Are you looking for read ebook online? Search for your book and save it on your Kindle device, PC, phones or tablets. Download Fintech Regulation In China PDF full book. Access full book title Fintech Regulation In China.
| Author | : Robin Hui Huang |
| Publisher | : Cambridge University Press |
| Total Pages | : 315 |
| Release | : 2021-07 |
| Genre | : Business & Economics |
| ISBN | : 1108488110 |
Provides a systematic and contextualized account of China's Fintech regulation.
| Author | : Chuanman You |
| Publisher | : |
| Total Pages | : 31 |
| Release | : 2018 |
| Genre | : |
| ISBN | : |
FinTech innovation has thrived in China in the past decade. As one leading sector of FinTech innovation, the P2P lending market has experienced an unparalleled growth in China with the Chinese market acceding to be the largest market in the world. This rapid development, while it satisfies the financing need, has brought about industrial risks and regulatory challenges. This article starts with an empirical survey of the explosive development of the P2P lending industry in China followed by an examination of its underlying economic, institutional and technological driving forces. The second part of this article then turns to inspecting, comparatively, several features of regulatory approaches as adopted by the newly established regulatory regime. The third part interrogates two critical challenges which have not been resolved by the new regulatory regimes. The final part concludes.The tentative conclusion is that the newly established regime is a welcome regulatory development. Not only has it provided comprehensive legal protection for participants of the P2P lending market in China; it may also contribute a new model to the global regulatory map for the sustainable growth of the P2P lending market, and the FinTech industry in general.
| Author | : Sara Hsu |
| Publisher | : Columbia University Press |
| Total Pages | : 430 |
| Release | : 2020-08-04 |
| Genre | : Business & Economics |
| ISBN | : 0231551711 |
Financial technology—or fintech—is gaining in popularity globally as a way of making financial services more efficient and accessible. In rapidly developing China, fintech is taking off, catering to markets that state-owned banks and an undersized financial sector do not serve amid a backdrop of growing consumption and a large, tech-savvy millennial generation. It is becoming increasingly likely that some of China’s fintech firms will change the way the world does business. In China’s Fintech Explosion, Sara Hsu and Jianjun Li explore the transformative potential of China’s financial-technology industry, describing the risks and rewards for participants as well as the impact on consumers. They cover fintech’s many subsectors, such as digital payment systems, peer-to-peer lending and crowdfunding, credit card issuance, internet banks, blockchain finance and virtual currencies, and online insurance. The book highlights the disruption of traditional banking as well as the risks of fintech and regulatory technology. Hsu and Li describe major companies including Alipay and Tencent, developer of WeChat Pay and a wealth-management business, and other leading fintech firms such as Creditease, Zhong An Insurance, and JD Finance. Offering expert analysis of market potential, risks, and competition, as well as case studies of firms and consumer behavior, China’s Fintech Explosion is a must-read for anyone interested in one of the world’s breakout sectors.
| Author | : Mark Fenwick |
| Publisher | : Springer Nature |
| Total Pages | : 235 |
| Release | : 2020-07-28 |
| Genre | : Law |
| ISBN | : 9811558191 |
This book focuses on Fintech regulation in Asian, situating local developments in broader economic, regulatory and technological contexts. Over the last decade, Fintech – broadly defined as the use of new information technologies to help financial institutions and intermediaries compete in the marketplace – has disrupted the financial services sector. Like other 21st century technological developments, Fintech is a global phenomenon that plays out in local economic, political and regulatory contexts, and this dynamic interplay between global trends and local circumstances has created a complex and fast-changing landscape. Diverse stakeholders (most obviously incumbent financial service providers, tech start-ups and regulators) all pursue a competitive edge against a background of profound uncertainty about the future direction and possible effects of multiple emerging technologies. Compounding these difficulties are uncertainties surrounding regulatory responses. Policymakers often struggle to identify appropriate regulatory responses and increasingly turn to policy experimentation. Such issues add to the challenges for the various actors operating in the Fintech space. This situation is particularly fluid in Asia, since many jurisdictions are seeking to establish themselves as a regional hub for new financial services.
| Author | : Angela Zhang |
| Publisher | : Oxford University Press |
| Total Pages | : 272 |
| Release | : 2021-02-08 |
| Genre | : Law |
| ISBN | : 0192561197 |
China's rise as an economic superpower has caused growing anxieties in the West. Europe is now applying stricter scrutiny over takeovers by Chinese state-owned giants, while the United States is imposing aggressive sanctions on leading Chinese technology firms such as Huawei, TikTok, and WeChat. Given the escalating geopolitical tensions between China and the West, are there any hopeful prospects for economic globalization? In her compelling new book Chinese Antitrust Exceptionalism, Angela Zhang examines the most important and least understood tactic that China can deploy to counter western sanctions: antitrust law. Zhang reveals how China has transformed antitrust law into a powerful economic weapon, supplying theory and case studies to explain its strategic application over the course of the Sino-US tech war. Zhang also exposes the vast administrative discretion possessed by the Chinese government, showing how agencies can leverage the media to push forward aggressive enforcement. She further dives into the bureaucratic politics that spurred China's antitrust regulation, providing an incisive analysis of how divergent missions, cultures, and structures of agencies have shaped regulatory outcomes. More than a legal analysis, Zhang offers a political and economic study of our contemporary moment. She demonstrates that Chinese exceptionalism-as manifested in the way China regulates and is regulated, is reshaping global regulation and that future cooperation relies on the West comprehending Chinese idiosyncrasies and China achieving greater transparency through integration with its Western rivals.
| Author | : International Monetary |
| Publisher | : International Monetary Fund |
| Total Pages | : 57 |
| Release | : 2021-06-15 |
| Genre | : Business & Economics |
| ISBN | : 1513573276 |
he Hong Kong Special Administrative Region (HKSAR) is among the world’s major fintech hubs, well positioned to develop fintech initiatives from its traditional strengths in financial services. Key factors enabling the HKSAR to emerge as a fintech hub include its presence as an international financial center, its free-flowing talent and capital, a highly developed information and technology communication (ITC) infrastructure, and its most unique trait, a geographical and strategic advantage by proximity to the market in Mainland China.
| Author | : Andrew Godwin |
| Publisher | : Cambridge University Press |
| Total Pages | : 595 |
| Release | : 2021-07-15 |
| Genre | : Law |
| ISBN | : 1316946886 |
First proposed in 1994, the Twin Peaks model of financial system regulation employs two specialist peak regulators: one charged with the maintenance of financial system stability, and the other with market conduct and consumer protection. This volume, with contributions from over thirty scholars and senior regulators, provides an in-depth analysis of the similarities and differences in the Twin Peaks regimes that have been adopted around the world. Chapters examine the strengths and weaknesses of the model, provide lessons from Australia (the first to adopt the model), and offer a comparative look at the potential suitability of the model in leading non-Twin Peaks jurisdictions. A key resource for central bankers, public policy analysts, lawyers, economists, politicians, academics and students, this work provides readers with a comprehensive understanding of the Twin Peaks model, and a roadmap for countries considering its adoption.
| Author | : Dawei Zhao |
| Publisher | : Springer |
| Total Pages | : 0 |
| Release | : 2023-11-11 |
| Genre | : Business & Economics |
| ISBN | : 9789819951727 |
This book starts from the application of technologies in financial institutions and financial regulators in China, and defines the concept and connotation of FinTech and SupTech in the form of topics, analyses the main problems in the development process, and discusses in depth the future development and regulatory tendency of FinTech and SupTech. In recent years, with the in-depth application and cross-domain integration of information technology in the financial world, FinTech has rapidly developed and has been widely applied, which brings us an important enlightenment: technical factors will bring fundamental changes for the development of the modern financial industry. While improving financial efficiency, it has an impact on the core financial problems such as information matching and mutual trust solving, making it urgent to improve financial supervision capacity and regulatory efficiency through information technology to effectively guarantee financial security. At present, many Chinese financial institutions have applied technologies to their daily operations and management, such as accurate customer identification, enhanced process tracking, intelligent marketing, and product process transformation, so as to simplify financial service processes and shorten service cycles. Meanwhile, the financial regulators in China, such as PBOC, CBIRC, CSRC, have also applied technologies to the area of financial regulation, in order to reduce the cost of regulation, and promote the efficiency and effectiveness of regulation. In General, this book both pays attention to practical application and theoretical, which is a useful reference book for theoretical research and practical work, and also helps readers to understand the application of technologies in financial institutions and financial regulators in China.
| Author | : Zhou (Weihuan.) |
| Publisher | : |
| Total Pages | : 38 |
| Release | : 2015 |
| Genre | : |
| ISBN | : |
| Author | : Tehrani, Pardis Moslemzadeh |
| Publisher | : IGI Global |
| Total Pages | : 273 |
| Release | : 2021-09-24 |
| Genre | : Computers |
| ISBN | : 1799879291 |
The convergence of Artificial Intelligence (AI) in blockchain creates one of the world’s most reliable technology-enabled decision-making systems that is virtually tamper-proof and provides solid insights and decisions. The integration of AI and Blockchain affects many aspects from food supply chain logistics and healthcare record sharing to media royalties and financial security. It is imperative that regulatory standards are emphasized in order to support positive outcomes from the integration of AI in blockchain technology. Regulatory Aspects of Artificial Intelligence on Blockchain provides relevant legal and security frameworks and the latest empirical research findings in blockchain and AI. Through the latest research and standards, the book identifies and offers solutions for overcoming legal consequences that pertain to the application of AI into the blockchain system, especially concerning the usage of smart contracts. The chapters, while investigating the legal and security issues associated with these applications, also include topics such as smart contacts, network vulnerability, cryptocurrency, machine learning, and more. This book is essential for technologists, security analysts, legal specialists, privacy and data security practitioners, IT consultants, standardization professionals, researchers, academicians, and students interested in blockchain and AI from a legal and security viewpoint.
