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Author | : Olivia S. Mitchell |
Publisher | : Oxford University Press |
Total Pages | : 249 |
Release | : 2017 |
Genre | : Business & Economics |
ISBN | : 0198808038 |
Download Financial Decision Making and Retirement Security in an Aging World Book in PDF, ePub and Kindle
As the world's population lives longer, it will become increasingly important for plan sponsors, retirement advisors, regulators, and financial firms to focus closely on how older persons fare in the face of rising difficulties with cognition and financial management. This book offers state-of-the-art research and recommendations on how to evaluate when older persons need financial advice, help them make better financial decisions, and to identify policy options for handling these individual and social challenges efficiently and fairly. This latest volume in the Pension Research Council series, draws lessons from theory and practice, and will be of interest to employees and retirees, consumers and researchers, and financial institutions working to design better retirement plan offerings.
Author | : Lewis D. Solomon |
Publisher | : |
Total Pages | : 249 |
Release | : 2017-07-26 |
Genre | : |
ISBN | : 9781138510074 |
Download Financial Security and Personal Wealth Book in PDF, ePub and Kindle
America's elderly population is soaring, presenting numerous challenges for policymakers in the United States. Other developed nations with aging populations face similar problems. There will be fewer workers relative to retirees in coming decades and the elderly are also expected to live longer. The impact of these demographic changes in the United States is likely to be challenging, especially for America's system of social security. Solomon offers new perspectives on how to meet the future costs of social security without bankrupting the next generation or gravely damaging the U.S. economy. He also shows, more broadly, how to provide for the financial security of America's senior populations. Over the past two decades, primary responsibility for providing a financially adequate retirement has shifted from the federal government and employers to individuals. For most Americans, social security alone will not provide enough income. Most companies have shed their pension plans for 401(k) plans, to which companies and employees contribute, and in which participants must make their own investment decisions. Consequently, achieving financial security in retirement has increasingly become one's personal responsibility. Solomon deals extensively with the politics of social security, past and present. He examines the presidential leadership of Franklin D. Roosevelt and Ronald Reagan, both of whom revived the nation's spirit in times of crisis, both of whom introduced economic policies that remain controversial to the present day. He also considers in detail contemporary efforts to rethink social security, focusing on fundamental reform of the social security system and the expansion and simplification of employer-sponsored retirement plans and individual retirement arrangements. Richly textured, informed, and informative, Financial Security and Personal Wealthencompasses history, demography, political economy, public finance, social policy. It will be of interest to policymakers, economists, and political scientists in the United States and elsewhere.
Author | : David A. Littell |
Publisher | : |
Total Pages | : 548 |
Release | : 2002 |
Genre | : Business & Economics |
ISBN | : 9781579960582 |
Download Financial Decision Making at Retirement Book in PDF, ePub and Kindle
Author | : Olivia S. Mitchell |
Publisher | : Oxford University Press |
Total Pages | : 300 |
Release | : 2017-09-29 |
Genre | : Business & Economics |
ISBN | : 0192537849 |
Download Financial Decision Making and Retirement Security in an Aging World Book in PDF, ePub and Kindle
As the world's population lives longer, it will become increasingly important for plan sponsors, retirement advisors, regulators, and financial firms to focus closely on how older persons fare in the face of rising difficulties with cognition and financial management. This book offers state-of-the-art research and recommendations on how to evaluate when older persons need financial advice, help them make better financial decisions, and to identify policy options for handling these individual and social challenges efficiently and fairly. This latest volume in the Pension Research Council series, draws lessons from theory and practice, and will be of interest to employees and retirees, consumers and researchers, and financial institutions working to design better retirement plan offerings.
Author | : Annamaria Lusardi |
Publisher | : |
Total Pages | : 304 |
Release | : 2011 |
Genre | : Defined contribution pension plans |
ISBN | : 9780191732089 |
Download Financial Literacy Book in PDF, ePub and Kindle
As defined contribution pensions become prevalent, retirees are increasingly responsible for managing their own pension assets and thus their own financial literacy becomes crucial. Based on empirical evidence and new research, this book examines how financial literacy enhances retirement decision-making in ever more complex financial markets.
Author | : Michael P. Barry |
Publisher | : |
Total Pages | : |
Release | : 2018 |
Genre | : Retirees |
ISBN | : 9781547400300 |
Download Retirement Savings Policy Book in PDF, ePub and Kindle
Author | : |
Publisher | : |
Total Pages | : 108 |
Release | : 2007 |
Genre | : Age distribution (Demography) |
ISBN | : |
Download Growing Older in America Book in PDF, ePub and Kindle
Author | : David A. Wise |
Publisher | : University of Chicago Press |
Total Pages | : 428 |
Release | : 2009-05-15 |
Genre | : Political Science |
ISBN | : 0226903222 |
Download The Economics of Aging Book in PDF, ePub and Kindle
The Economics of Aging presents results from an ongoing National Bureau of Economic Research project. Contributors consider the housing mobility and living arrangements of the elderly, their labor force participation and retirement, the economics of their health care, and their financial status. The goal of the research is to further our understanding both of the factors that determine the well-being of the elderly and of the consequences that follow from an increasingly older population with longer individual life spans. Each paper is accompanied by critical commentary.
Author | : Jonathan Gruber |
Publisher | : University of Chicago Press |
Total Pages | : 752 |
Release | : 2009-02-15 |
Genre | : Political Science |
ISBN | : 0226309983 |
Download Social Security Programs and Retirement around the World Book in PDF, ePub and Kindle
Social Security Programs and Retirement around the World represents the second stage of an ongoing research project studying the relationship between social security and labor. In the first volume, Jonathan Gruber and David A. Wise revealed enormous disincentives to continued work at older ages in developed countries. Provisions of many social security programs typically encourage retirement by reducing pay for work, inducing older employees to leave the labor force early and magnifying the financial burden caused by an aging population. At a certain age there is simply no financial benefit to continuing to work. In this volume, the authors turn to a country-by-country analysis of retirement behavior based on micro-data. The result of research compiled by teams in twelve countries, the volume shows an almost uniform correlation between levels of social security incentives and retirement behavior in each country. The estimates also show that the effect is strikingly uniform in countries with very different cultural histories, labor market institutions, and other social characteristics.
Author | : Olivia S. Mitchell |
Publisher | : University of Pennsylvania Press |
Total Pages | : 692 |
Release | : 2001 |
Genre | : Business & Economics |
ISBN | : 9780812235784 |
Download Pensions in the Public Sector Book in PDF, ePub and Kindle
From the Pension Research Council of the Wharton School, this book explores the diversity of governmental pension plans and investigates how these financial institutions must change in years to come.