Financial Inclusion Regulation Literacy And Education In Central Asia And South Caucasus PDF Download

Are you looking for read ebook online? Search for your book and save it on your Kindle device, PC, phones or tablets. Download Financial Inclusion Regulation Literacy And Education In Central Asia And South Caucasus PDF full book. Access full book title Financial Inclusion Regulation Literacy And Education In Central Asia And South Caucasus.

Financial Inclusion, Regulation, Literacy, and Education in Central Asia and South Caucasus

Financial Inclusion, Regulation, Literacy, and Education in Central Asia and South Caucasus
Author: Peter J. Morgan
Publisher:
Total Pages: 200
Release: 2019-05-21
Genre:
ISBN: 9784899741053
GET BOOK

Download Financial Inclusion, Regulation, Literacy, and Education in Central Asia and South Caucasus Book in PDF, ePub and Kindle

Financial inclusion and financial education are becoming increasingly recognized as key requirements for sustainable and inclusive growth, and have been recognized as such by international fora such the Group of Twenty (G20) and the OECD. However, countries in Central Asia and the South Caucasus region have generally lagged in this area. Aside from Kazakhstan, the levels of financial inclusion are substantially below the average level of developing economies. Moreover, there has been little study of the determinants of and barriers to the development of financial inclusion and financial literacy in this region. In this study, prominent scholars in each country examine recent trends in financial inclusion in seven countries--Armenia, Azerbaijan, Georgia, Kazakhstan, Kyrgyz Republic, Tajikistan and Uzbekistan--for both individuals and small and medium-sized firms (SMEs); institutional and regulatory barriers to the expansion of financial inclusion; and policy options to support greater financial inclusion while maintaining financial stability. The book also examines issues related to the assessment of financial literacy and promotion of financial education to support greater financial inclusion in the region. One prominent feature of the region is the relatively slow uptake of innovative financial technologies that could promote financial inclusion such as mobile phone banking, crowd funding and peer-to-peer (P2P) lending platforms. This book examines the barriers to such development, as recommends policies to facilitate the introduction of such technologies.

The Anatomy of the Financial Inclusion Gap in the Caucasus and Central Asia

The Anatomy of the Financial Inclusion Gap in the Caucasus and Central Asia
Author: Mr. Tigran Poghosyan
Publisher: International Monetary Fund
Total Pages: 34
Release: 2023-05-26
Genre: Business & Economics
ISBN:
GET BOOK

Download The Anatomy of the Financial Inclusion Gap in the Caucasus and Central Asia Book in PDF, ePub and Kindle

This paper analyses how financial inclusion in the Caucasus and Central Asia (CCA) compares to peers in Central and Eastern Europe (CEE). Using individual-level survey data, it shows that the probability of being financially included, as proxied by account ownership in financial institutions, is substantially lower across gender, income groups, and education levels in all CCA countries relative to CEE comparators. Key determinants of this financial inclusion gap are lower financial and human development indices, weak rule of law, and physical access to bank branches or ATMs. This suggests that targeted policies aimed at boosting financial and human development, strengthening the rule of law, and supporting fintech solutions can broaden financial inclusion in the CCA.

Promoting Inclusive Growth in the Caucasus and Central Asia

Promoting Inclusive Growth in the Caucasus and Central Asia
Author: Ms.Mercedes Vera-Martín
Publisher: International Monetary Fund
Total Pages: 57
Release: 2019-05-15
Genre: Business & Economics
ISBN: 1498315070
GET BOOK

Download Promoting Inclusive Growth in the Caucasus and Central Asia Book in PDF, ePub and Kindle

CCA countries achieved gains in inclusiveness over the past 20 years as incomes increased and poverty, inequality, and unemployment declined. Most of the progress occurred before the 2008–09 global financial crisis. Since then, poverty rates have barely moved and, for oil importers, remain elevated.

Financial Inclusion, Regulation, and Education

Financial Inclusion, Regulation, and Education
Author: Naoyuki Yoshino
Publisher:
Total Pages: 0
Release: 2017
Genre: Business & Economics
ISBN: 9784899740636
GET BOOK

Download Financial Inclusion, Regulation, and Education Book in PDF, ePub and Kindle

Financial inclusion is receiving increasing attention as having the potential to contribute to economic and financial development while at the same time fostering more inclusive growth and greater income equality. Although substantial progress has been made, there is still much to achieve. East Asia, the Pacific, and South Asia combined account for 55% of the world's unbanked adults, mainly in India and the People's Republic of China. This book surveys the experience of a number of advanced and Asian emerging economies to assess factors affecting the ability of low-income households and small firms to access financial services, including financial literacy, financial education programs, and financial regulatory frameworks, as well as identify policies that can improve their financial access while maintaining financial stability. It aims to identify successful experiences and important lessons that can be adopted by other emerging economies. The studies cover the experiences of Germany, the United Kingdom, Bangladesh, India, Indonesia, the Philippines, Sri Lanka, and Thailand. The book adopts a practical and holistic approach to issues related to financial inclusion. For example, innovative methods of promoting financial access, such as mobile phone banking and microfinance, require corresponding innovations in regulatory frameworks, perimeters, and capacity. Moreover, programs in the areas of financial education and consumer protection are needed to enable households and firms to take full advantage of improvements in financial access.

Overview of Financial Inclusion, Regulation, and Education

Overview of Financial Inclusion, Regulation, and Education
Author: Naoyuki Yoshino
Publisher:
Total Pages: 35
Release: 2016
Genre:
ISBN:
GET BOOK

Download Overview of Financial Inclusion, Regulation, and Education Book in PDF, ePub and Kindle

Financial inclusion is receiving increasing attention as having the potential to contribute to economic and financial development while at the same time fostering more inclusive growth and greater income equality. However, although substantial progress has been made, there is still much to achieve. East Asia and the Pacific and South Asia combined account for 55% of the world's unbanked adults, mainly in India and the People's Republic of China (PRC). This paper surveys the experience of a number of advanced and Asian emerging economies to assess factors affecting the ability of low-income households and small firms to access financial services, including financial literacy, financial education programs and financial regulatory frameworks, and identify policies that can improve their financial access while maintaining financial stability. It aims to identify successful experiences and important lessons that can be adopted by other emerging economies. This analysis is based on studies of the experiences of Germany, the United Kingdom, Bangladesh, India, Indonesia, the Philippines, Sri Lanka and Thailand.The study aims to take a practical and holistic approach to issues related to financial inclusion. For example, innovative methods of promoting financial access, such as mobile phone banking and micro-finance, require corresponding innovations in regulatory frameworks, perimeters and capacity. Moreover, programs in the areas of financial education and consumer protection are needed to enable households and small firms to take full advantage of improvements in financial access.

Financial Inclusion, Regulation, Financial Literacy, and Financial Education in Tajikistan

Financial Inclusion, Regulation, Financial Literacy, and Financial Education in Tajikistan
Author: Roman Mogilevskii
Publisher:
Total Pages: 30
Release: 2018
Genre:
ISBN:
GET BOOK

Download Financial Inclusion, Regulation, Financial Literacy, and Financial Education in Tajikistan Book in PDF, ePub and Kindle

We analyze financial inclusion, literacy, and education in Tajikistan. We discuss the progress in financial inclusion and the sector's response to the major external shock associated with the sharp fall in Tajik labor migrants' remittances. We analyze the policies dealing with different aspects of financial inclusion with a focus on the regulatory framework, penetration of new financial technologies, and the existing barriers to inclusion; and we give recommendations on how to improve financial inclusion and financial literacy in the country.

The Routledge Handbook of Financial Literacy

The Routledge Handbook of Financial Literacy
Author: Gianni Nicolini
Publisher: Taylor & Francis
Total Pages: 561
Release: 2021-12-30
Genre: Education
ISBN: 1000487830
GET BOOK

Download The Routledge Handbook of Financial Literacy Book in PDF, ePub and Kindle

Financial literacy and financial education are not new topics, even though interest in these topics among policymakers, financial authorities, and academics continues to grow. The Routledge Handbook of Financial Literacy provides a comprehensive reference work that addresses both research perspectives and practical applications to financial education. This is the first volume to summarize the milestones of research in financial literacy from multiple perspectives to offer an overview. The book is organized into six parts. The first three parts provide a conceptual framework, which discusses what financial literacy is, how it should be measured, and explains why it represents a relevant topic and effective tool in enhancing decision-making among consumers as well as consumer protection strategies. Part IV addresses the connection between financial education and financial literacy, with chapters about financial education in school settings as well as for adults. This part includes an analysis of the role of Fintech and the use of gamification in financial education. Part V is a collection of contributions that analyze financial literacy and financial education around the world, with a focus on geographical areas including the U.S., South America, Western Europe, Eastern Europe, Asia, and Africa. This part also considers how financial literacy should be addressed in the case of Islamic finance. The concluding part of the book examines how financial literacy is related to other possible approaches to consumer finance and consumer protection, addressing the relationships between financial literacy and behavioral economics, financial well-being, and financial inclusion. This volume is an indispensable reference for scholars who are new to the topic, including undergraduate and graduate students, and for experienced researchers who wish to enrich their knowledge, policymakers seeking a broader understanding and an international perspective, and practitioners who seek knowledge of best practices as well as innovative approaches.

Financial Inclusion Across Asia

Financial Inclusion Across Asia
Author: Leong Choi-Meng
Publisher: Emerald Group Publishing
Total Pages: 170
Release: 2023-12-06
Genre: Business & Economics
ISBN: 1837533067
GET BOOK

Download Financial Inclusion Across Asia Book in PDF, ePub and Kindle

Topics discussed in this collection include financial inclusion in under-served markets, financial inclusion products and services, financial inclusion for sustainable and responsible business, micro, small, and medium-sized business practices.

Financial Inclusion in the Europe and Central Asia Region

Financial Inclusion in the Europe and Central Asia Region
Author: Asli Demirguc-Kunt
Publisher:
Total Pages: 35
Release: 2019
Genre:
ISBN:
GET BOOK

Download Financial Inclusion in the Europe and Central Asia Region Book in PDF, ePub and Kindle

Financial inclusion can help promote development. Inclusive financial systems allow people to invest in their education and health, save for retirement, capitalize on business opportunities, and confront shocks. In the Europe and Central Asia region, there is great variation in financial inclusion. In the euro area, most adults already own an account. Account ownership-which is the first step of entry into the formal financial system has increased in the developing countries in the region, to 65 percent of the adult population from 45 percent in 2011. Tajikistan, Armenia, Moldova, the Kyrgyz Republic, and Georgia are among the countries that have seen the greatest increases globally, despite starting from a very low base. These experiences underline the potential role of digital payments in driving financial inclusion. Nevertheless, almost 30 percent of unbanked adults report lack of trust in banks as a barrier, which is nearly double the developing country average. And in some countries, gender and income gaps in account ownership remain significant. For example, the gender gap is close to 30 percentage points in Turkey, which is three times the average gap in developing countries. And in Romania, the gap between richest 60 percent of the population and poorest 40 percent is 33 percentage points, which is more than twice the average gap in developing countries. But there are many opportunities to increase account ownership. Over 80 percent of the unbanked have a mobile phone, and simply moving public sector pension payments into accounts would reduce the number of unbanked adults in the region by up to 20 million, including 8 million in the Russian Federation alone. Given the heterogeneity of experiences, there are ample opportunities for countries in the region to learn from each other, which lays out a rich research and operational agenda going forward.

Promoting Inclusive Growth in the Caucasus and Central Asia

Promoting Inclusive Growth in the Caucasus and Central Asia
Author: Ms.Mercedes Vera-Martín
Publisher: International Monetary Fund
Total Pages: 57
Release: 2019-05-16
Genre: Business & Economics
ISBN: 1498313353
GET BOOK

Download Promoting Inclusive Growth in the Caucasus and Central Asia Book in PDF, ePub and Kindle

CCA countries achieved gains in inclusiveness over the past 20 years as incomes increased and poverty, inequality, and unemployment declined. Most of the progress occurred before the 2008–09 global financial crisis. Since then, poverty rates have barely moved and, for oil importers, remain elevated.