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Disruptive Fintech

Disruptive Fintech
Author: James Deitch
Publisher: Walter de Gruyter GmbH & Co KG
Total Pages: 256
Release: 2019-12-16
Genre: Business & Economics
ISBN: 3110650479

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Throughout history, innovators have disrupted existing financial services norms to change the landscape of the marketplace. Disruptive Fintech briefly traces fractional reserves, the creation of bank currency that traded at a premium to bullion value, central bank regulation, securitization of assets and loans, the current state of digital currency and electronic payments. The author then looks toward the future of fintech and the forces of disruption that will change the landscape of financial life as we know it. Using over 100 interviews with thought leading CEOs, this book develops a methodology to identify financial services that are ripe for innovation and discusses how innovative thinking can be used as a disruptive weapon to attack incumbents and create effective new fintech models. The book discusses How to relate historical innovations and disruptions in financial services to the current landscape How to follow a process to identify the threats facing incumbent processes and businesses, and how innovative thinking can be used as a disruptive weapon to attack incumbents and create effective new fintech models How many fintech innovations will be constructed by re-arranging or re-purposing existing core processes In this insightful book, author James Deitch, CPA CMB, argues that some of today’s high-flying fintech innovators will flourish, but many may perish as the fire of innovation consumes those fintechs that are slow to monetize their promises.


The Disruptive Impact of FinTech on Retirement Systems

The Disruptive Impact of FinTech on Retirement Systems
Author: Julie Agnew
Publisher: Oxford University Press
Total Pages: 240
Release: 2019-08-29
Genre: Business & Economics
ISBN: 0192584308

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Many people need help planning for retirement, saving, investing, and decumulating their assets, yet financial advice is often complex, potentially conflicted, and expensive. The advent of computerized financial advice offers huge promise to make accessible a more coherent approach to financial management, one that takes into account not only clients' financial assets but also human capital, home values, and retirement pensions. Robo-advisors, or automated on-line services that use computer algorithms to provide financial advice and manage customers' investment portfolios, have the potential to transform retirement systems and peoples' approach to retirement planning. This volume offers cutting-edge research and recommendations regarding the impact of financial technology, or FinTech, to disrupt retirement planning and retirement system design.


Fintech As a Disruptive Technology for Financial Institutions

Fintech As a Disruptive Technology for Financial Institutions
Author: Abdul Rafay
Publisher: Business Science Reference
Total Pages: 328
Release: 2018-12-26
Genre:
ISBN: 9781522586333

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"This book provides understanding and lessons learned in regard to all aspects of financial technology utilization and management in individual, organizational, and societal experiences. It examines the emergence of financial technology during the last decade. Including discussion on topics such as regulatory environments, technology infrastructures, public sector initiatives, and financial technology for the social sector"--


Disrupting Finance

Disrupting Finance
Author: Theo Lynn
Publisher: Springer
Total Pages: 194
Release: 2018-12-06
Genre: Business & Economics
ISBN: 3030023303

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This open access Pivot demonstrates how a variety of technologies act as innovation catalysts within the banking and financial services sector. Traditional banks and financial services are under increasing competition from global IT companies such as Google, Apple, Amazon and PayPal whilst facing pressure from investors to reduce costs, increase agility and improve customer retention. Technologies such as blockchain, cloud computing, mobile technologies, big data analytics and social media therefore have perhaps more potential in this industry and area of business than any other. This book defines a fintech ecosystem for the 21st century, providing a state-of-the art review of current literature, suggesting avenues for new research and offering perspectives from business, technology and industry.


Disruptive Fintech

Disruptive Fintech
Author: James Deitch
Publisher: de Gruyter
Total Pages: 0
Release: 2020
Genre: BUSINESS & ECONOMICS
ISBN: 9783110649413

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Using over 100 interviews with thought leading CEOs, this book discusses how innovative thinking can be used as a disruptive weapon to attack incumbents and create effective new fintech models.


Disruptive Technology in Banking and Finance

Disruptive Technology in Banking and Finance
Author: Timothy King
Publisher:
Total Pages: 0
Release: 2021
Genre:
ISBN: 9783030818364

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"This great new book offers valuable and timely insights on FinTech from various vantage points. Written by a cohort of distinguished academics and practitioners, the reader is treated to constructive analysis and presentation of developments in the field of FinTech and its potential impact on financial services, and banks in particular, as well as the economy and society at large. Anyone interested in the origins and meaning of FinTech and how it has emerged as a disruptive though arguably positive influence from a competition perspective will enjoy reading this book. Apart from the incredible opportunities afforded by FinTech, this book examines the potential for both old and new risks to arise, and identifies challenges facing policy makers and regulators to secure their multiple objectives, such as, greater competition, financial stability, consumer protection and welfare gains. This book would be of particular interest as a text to contemporary business school courses looking to explore the role of financial technology as a disruptor to banking, finance and insurance sectors, as well as to the more casual reader with an interest in getting up to speed on this emergent and exciting area" -Professor Martin Meyer, Vice Rector for International Affairs and Director of InnoLab (Professor of Innovation), University of Vaasa, Finland Timothy King is Director of the Centre for Quantitative Finance at the University of Kent. His research interests include Banking, FinTech, Corporate Governance and Corporate Finance. He has published in leading academic journals including the Journal of Corporate Finance and British Journal of Management. Francesco Saverio Stentella Lopes is Senior (type B) Researcher at the University of Rome. His research focuses on Banking and Innovation, and he has published in renowned academic journals including the Journal of Financial and Quantitative Analysis and the Journal of Banking and Finance. Abhishek Srivastav is currently Senior Lecturer in Finance at the University of Edinburgh. His research interests include Empirical Corporate Finance, Climate Change and Financial Intermediation. He has published in leading academic journals, including the Journal of Accounting and Economics and Management Science. Jonathan Williams is Professor of Banking and Finance at Bangor University, Co-Director of the Institute of European Finance, Chair of the European Association of Teachers of Banking and Finance, and Editor of World Banking Abstracts. His main research interests are in Empirical Banking.


FinTech as a Disruptive Technology for Financial Institutions

FinTech as a Disruptive Technology for Financial Institutions
Author: Rafay, Abdul
Publisher: IGI Global
Total Pages: 302
Release: 2019-01-18
Genre: Business & Economics
ISBN: 1522578064

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Financial institutions are tasked with keeping businesses of all sizes financially sounds while also providing accessible banking options to everyday individuals. Fintech, or financial technology, is an emerging disruptive technology in financial transaction that will change banking behavior for stakeholders and enable better traceability of funds against specific assets. FinTech as a Disruptive Technology for Financial Institutions is an essential reference source that discusses applications of FinTech in financial institutions in small, medium, and large businesses and through cultural and religious filters. Featuring research on topics such as machine learning, market development, crypto-currency, financial security, blockchain, and financial technology, this book is ideally designed for bankers, business managers, economists, computer scientists, academicians, researchers, financial professionals, and students.


Financial Technology and Disruptive Innovation in ASEAN

Financial Technology and Disruptive Innovation in ASEAN
Author: Anshari, Muhammad
Publisher: IGI Global
Total Pages: 331
Release: 2019-07-05
Genre: Business & Economics
ISBN: 1522591850

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The emergence of financial technology (FinTech)-related products is causing major disruptions in financial services that enable financial solutions and innovative business models resulting in the fusion of finance and smart mobile technology. As ASEAN is undergoing a paradigm shift from government-to-government (G2G) to community-to-community (C2C) relationships with the emphasis on integration and collaboration, the adoption of FinTech and its possible future directions needs to be studied further. Financial Technology and Disruptive Innovation in ASEAN provides an assortment of innovative research that explores the recent FinTech initiative in ASEAN with respect to its process, strategies, challenges, and outcomes and highlights new business models, products, and services that affect financial markets and institutions and the provision of financial services. While highlighting topics including blockchain technology, cloud computing, and mobile banking, this book is ideally designed for business executives, managers, entrepreneurs, financial and banking practitioners, policymakers, academicians, students, professionals, and researchers.


FinTech

FinTech
Author: Parag Y Arjunwadkar
Publisher: CRC Press
Total Pages: 283
Release: 2018-04-17
Genre: Business & Economics
ISBN: 1351036483

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Everything that we know about the world of finance is changing before us. Innovation is happening constantly, despite the protests of the traditional financial industry. With all the new technology that we have today, it is almost mind-blowing to think about the kind of technology that we will have in another ten years or so. The change is going to keep coming, the only thing we can do is get on board with it. This book introduces the basics of FinTech and equips readers with the knowledge to get on the cutting edge of age we live in today.


The Digital Banking Revolution

The Digital Banking Revolution
Author: Luigi Wewege
Publisher: Walter de Gruyter GmbH & Co KG
Total Pages: 138
Release: 2019-12-02
Genre: Business & Economics
ISBN: 1547401613

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Emergent innovative financial technologies are profoundly changing the way in which we spend, move and manage our money, unlike ever before, and traditional retail banks are facing stiff competition. The global financial crisis in 2007–2009 led to large losses, and even the collapse of a significant number of established banks shaking the trust of financial customers worldwide. The Digital Banking Revolution is an insightful look at how financial technology and the rapid rise of financial technology companies have brought welcome changes offering flexibility to the banking industry. The book offers a unique perspective on the consumerization of retail banking services. It delves into the many changes that financial innovations have brought about in banking, the main financial disruptors, the new era of "banking on the go," and financial innovations from countries around the world before concluding with a discussion on the future of banking including optimizing structures, new strategies for business outcomes, and human resources in the digital era.