Fair Debt Collection Practices Act Annual Reportfederal Trade Commission Enforcement Actions And Consumer And Industry Education Initiatives In 2001 PDF Download
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Author | : |
Publisher | : DIANE Publishing |
Total Pages | : 26 |
Release | : |
Genre | : |
ISBN | : 1428952853 |
Download Fair Debt Collection Practices Act Annual Report:Federal Trade Commission Enforcement Actions and Consumer and Industry Education Initiatives in 2001 Book in PDF, ePub and Kindle
Author | : Barry Leonard |
Publisher | : DIANE Publishing |
Total Pages | : 18 |
Release | : 2011 |
Genre | : Law |
ISBN | : 1437932118 |
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This is a print on demand edition of a hard to find publication. This annual report summarizes the admin. and enforcement actions the FTC has taken under the Fair Debt Collection Practices Act (FDCPA), during 2009. These actions are part of the FTC¿s ongoing effort to curtail deceptive, unfair, and abusive debt collection practices. Such practices cause substantial consumer injury, including payment of amounts not owed, unintended waivers of rights, invasions of privacy, and emotional distress. The FDCPA prohibits deceptive, unfair, and abusive practices by third-party collectors. This report summarizes: (1) the types of consumer complaints the FTC received in 2009; (2) recent developments in FTC law enforcement; and (3) the FTC¿s 2009 consumer and industry education and policy initiatives. Illus.
Author | : United States. Federal Trade Commission |
Publisher | : |
Total Pages | : 52 |
Release | : 1979 |
Genre | : Collection laws |
ISBN | : |
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Author | : Consumer Financial Consumer Financial Protection Bureau |
Publisher | : Createspace Independent Publishing Platform |
Total Pages | : 62 |
Release | : 2016-03-22 |
Genre | : |
ISBN | : 9781530666324 |
Download Fair Debt Collection Practices Act Book in PDF, ePub and Kindle
The Consumer Financial Protection Bureau ("CFPB" or "the Bureau") is pleased to submit to Congress its third annual report summarizing its activities to administer the Fair Debt Collection Practices Act ("FDCPA"), 15 U.S.C. § 1692 et seq. The Bureau shares overall FDCPA enforcement responsibility with the Federal Trade Commission ("FTC" or "Commission"). The FTC has provided the Bureau with a letter summarizing its debt collection activities during the past year. Information about the FTC's activities is incorporated into this report, and the FTC's letter is included as Attachment A. The Bureau is grateful to the FTC for assistance in preparing this report. As detailed in this report, the Bureau and FTC closely collaborate to promote efficient and effective coordination on debt collection matters. This report:(1) provides background on the debt collection market; (2) summarizes the Bureau's consumer response function and the number and types of consumer complaints about debt collection that the Bureau and the FTC received in 2013; (3) describes the Bureau's debt collection supervision program; (4) presents developments in the Bureau's and FTC's law enforcement and advocacy programs; (5) discusses the Bureau's and FTC's education and outreach initiatives; and (6) discusses the Bureau's ANPR, as well as additional Bureau and FTC research and policy initiatives.
Author | : Consumer Financial Consumer Financial Protection Bureau |
Publisher | : CreateSpace |
Total Pages | : 62 |
Release | : 2015-06-18 |
Genre | : |
ISBN | : 9781514601808 |
Download Fair Debt Collection Practices ACT Cfpb Annual Report 2014 Book in PDF, ePub and Kindle
The Consumer Financial Protection Bureau ("CFPB" or "the Bureau") is pleased to submit to Congress its third annual report summarizing its activities to administer the Fair Debt Collection Practices Act ("FDCPA"), 15 U.S.C. § 1692 et seq. The Bureau shares overall FDCPA enforcement responsibility with the Federal Trade Commission ("FTC" or "Commission"). The FTC has provided the Bureau with a letter summarizing its debt collection activities during the past year. Information about the FTC's activities is incorporated into this report, and the FTC's letter is included as Attachment A. The Bureau is grateful to the FTC for assistance in preparing this report. As detailed in this report, the Bureau and FTC closely collaborate to promote efficient and effective coordination on debt collection matters.This report (1) provides background on the debt collection market; (2) summarizes the Bureau's consumer response function and the number and types of consumer complaints about debt collection that the Bureau and the FTC received in 2013; (3) describes the Bureau's debt collection supervision program; (4) presents developments in the Bureau's and FTC's law enforcement and advocacy programs; (5) discusses the Bureau's and FTC's education and outreach initiatives; and (6) discusses the Bureau's ANPR, as well as additional Bureau and FTC research and policy initiatives.
Author | : Sven De Boer |
Publisher | : Nova Science Publishers |
Total Pages | : 0 |
Release | : 2013-07 |
Genre | : Collecting of accounts |
ISBN | : 9781628081169 |
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The recent fiscal crisis and recession have accentuated debt collection issues, prompted federal regulatory and enforcement activities regarding the debt collection industry, and motivated assessments of the effectiveness of the Fair Debt Collection Practices Act (FDCPA). The Consumer Financial Protection Bureau (CFPB) and the Federal Trade Commission (FTC), the two main agencies charged with regulating and/or enforcing the FDCPA, have identified debt buying, the use of litigation as a collection strategy, and the impact of current technology on the debt collection industry as three major developments that did not exist when the FDCPA was enacted in 1977. They have conducted analyses of consumer complaints about FDCPA violations and studies and workshops to evaluate the debt-buying industry and the impact of technological developments such as social media, email, mobile phones, etc., on how debt collectors communicate with consumers and find information about consumer debts. At present, about 30 million Americans, nearly 10% of the population, are subject to debt collection for amounts averaging $1,500 per person, according to the CFPB. This book provides an overview and analysis of the Fair Debt Collection Practices and Act with a focus on current issues and legislative proposals.
Author | : Sven De Boer |
Publisher | : |
Total Pages | : 77 |
Release | : 2013 |
Genre | : Law |
ISBN | : 9781628081176 |
Download Fair Debt Collection Practices Act Book in PDF, ePub and Kindle
The recent fiscal crisis and recession have accentuated debt collection issues, prompted federal regulatory and enforcement activities regarding the debt collection industry, and motivated assessments of the effectiveness of the Fair Debt Collection Practices Act (FDCPA). The Consumer Financial Protection Bureau (CFPB) and the Federal Trade Commission (FTC), the two main agencies charged with regulating and/or enforcing the FDCPA, have identified debt buying, the use of litigation as a collection strategy, and the impact of current technology on the debt collection industry as three major developments that did not exist when the FDCPA was enacted in 1977. They have conducted analyses of consumer complaints about FDCPA violations and studies and workshops to evaluate the debt-buying industry and the impact of technological developments such as social media, email, mobile phones, etc., on how debt collectors communicate with consumers and find information about consumer debts. At present, about 30 million Americans, nearly 10% of the population, are subject to debt collection for amounts averaging $1,500 per person, according to the CFPB. This book provides an overview and analysis of the Fair Debt Collection Practices and Act with a focus on current issues and legislative proposals.
Author | : United States. Congress. House. Committee on Banking, Currency and Housing. Subcommittee on Consumer Affairs |
Publisher | : |
Total Pages | : 370 |
Release | : 1976 |
Genre | : Collection agencies |
ISBN | : |
Download The Debt Collection Practices Act Book in PDF, ePub and Kindle
Author | : Robert J. Hobbs |
Publisher | : |
Total Pages | : 136 |
Release | : 1988 |
Genre | : Collection agencies |
ISBN | : |
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Author | : LandMark Publications |
Publisher | : |
Total Pages | : 520 |
Release | : 2017-03-07 |
Genre | : |
ISBN | : 9781520771878 |
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THIS CASEBOOK contains a selection of U. S. Court of Appeals decisions that analyze, discuss and apply provisions of the Fair Debt Collection Practices Act. The selection of decisions spans from 2014 to the date of publication. FDCPA generally bars the use of "false, deceptive, or misleading representation or means in connection with the collection of any debt." 15 U.S.C. § 1692e. Section 1692e sets forth a non-exhaustive list of sixteen practices specifically prohibited, including a catch-all provision that bars "[t]he use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer." 15 U.S.C. § 1692e(10). A single violation of § 1692e is sufficient to hold a debt collector liable pursuant to FDCPA. See 15 U.S.C. § 1692k (establishing civil liability for "any debt collector who fails to comply with any provision of this subchapter"). Altman v. JC Christensen & Associates, Inc., 786 F. 3d 191 (2nd Cir. 2015). The FDCPA was enacted in the context of existing Federal Trade Commission (FTC) regulation of unfair and deceptive debt-collection practices. Jeter v. Credit Bureau, Inc., 760 F.2d 1168, 1172-75 (11th Cir. 1985). Despite existing regulation, Congress found "abundant evidence of abusive, deceptive, and unfair debt collection practices by many debt collectors." 15 U.S.C. § 1692(a). "Existing laws and procedures for redressing these injuries [were] inadequate to protect consumers." Id. § 1692(b). Bishop v. Ross Earle & Bonan, PA, (11th Cir. 2016). Congress set out to correct these problems by supplementing and expanding upon existing debt-collection regulations. Jeter, 760 F.2d at 1174. The declared purpose of the FDCPA is "to eliminate abusive debt collection practices by debt collectors, to insure that those debt collectors who refrain from using abusive debt collection practices are not competitively disadvantaged, and to promote consistent State action to protect consumers against debt collection abuses." 15 U.S.C. § 1692(e). To advance these goals, the FDCPA codified several specific consumer-protective rights. Most significantly, the FDCPA gave consumers a private right of action to enforce its provisions against debt collectors. Id. Bishop v. Ross Earle & Bonan, PA, ibid.