Financial Literacy And The Financial Decision Making Of Individuals In Underserved Communities PDF Download
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| Author | : Dennis Martin |
| Publisher | : |
| Total Pages | : 140 |
| Release | : 2017 |
| Genre | : |
| ISBN | : |
Download FINANCIAL LITERACY AND THE FINANCIAL DECISION MAKING OF INDIVIDUALS IN UNDERSERVED COMMUNITIES Book in PDF, ePub and Kindle
Better access to financial literacy programs in underserved communities has the potential to improve financial decision making and to help individuals and families escape poverty. This multimethod dissertation explores some of the challenges of developing financial literacy programs for underserved individuals and provides insights into the cultural and institutional factors that discourage financial literacy and sound financial decision making. This research re-examines the construct of financial literacy, reviews relevant past research, and presents a conceptual model with hypotheses regarding factors that affect financial literacy. To test the model, multiple studies were conducted in underserved communities in rural and urban areas to understand the complexity of the relationship between financial literacy and financial decision making. These studies were supplemented by a series of in-depth interviews with financial literacy experts, community leaders, and underserved individuals. The results indicate the importance of refining both financial literacy instruments and training to rural and urban underserved communities, while also building stronger ties to community leaders and financial institutions.
| Author | : Caroline Holland |
| Publisher | : |
| Total Pages | : 0 |
| Release | : 2016 |
| Genre | : Finance, Personal |
| ISBN | : 9781634843379 |
Download Financial Literacy Forums Book in PDF, ePub and Kindle
Americans today confront an array of challenges in their efforts to achieve and maintain financial security. Financial literacythe ability to use knowledge and skills to manage financial resources effectively -- has thus become increasingly important. Experts have identified the workplace as a potentially effective venue for providing financial education and helping individuals improve their financial decision making. This book discusses the role of the employer in promoting financial literacy; the effectiveness of such efforts; how best to serve low-income and other underserved populations; and the federal government's role in supporting these efforts. The book also discusses needs and priorities in improving financial literacy; roles and responsibilities of, and collaboration among, the government, nonprofit, and private sectors; lessons learned from federal public health and nutrition literacy initiatives; and the Government Accountability Office's potential role in addressing financial literacy issues.
| Author | : Tina Harrison |
| Publisher | : Springer |
| Total Pages | : 362 |
| Release | : 2016-09-20 |
| Genre | : Business & Economics |
| ISBN | : 3319308866 |
Download Financial Literacy and the Limits of Financial Decision-Making Book in PDF, ePub and Kindle
This book presents selected papers on the factors that serve to influence an individual’s capacity in financial decision-making. Initial chapters provide an overview of the cognitive factors affecting financial decisions and suggest a link between limited cognitive capacity and the need for financial education. The book then expands on these cognitive limitations to explore the tendency for overconfidence in decision-making and the interplay between rational and irrational factors. Later contributions show how credit card companies benefit from limitations in consumer financial literacy, how gender and cognition intersect to play an important role in financial decision-making, and how to improve financial capacity through financial literacy and education campaigns, including those addressing developed marketplaces. This comprehensive collection of papers will be of value to all readers who seek to better understand the multi-factorial and complex nature of personal financial management in today’s economic climate.
| Author | : Julie Birkenmaier |
| Publisher | : Oxford University Press |
| Total Pages | : 380 |
| Release | : 2013-02-21 |
| Genre | : Business & Economics |
| ISBN | : 0199755957 |
Download Financial Education and Capability Book in PDF, ePub and Kindle
This book introduces the concept of financial capability and assembles the latest evidence from ground-breaking innovations with financially vulnerable families, and links it to education, policy, and practice. It is a key resource for those interested in improving financial education and financial products and services for low-income families.
| Author | : Tina Harrison |
| Publisher | : Palgrave Macmillan |
| Total Pages | : 343 |
| Release | : 2018-06-14 |
| Genre | : Business & Economics |
| ISBN | : 9783319809083 |
Download Financial Literacy and the Limits of Financial Decision-Making Book in PDF, ePub and Kindle
This book presents selected papers on the factors that serve to influence an individual’s capacity in financial decision-making. Initial chapters provide an overview of the cognitive factors affecting financial decisions and suggest a link between limited cognitive capacity and the need for financial education. The book then expands on these cognitive limitations to explore the tendency for overconfidence in decision-making and the interplay between rational and irrational factors. Later contributions show how credit card companies benefit from limitations in consumer financial literacy, how gender and cognition intersect to play an important role in financial decision-making, and how to improve financial capacity through financial literacy and education campaigns, including those addressing developed marketplaces. This comprehensive collection of papers will be of value to all readers who seek to better understand the multi-factorial and complex nature of personal financial management in today’s economic climate.
| Author | : Kimberly A. Brown |
| Publisher | : |
| Total Pages | : 0 |
| Release | : 2009 |
| Genre | : |
| ISBN | : |
Download Examining the influence of financial literacy education on financial decision-making among graduate level health professions students Book in PDF, ePub and Kindle
| Author | : Gianni Nicolini |
| Publisher | : Routledge |
| Total Pages | : 560 |
| Release | : 2021-12-30 |
| Genre | : Business & Economics |
| ISBN | : 1000487849 |
Download The Routledge Handbook of Financial Literacy Book in PDF, ePub and Kindle
Financial literacy and financial education are not new topics, even though interest in these topics among policymakers, financial authorities, and academics continues to grow. The Routledge Handbook of Financial Literacy provides a comprehensive reference work that addresses both research perspectives and practical applications to financial education. This is the first volume to summarize the milestones of research in financial literacy from multiple perspectives to offer an overview. The book is organized into six parts. The first three parts provide a conceptual framework, which discusses what financial literacy is, how it should be measured, and explains why it represents a relevant topic and effective tool in enhancing decision-making among consumers as well as consumer protection strategies. Part IV addresses the connection between financial education and financial literacy, with chapters about financial education in school settings as well as for adults. This part includes an analysis of the role of Fintech and the use of gamification in financial education. Part V is a collection of contributions that analyze financial literacy and financial education around the world, with a focus on geographical areas including the U.S., South America, Western Europe, Eastern Europe, Asia, and Africa. This part also considers how financial literacy should be addressed in the case of Islamic finance. The concluding part of the book examines how financial literacy is related to other possible approaches to consumer finance and consumer protection, addressing the relationships between financial literacy and behavioral economics, financial well-being, and financial inclusion. This volume is an indispensable reference for scholars who are new to the topic, including undergraduate and graduate students, and for experienced researchers who wish to enrich their knowledge, policymakers seeking a broader understanding and an international perspective, and practitioners who seek knowledge of best practices as well as innovative approaches.
| Author | : |
| Publisher | : |
| Total Pages | : 26 |
| Release | : 2015-08-09 |
| Genre | : |
| ISBN | : 9781457869631 |
Download Financial Literacy Book in PDF, ePub and Kindle
Americans today confront an array of challenges in their efforts to achieve and maintain financial security. Financial literacy -- the ability to use knowledge and skills to manage financial resources effectively -- has thus become increasingly important. Experts have identified the workplace as a potentially effective venue for providing financial education and helping individuals improve their financial decision making. This report presents highlights of a forum convened on March 17, 2015, where a select group of leaders and experts focused on financial education in the workplace. They discussed: (1) the role of the employer in promoting financial literacy; (2) the effectiveness of such efforts; (3) how best to serve low-income and other underserved populations; and (4) the federal government's role in supporting these efforts. This is a print on demand report.
| Author | : Cybellium |
| Publisher | : Cybellium |
| Total Pages | : 231 |
| Release | : |
| Genre | : Business & Economics |
| ISBN | : 1836790031 |
Download Financial Literacy: Understanding Money and Markets Book in PDF, ePub and Kindle
Welcome to the forefront of knowledge with Cybellium, your trusted partner in mastering the cutting-edge fields of IT, Artificial Intelligence, Cyber Security, Business, Economics and Science. Designed for professionals, students, and enthusiasts alike, our comprehensive books empower you to stay ahead in a rapidly evolving digital world. * Expert Insights: Our books provide deep, actionable insights that bridge the gap between theory and practical application. * Up-to-Date Content: Stay current with the latest advancements, trends, and best practices in IT, Al, Cybersecurity, Business, Economics and Science. Each guide is regularly updated to reflect the newest developments and challenges. * Comprehensive Coverage: Whether you're a beginner or an advanced learner, Cybellium books cover a wide range of topics, from foundational principles to specialized knowledge, tailored to your level of expertise. Become part of a global network of learners and professionals who trust Cybellium to guide their educational journey. www.cybellium.com
| Author | : John E. Grable |
| Publisher | : Walter de Gruyter GmbH & Co KG |
| Total Pages | : 510 |
| Release | : 2022-03-07 |
| Genre | : Business & Economics |
| ISBN | : 3110727706 |
Download De Gruyter Handbook of Personal Finance Book in PDF, ePub and Kindle
The De Gruyter Handbook of Personal Finance provides a robust review of the core topics comprising personal finance, including the primary models, approaches, and methodologies being used to study particular topics that comprise the field of personal finance today. The contributors include many of the world’s leading personal finance researchers, financial service professionals, thought leaders, and leading contemporary figures conducting research in this area whose work has shaped—and continues to affect—the way that personal finance is conceptualized and practiced. The first section of the handbook provides a broad introduction to the discipline of personal finance. The following two sections are organized around the core elements of personal finance research and practice: saving, investing, asset management, and financial security. The fourth section introduces future research, practice, and policy directions. The handbook concludes with a discussion on an educational and research agenda for the future. This handbook will be a core reference work for researchers, financial service practitioners, educators, and policymakers and an excellent supplementary source of readings for those teaching undergraduate and graduate-level courses in personal finance, financial planning, consumer studies, and household finance.
