Financial Inclusion And Livelihood Transformation PDF Download
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| Author | : Srimoyee Datta |
| Publisher | : Springer Nature |
| Total Pages | : 215 |
| Release | : 2023-08-28 |
| Genre | : Business & Economics |
| ISBN | : 9819941415 |
Download Financial Inclusion and Livelihood Transformation Book in PDF, ePub and Kindle
This book explores the role and effect of Microfinance Institutions (MFIs) with different dimensions. It is being supported with strong empirical evidence into various parameters of MFIs directed towards inclusive finance and the transformation journey of livelihoods of its beneficiaries. It also incorporates empirical evidence with the perception of both beneficiaries and non-beneficiaries. Starting its journey toward the path of comprehending how MFIs make their footprint among the excluded population in the selected areas, it incorporates the different outcomes of MFI lending like credit utilisation patterns, income generation, and employability. As financial stability helps to break out the vicious cycle of poverty, this book emphasises the self-dependent element for the beneficiaries and their households. It addresses the important issue of the female counterparts in society. It shows how the MFIs work actively to generate female empowerment from multiple dimensions among the selected communities. It addresses key issues to consider for inclusive policy formulation, especially for backward communities in the backward areas and gives a realistic scenario of the MFI activities, their interactions with the respondents, the various outcomes, and areas for further developments, etc. This book is beneficial for academicians, researchers, and policymakers.
| Author | : Arianna Gasparri |
| Publisher | : |
| Total Pages | : 0 |
| Release | : 2019 |
| Genre | : Financial exclusion |
| ISBN | : 9789290729686 |
Download Inclusive Finance and Rural Youth Book in PDF, ePub and Kindle
"This working paper deepens the analysis on inclusive finance and rural youth through cutting-age research and new insights and approaches that have emerged over the years in the field. The overall narrative clearly documents the ways in which rural youth engage with the economy, policy and institutions and identifies the rapid changes occurring across the globe as well as the opportunities and challenges that young people living in rural areas encounter in their different livelihoods. Within this context, financial inclusion has gained attention as a key contributing factor to unlock the potential of rural youth in driving sustainable and inclusive rural transformation. This paper investigates how recent developments in this sector entail new opportunities for rural youth, and highlights persisting barriers that prevent rural youth from accessing financial and non-financial services, making the case for a market system approach to financial inclusion with specific attention given to digital finance"--Preliminary page.
| Author | : Ananda S. |
| Publisher | : Springer Nature |
| Total Pages | : 343 |
| Release | : 2021-10-04 |
| Genre | : Business & Economics |
| ISBN | : 9811626529 |
Download Financial Inclusion in Emerging Markets Book in PDF, ePub and Kindle
This book discusses ideas for stakeholders to develop strategies to access and use financial products and services such as deposits, loans, and fund transfer mechanism, insurance, payment services, and intermediaries, distribution channels at economical prices in order to cater to the needs of the poor and underprivileged people. Financial inclusion ensures ease of access, availability, and usage of the financial products and services to all the sections of the society. The book will help in recognizing the role of financial inclusion as one of the main drivers in reducing income inequality and thus supporting sustainable economic growth of the countries, especially of an emerging economy. The book provides conceptual and practical ideas from the practitioners, best practices from the experts, and empirical views from the researchers on the best practices and how to mitigate the challenges and issues plaguing the development of the financial inclusion.
| Author | : Essam Yassin Mohammed |
| Publisher | : Routledge |
| Total Pages | : 260 |
| Release | : 2017-12-12 |
| Genre | : Business & Economics |
| ISBN | : 1351595121 |
Download Financial Inclusion for Poverty Alleviation Book in PDF, ePub and Kindle
More than one billion people still live below the poverty line – most of them in South Asia and Sub-Saharan Africa. Financial inclusion is a major issue, as more than three-quarters of the numbers of poor and disadvantaged women and men do not have access to financial products and services, such as bank accounts, affordable and suitable loans, and insurance. The key objective of this book is to provide practical case studies of financial inclusion, rather than focus on academic debates such as the ideological basis of promoting microfinance. Using the recently adopted Sustainable Development Goals as an overall framing of the issues, it shows how poor and disadvantaged women and men can be bankable if the right facilitation for maximizing opportunities and addressing constraints are in place. Case studies confirm that achieving inclusive and sustainable access to financial products and services goes beyond simply enabling poor and disadvantaged women and men to have access to credit, or the ability to open a bank account. Examples from Africa, Asia and Latin America demonstrate encouraging progress in making microcredit accessible to millions of poor people. The foremost challenge, however, has been to ensure that they have access to, and usage intensity of, suitable and affordable financial products and services that meet the needs of their livelihoods as well as risks and mitigation strategies. This requires understanding that poor and disadvantaged women and men do not exist in isolation from complex and interdependent functions in the financial system, which includes a number of actors, diversified services, constraints (not just symptoms) and capacities and incentives. Overall, the book provides a rich source of examples of how building inclusive financial systems can empower the world's poor – by increasing income and employment opportunities, securing livelihoods and reducing poverty.
| Author | : |
| Publisher | : |
| Total Pages | : 96 |
| Release | : 2015 |
| Genre | : |
| ISBN | : |
Download Financial Inclusion to Livelihood Book in PDF, ePub and Kindle
| Author | : Peter Goldfinch |
| Publisher | : Taylor & Francis |
| Total Pages | : 140 |
| Release | : 2024-07-11 |
| Genre | : Business & Economics |
| ISBN | : 1040046053 |
Download Digital Financial Inclusion Book in PDF, ePub and Kindle
With the arrival of the ‘Internet of Things’ (IoT), smartphones, real-time payments systems, plus FinTech activity, Financial Inclusion services can now be integrated into a country’s National Payment System (NPS), which means there should be no systemic barriers to transitioning the socio-economic pyramid, as actors build their financial status. This, however, is not the case. This book is a comprehensive guide to understanding the transition of financial services from cash-based to digital-based systems, with a focus on Financial Inclusion. It explores the success of Financial Inclusion programs in promoting economic activity and lifting people out of poverty. It does not concentrate on a single deployment or approach, rather, it takes a broader view. The book surveys the technology and infrastructure required to build digital payment systems, as well as the regulatory and governance frameworks that enable their operation, however, the major focus is on the incorporation of these financial services within communities in order to deliver social outcomes. The book opens the conversation, proposing a new method of measuring Financial Inclusion. It takes a critical but constructive look at the field over the last 20+ years and discusses the key learnings. It examines the Kenya mobile money approach to Financial Inclusion, compared with the Indian bank lead approach, and delivers a broad-based plan on how the programs can be more effective in the future. Financial Inclusion requires a pathway to progress, through a period of technology transformation. The foundation is provided by this book and the reader, on finishing it, will have a comprehensive appreciation of the subject matter.
| Author | : Virginius Xaxa |
| Publisher | : Springer |
| Total Pages | : 349 |
| Release | : 2017-10-24 |
| Genre | : Business & Economics |
| ISBN | : 9811057567 |
Download Work, Institutions and Sustainable Livelihood Book in PDF, ePub and Kindle
The book explores the debates surrounding sustainable livelihood in the neoliberal era effected through transformation of the nature of work and the role of institutions, particularly in the Global South. By creating gainful work and employment opportunities through formal and informal institutions using progressive instruments and innovations within rural and urban economies, livelihood becomes ‘sustainable’, thereby reducing inequality and increasing resilience among households. Based on both theoretical and empirical studies from Asia and Africa, the book establishes the relationship between three broad concepts – work, institutions and sustainable development. The content has been divided into three broad sections: Rural Economy and Its Transformations; Urbanisation and Sustainable Livelihood; and Innovations and Instruments of Transformation. This book is a valuable resource for scholars of development studies, rural and urban studies, labour studies besides economics, sociology, political science and policymaking.
| Author | : Daniel Makina |
| Publisher | : Academic Press |
| Total Pages | : 342 |
| Release | : 2019-06-09 |
| Genre | : Business & Economics |
| ISBN | : 0128142030 |
Download Extending Financial Inclusion in Africa Book in PDF, ePub and Kindle
Extending Financial Inclusion in Africa unveils the genesis and transformation of Africa’s financial sector and its ability to provide finance for all. Contributors of the Book traverse the whole spectrum of African financial systems, examining their depth and breadth and empirically evaluating their appropriateness and effectiveness to achieve inclusive financial services. Explores the evolution of the financial sector in Africa from the pre-colonial to post-colonial era Investigates the financial inclusion–economic growth nexus Explores the role of financial regulation and governance in either enhancing or limiting financial inclusion Evaluates unintended consequences of financial inclusion, including over-indebtedness and increased propensity to spend Assesses cross-sectional evidence on the link between financial inclusion and technological developments such as the internet and mobile technology
| Author | : Munacinga C. Simatele |
| Publisher | : AOSIS |
| Total Pages | : 316 |
| Release | : 2022-02-15 |
| Genre | : Business & Economics |
| ISBN | : 1776341813 |
Download Financial inclusion Book in PDF, ePub and Kindle
Financial inclusion has been noted as a key driver of poverty alleviation and growth. Yet, most of the scholarly work that exists lacks a comprehensive discussion of how the poor interact with financial services and the channels through which such services can affect their livelihoods. This book offers researchers who focus on financial inclusion and African economies a one-stop resource for understanding the channels of transmission for financial inclusion as well as an application of these channels through original country-specific empirical papers. The book provides a back-to-basics presentation of the transmission of financial services to growth and poverty. This theoretical discussion is complemented by an empirical presentation of the various services used by the poor, with a focus on Africa. Case studies of financial inclusion in six African countries cover a broad range of topics most important to African countries and highlight the unique African setting. These empirical papers provide important learning points. Firstly, hybrid financial institutions such as cooperative financial institutions and financial social entrepreneurs are the best way to increase financial inclusion in Africa. They provide important vehicles to circumvent the restrictive and exclusive bank-based financial markets typical of African economies. Secondly, digital finance is a potent tool for improving financial access and usage in Africa, and its impact on poverty operates through both traditional and nontraditional financial instruments. Thirdly, investment in infrastructure which supports complementary markets is critical and is likely to have a greater effect on credit rationing than direct provision of credit to small businesses.
| Author | : Robert Cull |
| Publisher | : MIT Press |
| Total Pages | : 519 |
| Release | : 2021-08-03 |
| Genre | : Business & Economics |
| ISBN | : 0262544016 |
Download Banking the World Book in PDF, ePub and Kindle
Experts report on the latest research on extending access to financial services to the 2.5 billion adults around the world who lack it. About 2.5 billion adults, just over half the world's adult population, lack bank accounts. If we are to realize the goal of extending banking and other financial services to this vast “unbanked” population, we need to consider not only such product innovations as microfinance and mobile banking but also issues of data accuracy, impact assessment, risk mitigation, technology adaptation, financial literacy, and local context. In Banking the World, experts take up these topics, reporting on new research that will guide both policy makers and scholars in a broader push to extend financial markets. The contributors consider such topics as the complexity of surveying people about their use of financial services; evidence of the impact of financial services on income; the occasional negative effects of financial services on poor households, including disincentives to work and overindebtedness; and tools for improving access such as nontraditional credit scores, financial incentives for banking, and identification technologies that can dramatically reduce loan default rates.
