Economic Competence And Financial Literacy Of Young Adults PDF Download
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Author | : Eveline Wuttke |
Publisher | : Verlag Barbara Budrich |
Total Pages | : 236 |
Release | : 2016-05-23 |
Genre | : Education |
ISBN | : 3847402838 |
Download Economic Competence and Financial Literacy of Young Adults Book in PDF, ePub and Kindle
The authors take a detailed look at the economic competence and financial literacy of young adults, especially of those who start an apprenticeship or who take up their studies at a university. Economic competence and financial literacy are of special interest within this group, because these young people are – mostly for the fi rst time in their lives – responsible for autonomously managing their own fi nancial affairs and deal with economic challenges.
Author | : Eveline Wuttke |
Publisher | : |
Total Pages | : |
Release | : 2016 |
Genre | : |
ISBN | : |
Download Economic Competence and Financial Literacy of Young Adults : Status and Challenges Book in PDF, ePub and Kindle
Author | : Eveline Wuttke |
Publisher | : |
Total Pages | : |
Release | : 2016 |
Genre | : |
ISBN | : |
Download Editorial : Economic Competence and Financial Literacy of Young Adults - Status and Challenges Book in PDF, ePub and Kindle
Author | : Beata Świecka |
Publisher | : Walter de Gruyter GmbH & Co KG |
Total Pages | : 122 |
Release | : 2019-03-18 |
Genre | : Business & Economics |
ISBN | : 3110636956 |
Download Financial Literacy and Financial Education Book in PDF, ePub and Kindle
It is a well-known saying that money does not buy happiness. But it certainly helps in life. It is important to have enough of it to satisfy our needs and to secure ourselves from emergency situations. That's what adults think. And what about the youth? What is their approach to money, what do they know about finances and how are their skills in everyday financial management coming along? What kind of knowledge and skills should be provided? Do young people in different countries represent similar or different approaches to financial matters? Using the results of a research on young people in Poland and Germany, the authors draw a picture of financial literacy. They furthermore present a number of recommendations that help developing the knowledge and the financial skills of young people in practice.
Author | : Raman Keane |
Publisher | : |
Total Pages | : 0 |
Release | : 2023-07-04 |
Genre | : |
ISBN | : |
Download Financial Literacy for Young Adults Simplified Book in PDF, ePub and Kindle
Unlock financial security with our enlightening guide! Master the money mindset, create effective budgets, learn about crypto, and how to distinguish bad debt from good debt. Ideal for students, young adults, or anyone seeking to build wealth. Navigate economic challenges and achieve financial independence.
Author | : Raman Keane |
Publisher | : |
Total Pages | : 0 |
Release | : 2024-06-28 |
Genre | : Business & Economics |
ISBN | : |
Download Financial Literacy for Young Adults Amplified Book in PDF, ePub and Kindle
Don't leave your financial future to chance. Learn how to outsmart economic challenges and gain the knowledge to make wise decisions. Are you seeking strategies to navigate financial obstacles and prosper during economic downturns? Does hearing terms like inflation, recession, and interest rates make you feel confused, anxious, or uncertain about your future? Are you hesitant about choosing between renting and homeownership? This book is your ultimate guide to financial empowerment. It will transform your understanding of money, enabling you to make informed decisions and secure your financial future. Key Benefits You'll Reap: Prevent inflation from robbing your money's value. Develop a strategy to survive a recession and economic downturn. Gain the confidence to make informed decisions about credit, loans, and mortgages. Explore the pros and cons of renting and homeownership, ensuring you choose the right path. Understand the pivotal role of the Federal Reserve in shaping our economy. Learn how interest rates affect your finances and how to benefit from them. Discover how to harness the power of credit cards without falling into debt. Strengthen your understanding of financial news by learning the common language used in the field. Ready to Take Control of Your Financial Destiny? Don't let financial jargon, uncertainty, or a lack of knowledge prevent you from achieving your dreams. "Financial Literacy for Young Adults Amplified" will empower you with the knowledge and tools you need to thrive in any economic climate.
Author | : Carmela Aprea |
Publisher | : Springer |
Total Pages | : 708 |
Release | : 2016-03-24 |
Genre | : Education |
ISBN | : 9811003602 |
Download International Handbook of Financial Literacy Book in PDF, ePub and Kindle
This Handbook presents in-depth research conducted on a myriad of issues within the field of financial literacy. Split into six sections, it starts by presenting prevalent conceptions of financial literacy before covering financial literacy in the policy context, the state and development of financial literacy within different countries, issues of assessment and evaluation of financial literacy, approaches to teaching financial literacy, and teacher training and teacher education in financial literacy. In doing so, it provides precise definitions of the construct of financial literacy and elaborates on the state and recent developments of financial literacy around the world, to show ways of measuring and fostering financial literacy and to give hints towards necessary and successful teacher trainings. The book also embraces the diversity in the field by revealing contrasting and conflicting views that cannot be bridged, while at the same time making a contribution by re-joining existing materials in one volume which can be used in academic discourse, in research-workshops, in university lectures and in the definition of program initiatives within the wider field of financial literacy. It allows for a landscape of financial literacy to be depicted which would foster the implementation of learning opportunities for human beings for sake of well-being within financial living-conditions. The Handbook is useful to academics and students of the topic, professionals in the sector of investment and banking, and for every person responsible for managing his or her financial affairs in everyday life.
Author | : Gianni Nicolini |
Publisher | : Routledge |
Total Pages | : 560 |
Release | : 2021-12-30 |
Genre | : Business & Economics |
ISBN | : 1000487849 |
Download The Routledge Handbook of Financial Literacy Book in PDF, ePub and Kindle
Financial literacy and financial education are not new topics, even though interest in these topics among policymakers, financial authorities, and academics continues to grow. The Routledge Handbook of Financial Literacy provides a comprehensive reference work that addresses both research perspectives and practical applications to financial education. This is the first volume to summarize the milestones of research in financial literacy from multiple perspectives to offer an overview. The book is organized into six parts. The first three parts provide a conceptual framework, which discusses what financial literacy is, how it should be measured, and explains why it represents a relevant topic and effective tool in enhancing decision-making among consumers as well as consumer protection strategies. Part IV addresses the connection between financial education and financial literacy, with chapters about financial education in school settings as well as for adults. This part includes an analysis of the role of Fintech and the use of gamification in financial education. Part V is a collection of contributions that analyze financial literacy and financial education around the world, with a focus on geographical areas including the U.S., South America, Western Europe, Eastern Europe, Asia, and Africa. This part also considers how financial literacy should be addressed in the case of Islamic finance. The concluding part of the book examines how financial literacy is related to other possible approaches to consumer finance and consumer protection, addressing the relationships between financial literacy and behavioral economics, financial well-being, and financial inclusion. This volume is an indispensable reference for scholars who are new to the topic, including undergraduate and graduate students, and for experienced researchers who wish to enrich their knowledge, policymakers seeking a broader understanding and an international perspective, and practitioners who seek knowledge of best practices as well as innovative approaches.
Author | : Francisca A. Ramoni |
Publisher | : |
Total Pages | : 304 |
Release | : 2018 |
Genre | : Finance, Personal |
ISBN | : |
Download Financial Literacy Book in PDF, ePub and Kindle
Previous studies focused on college students and the misuse of credit cards. This study focused on the importance of financial literacy to the well-being of young adults. This study examined the overall financial literacy of young adults using quantitative data from a diverse sample. The sample of 150 young adults was obtained from four faith-based churches in the Dallas Fort Worth Metropolitan area. The population group was limited to 18-25 years of age, who had just finished (a) high school and entering college or attending college, (b) never married, and (c) no dependents. The data were collected using a financial literacy questionnaire. Specifically, the study examined financial knowledge, financial influences, financial attitudes, and financial behaviors as compared by gender and income. Social learning theory, theory of consumer socialization and financial socialization were used to explore this study. The study utilized two instruments a comprehensive questionnaire from the Organization for Economic Co-Operation and only one section of the College Students’ Financial Literacy Survey (CSFLS). The Young Adult Financial Literacy Questionnaire is inclusive of two survey instruments which was organized by the researcher and included Development/International Network on Financial Education (OECD/INFE) questionnaire was designed to measure financial behavior, knowledge, and attitudes, while the College Students’ Financial Literacy Survey (CSFLS) was designed to measure the influences that may affect young adults’ financial literacy. The findings of this study found no significant differences between attitudes and behaviors as compared by gender and income. However, the study found micro-level influences of financial knowledge, parental influence, financial documents, and financial goals specifically with gender. Females were more likely to have a higher financial knowledge while males were more likely to have a budget. Females were more likely to have higher financial knowledge while males were more likely to have a budget. Both females and males reported that they kept receipts/copies of financial documents such as major purchases, minor purchases, bank statements, housing, rent or mortgage payments and tax records. The results of the study provided recommendations about promoting financial literacy by parents, educators, policymakers, and financial professionals.
Author | : OECD |
Publisher | : OECD Publishing |
Total Pages | : 184 |
Release | : 2014-04-07 |
Genre | : |
ISBN | : 9264174826 |
Download Financial Education for Youth The Role of Schools Book in PDF, ePub and Kindle
This publication addresses the challenges linked to the introduction of financial education in schools, provides practical guidance and case studies to assist policy makers, as well as a comparative analysis of existing learning frameworks.