be inviting in roommates, owning multiple properties, live-in flips, vacation rentals, or even participating in Airbnb. In The Everything Guide to House Hacking, you will learn: the pros and cons of house hacking; the minimum you need to get started; whether renovating is worth it; how to be a responsible landlord; and more! Discover everything you want to know about homeownership and how you can build wealth from your investment properties. The path to financial freedom starts here"--


House Hacking Guide

House Hacking Guide
Author: Chris Manning
Publisher:
Total Pages: 168
Release: 2020-01-08
Genre:
ISBN: 9781657847262

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How to Get Your First Rentable Property (and Home) to Achieve Financial Independence Even If You Think Your Savings, Income, or Credit History Aren't Enough It's hard to pinpoint the exact moment you got so determined to become financially independent. Maybe it was a few months ago when you really studied your credit card statement. Some of the things you bought were shocking. Even more shocking was the interest you were continuing paying on these purchases. Or it could have been the notification you got from your landlord last month that they were going to be increasing rent in the new year. And this, prompting you to check your bank account, left you wondering why your savings were going down, despite having a job that pays well. Then a few weeks ago at a party, you met a friend of a friend who's already on his third home. Surprisingly nice, he sat down with you and sketched out the financials, showing you how he managed to get each of his properties above break even. It's amazing how quickly the numbers can add up if you do it right. You're hooked, you want in. And then reality hits... You don't have much of a credit history. What's more, you were late with a couple of payments. And you're not sure what sort of down payment you can swing. The answer may lie in House Hacking. House Hacking is a real estate investment strategy, where you live in your investment property while also renting it out to others. This rent helps cover your costs while freeing up your cash for your life, saving, and other investments. More importantly, House Hacking can also help you qualify for a loan of a greater amount. The key is to go through the steps and do the math to see if this is for you. House Hacking Guide provides all the information you need to make that assessment and set up your House Hacking program for financial independence. Here's a select sample of what you'll discover in House Hacking Guide The loan with the lowest required credit score most people qualify for The property that rents like an apartment complex but can still be financed as a single-family home 3 critical items to include in your "Offer to Purchase" that will protect you from getting locked into a bad deal Best places to look for unbeatable properties How you should be using your real estate agent to get your money's worth The full process, detailed step-by-step, so you don't overlook anything critical to your success Making sure you end up with the best tenants rather than a daily headache And much more. Some people are resistant to looking seriously at House Hacking because buying your own real estate property can be daunting. And this is doubly so when you're not sure of the process and would also be renting out a portion of the property. In a sense, one concern takes care of the other. By renting out rooms or units in the property, you significantly reduce your risk and increase your attractiveness to mortgage lenders. Yes, there are a number of tasks to be completed, but with an effective guide, it's a straightforward and rewarding affair. If you want to start realizing financial independence with your own rentable real estate property, scroll up and click the "Add to Cart" button.>/h2>


How to Repair Your Credit

How to Repair Your Credit
Author: John Score
Publisher: Independently Published
Total Pages: 80
Release: 2019-07-16
Genre:
ISBN: 9781097962297

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★★BONUS★★ Buy a paperback copy of this book NOW and the Kindle version will be available to you Absolutely FREE You hear your ringtone go off on your cell phone. You look and notice this is another number you do not recognize, so you allow it to go to voicemail. A couple of minutes later, you check the message the person left only to find out it was another bill collector. You then block the number, but not because you don't want to talk to the collector, but because you want to catch up on your bills and you don't have the money to pay off all of your credit cards. This is a common story for people all over the world. Some have taken out too many credit cards or they have maxed them out and are now struggling to make the minimum payments. It isn't that they don't want to make the payments but that they simply cannot afford them. If this story sounds familiar to you, then this is a book you most certainly need to read. This book is going to help you get through your credit card debt and learn how you can gain financial freedom. It will be your guide to help you find federal laws and loopholes to help you erase your credit card debt. Throughout your journey of reading, you will learn the steps you can take to improve your credit without the years of struggling. By the end, you will be able to gain the financial freedom you deserve. Furthermore, you will be able to hold onto this precious freedom for the rest of your life. How to Repair Your Credit will accomplish these goals through seven chapters. The first chapter is going to place you in the situation of finding yourself in bad credit. You will learn how you can truly tell if you have bad credit, when you should worry, and the many reasons for which you can find yourself with bad credit. You will learn what bad credit is and how you can start to gain the right mindset, which will allow you to pay off your credit card payments. You will learn about federal laws which focus on credit cards and a special loophole that is known as section 609, which provides you with a trick to help you erase any negative information on your credit report. This book will also help you with the dispute letter that is attached to section 609 by providing you with various tips so you can create the absolute best letter possible. Finally, you will learn about financial freedom and how you can gain and maintain this freedom. Take a moment to imagine your financial freedom. After almost four years, you have paid off all of your credit card debt. While your credit history will remain on your credit report until the seven years are over, you have noticed that your credit score is increasing. You have noticed that you are less stressed, and you no longer ignore your phone when a number you do not recognize is calling. You are living comfortably and growing your savings. You have finally reached the ultimate financial freedom. Would you like to know more? Download now to stop worrying, deal with anxiety and reach financial freedom. Scroll to the top of the page and select the buy now button.


The Ultimate House Hacking Guide for Denver

The Ultimate House Hacking Guide for Denver
Author: Joe Massey
Publisher:
Total Pages: 248
Release: 2020-08-22
Genre:
ISBN:

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Are you interested in house hacking in the Denver market? If you're are, this book is for you.We deal with current and potential Denver house hackers on a weekly basis. Week after week, it became clear that the same questions were being asked again and again. So, we decided to write this book to answer those questions.Most people we talk with understand the concept and power of house hacking. But they lack the Denver market specific insight and knowledge. This book is technical and specific to the Denver market. You'll learn: Different financing options The best property types and locations How to maximize your rents How to analyze house hacks Personal finances and how to set them up Long term financial modeling options How to build your team The contract process in Colorado The contract process in Colorado The contract process in Colorado How to plan buying future multiple house hacks Expert Authors Chris Lopez - Investor-Friendly Real Estate Agent at Your Castle Joe Massey - Senior Loan Officer at Castle & Cooke Mortgage Jeff White - House Hacking Coach and house hacking his way to financial independence


House Hacking

House Hacking
Author: Ben Leybovich
Publisher:
Total Pages: 227
Release: 2017-07-16
Genre:
ISBN: 9781521860953

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"Ben has laid out exactly what works in today''s market!" -Brandon Turner LUXURY house hacking! Upgrade your lifestyle while reducing costs. AirBnB, vacation rentals, and a luxury primary home. Who is this Book For? Having involved myself with House Hacking I realized that this strategy represents a phenomenal solution for many folks. In fact there are at least 3 groups for whom this book will pave the way toward success! First of all, I have to tell you (and this is based on 10 years of real estate investing experience) that a properly executed house hack is absolutely the most brilliant investment opportunities. This has to be the easiest CASH FLOW I''ve ever created (and it''s substantial). If you''ve been studying real estate investing but haven''t been able to find a way into the game - this is it! Now, let''s say that you happen to live in a very expensive market, and have been priced out of owning a home - this book will teach you how to become a homeowner. Yes, you''ll need to learn some things. Yes, you''ll need to do a bit of work, because not just any house will work. But, you can own a home for less than you thought because a properly structure House Hack will underwrite your cost! Or... Let''s say you are quite comfortable where you are. But you happen to have elderly parents who are struggling and it is necessary for you to relocate closer to them. The only problem is that homes are very expensive where they live, and you are not sure how to swing the cost of living. House Hacking - DONE! Or, you are like me, and decide one day that you are tired of living in Ohio and want to relocate someplace where the skies are always blue and palm trees are always pretty. You (like I) want to 10X your life. However, in a market like this property can be expected to be more expensive and you are concerned about cost of living. How to cope? Indeed, a proper house hack allows me to achieve locational freedom! A House Hack is a powerful formula capable of creating solutions for a wide variety is life circumstances. And in this book I will teach you how to do it right! And, remember -- I am doing this as we speak. So, all of the numbers are real-time, and all of the methods discussed are viable in today''s market. What Will You Learn in this Book? You will learn how to pick the right location and the right property for your house hack. You will learn the step-by-step process of doing the math, financing, marketing, and running your house hack for most profit. Everything you need to know to do what I do is here! What is a house hack and how can I make money with it? Can house hacking pay for my primary-home mortgage? Should I buy an investment property or should I house sack? A House Hacking Case Study--How I am living in an upscale home for (almost) free How do I choose the best location, neighborhood, and house to house hack? How much money can I make house hacking and does it pay my primary mortgage? How do I rehab and market my house hack for the most profit? How much time does it take to run a vacation rental house hack? Is AirBnB, or HomeAway, or VRBO better for vacation-rental house hacking? How do I handle safety and privacy when house hacking? Will my mortgage allow me to rent out part of my property? What taxes do I have to pay with house hacking? What are the regulations on house hacking? How do I set prices on AirBnB and other sites? And much more... Why now is the time to read this book... Everyone talks about real estate as if the choice of what we do, when, and how is entirely up to us. But that''s not true. In today''s challenging (hot) market, traditional investing advice doesn''t work. House hacking has the best financing opportunities, the easiest management overhead, and the most immediate return on investment.


Financial Independence Magazine

Financial Independence Magazine
Author: Joshua King
Publisher: Independently Published
Total Pages: 0
Release: 2023-11-12
Genre:
ISBN:

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Begin or continue your Financial Independence journey via retirement planning, stock market investing, real estate, and business. In this month's magazine, we take a look at: 01 Balanced Books: Living By a Hardcore Budget is Empowering 02 House Hacking to Defeat Credit Card Debt 03 Getting Started with High-Yield Savings Accounts 04 Stock & Bond Investing in Your 70s 05 Become Debt-Free & Stress-Free 06 The Magic of Dividend Growth Investing 2 07 I'm Living My Dream Life with Dividends 08 The Magic of Income Investing 2 Join us inside! Freedom of Time, Freedom for Family, Freedom to Travel, Freedom equals Peace, Be Free!


The Hacking of the American Mind

The Hacking of the American Mind
Author: Robert H. Lustig
Publisher: Penguin
Total Pages: 354
Release: 2018-09-18
Genre: Science
ISBN: 1101982942

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"Explores how industry has manipulated our most deep-seated survival instincts."—David Perlmutter, MD, Author, #1 New York Times bestseller, Grain Brain and Brain Maker The New York Times–bestselling author of Fat Chance reveals the corporate scheme to sell pleasure, driving the international epidemic of addiction, depression, and chronic disease. While researching the toxic and addictive properties of sugar for his New York Times bestseller Fat Chance, Robert Lustig made an alarming discovery—our pursuit of happiness is being subverted by a culture of addiction and depression from which we may never recover. Dopamine is the “reward” neurotransmitter that tells our brains we want more; yet every substance or behavior that releases dopamine in the extreme leads to addiction. Serotonin is the “contentment” neurotransmitter that tells our brains we don’t need any more; yet its deficiency leads to depression. Ideally, both are in optimal supply. Yet dopamine evolved to overwhelm serotonin—because our ancestors were more likely to survive if they were constantly motivated—with the result that constant desire can chemically destroy our ability to feel happiness, while sending us down the slippery slope to addiction. In the last forty years, government legislation and subsidies have promoted ever-available temptation (sugar, drugs, social media, porn) combined with constant stress (work, home, money, Internet), with the end result of an unprecedented epidemic of addiction, anxiety, depression, and chronic disease. And with the advent of neuromarketing, corporate America has successfully imprisoned us in an endless loop of desire and consumption from which there is no obvious escape. With his customary wit and incisiveness, Lustig not only reveals the science that drives these states of mind, he points his finger directly at the corporations that helped create this mess, and the government actors who facilitated it, and he offers solutions we can all use in the pursuit of happiness, even in the face of overwhelming opposition. Always fearless and provocative, Lustig marshals a call to action, with seminal implications for our health, our well-being, and our culture.