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Housing and Finance in Developing Countries

Housing and Finance in Developing Countries
Author: Kavita Datta
Publisher: Routledge
Total Pages: 318
Release: 2012-10-12
Genre: Science
ISBN: 1134692331

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This book explores the linkages between formal and informal housing finance drawing upon the lessons of NGO and micro-finance practices. Both public and private formal finance institutions have experienced great difficulty in lending below a middle-income client group, and are often reluctant to lend for the purpose of housing at all. This failure of formal finance to filter down to low-income households, and in particular to women, has led various NGOs and community groups to create and adopt innovative finance programmes, such as informal savings banks and credit rotating schemes. The authors critically assess the impact of theses schemes, and evaluate links between gender, housing and finance.


Housing Finance Review

Housing Finance Review
Author:
Publisher:
Total Pages: 120
Release: 1982
Genre: Housing
ISBN:

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Housing Finance and Real-Estate Booms

Housing Finance and Real-Estate Booms
Author: Mr.Eugenio Cerutti
Publisher: International Monetary Fund
Total Pages: 35
Release: 2015-06-03
Genre: Business & Economics
ISBN: 1513552074

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The recent global crisis highlighted the risks stemming from real estate booms. This has generated a growing literature trying to better understand the sources and the risks associated with housing and credit booms. This paper complements and supplements the previous work by (i) exploiting more disaggregated data on credit allowing us to dissociate between firm-credit and household (and in some cases mortgage) credit, and (ii) by taking into account the characteristics of the mortgage market, including institutional as well as other factors that vary across countries. This detailed cross-country analysis offers new valuable insights.


Understanding Housing Finance

Understanding Housing Finance
Author: Peter King
Publisher: Taylor & Francis
Total Pages: 174
Release: 2009
Genre: Architecture
ISBN: 0415432944

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One of the biggest challenges for students of housing is understanding the financial principles which underpin the place of housing in the wider economy. By taking a political economy approach, Peter King's Understanding Housing Finance makes the basic principles of the subject accessible, without requiring detailed prior knowledge of economics or financial systems. The book explains housing finance by exploring the way in which markets and governments react together. It takes a conceptual approach to consider the advantages and limits of housing markets and why governments intervene. The consequences of intervention are explored in detail using examples of housing subsidy systems and policy mechanisms such as rent control, housing allowances and subsidies to owner occupation. This is a key reference for students on housing and planning courses at both undergraduate and postgraduate level. The book's approach means that its relevance is not confined to one particular housing system, but is useful for those studying housing finance in most developed and developing countries.


Affordable Housing Governance and Finance

Affordable Housing Governance and Finance
Author: Gerard Van Bortel
Publisher: Routledge
Total Pages: 304
Release: 2018-09-03
Genre: Business & Economics
ISBN: 1351621777

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There is a large shortage of affordable housing across Europe. In high‐demand urban areas housing shortages lead to unaffordable prices for many target groups. This book explores innovations to support a sufficient supply of affordable and sustainable rental housing. Affordable housing is increasingly developed, financed and managed by a mix of market, state, third sector and community actors. Recent decades in large parts of the Western world have consecutively shown state-dominated, non-profit housing sectors, an increased role for market forces and the private sector, and the rise of initiatives by citizens and local communities. The variety of hybrid governance and finance arrangements is predicted to increase further, leading to new affordable housing delivery and management models. This book explores these innovations, with a focus on developments across Europe, and comparative chapters from the USA and Australia. The book presents new thinking in collaborative housing, co-production and accompanying finance mechanisms in order to support the quantity and the quality of affordable rental housing. Combining academic robustness with practical relevance, chapters are written by renowned housing researchers in collaboration with practitioners from the housing sector. The book not only presents, compares and contrasts affordable housing solutions, but also explores the transferability of innovations to other countries. The book is essential reading for researchers and professionals in housing, social policy, urban planning and finance.


Housing and the New Financial Mark

Housing and the New Financial Mark
Author: Richard L. Florida
Publisher: Routledge
Total Pages: 483
Release: 2019-07-12
Genre: Political Science
ISBN: 1000677451

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This book explores how deregulation affect housing finance, and gives the broad patterns of development of institutions participating in mortgage markets. It also explores how the new housing finance system influences the cost and affordability of shelter.


National Housing Finance Systems

National Housing Finance Systems
Author: Mark Boléat
Publisher: Mark Boleat
Total Pages: 516
Release: 1985
Genre: Business & Economics
ISBN: 9780709932499

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A New Model for Housing Finance

A New Model for Housing Finance
Author: Murtaza Baxamusa
Publisher: Routledge
Total Pages: 148
Release: 2020-06-12
Genre:
ISBN: 9780367529499

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A New Model for Housing Finance presents a thought-provoking solution to the housing crisis that follows the division of public and private money on housing costs and benefits. It brings a practical perspective on why housing is unaffordable, and what can be done about it using public and private capital. This book re-examines the foundation of housing finance in the United States with the aim to shift the paradigm from the public and private sectors working in silos, to working together. Through brief yet rigorous chapters, the book assesses the policy failures of both public and private sectors by drawing attention to the continuing human impacts of this man-made crisis, finally calling for a new model of financing housing through public-private partnerships. The limited impact and false hope of planning interventions, as well as the widespread economic impacts of the global pandemic of 2020, demonstrate the urgent need for change in our approach to housing policy, and this book lays out a path forward. It will be of interest to anyone working in or studying housing, social justice, urban planning, urban studies, and public policy.


Housing and Home Finance Agency

Housing and Home Finance Agency
Author: United States. Housing and Home Finance Agency
Publisher:
Total Pages: 16
Release: 1955
Genre:
ISBN:

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Housing Finance Review

Housing Finance Review
Author:
Publisher:
Total Pages: 454
Release: 1982
Genre: Housing
ISBN:

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