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Mortgage Lending, Racial Discrimination and Federal Policy

Mortgage Lending, Racial Discrimination and Federal Policy
Author: John Goering
Publisher: Routledge
Total Pages: 743
Release: 2018-12-20
Genre: Social Science
ISBN: 0429827962

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First published in 1997, this volume features a wealth of contributions discussing mortgage lending discrimination and the role of the FHA, fair lending enforcement and the Decatur case, along with the future of mortgage discrimination research. This key civil rights debate in the wake of the Fair Housing Act 25 years prior is evaluated and clarified through rigorous review of fair lending research, applied projects and enforcement activities to date. It argues forcefully that the right to take out a mortgage to buy a home should be conditioned only upon one’s credit worthiness and not on one’s race or ethnic group.


Discrimination in Home Mortgage Lending

Discrimination in Home Mortgage Lending
Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Consumer and Regulatory Affairs
Publisher:
Total Pages: 318
Release: 1990
Genre: Bank loans
ISBN:

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Discriminatory Mortgage Lending Patterns

Discriminatory Mortgage Lending Patterns
Author: United States. Congress. House. Committee on Banking, Finance, and Urban Affairs
Publisher:
Total Pages: 394
Release: 1990
Genre: Bank loans
ISBN:

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What We Know About Mortgage Lending Discrimination in America

What We Know About Mortgage Lending Discrimination in America
Author: Margery Austin Turner
Publisher: DIANE Publishing
Total Pages: 69
Release: 2000-07
Genre:
ISBN: 0788187945

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The U.S. Department of Housing and Human Development (HUD) presents the report "What We Know About Mortgage Lending Discrimination in America." The report outlines how discrimination can affect access to mortgage capital for minorities.


Mortgage Discrimination

Mortgage Discrimination
Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Consumer and Regulatory Affairs
Publisher:
Total Pages: 370
Release: 1990
Genre: Discrimination in mortgage loans
ISBN:

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Discriminatory mortgage lending patterns

Discriminatory mortgage lending patterns
Author: United States. Congress. House. Committee on Banking, Finance, and Urban Affairs
Publisher:
Total Pages: 386
Release: 1990
Genre: Discrimination in mortgage loans
ISBN:

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Truth in Business and Home Lending Discrimination

Truth in Business and Home Lending Discrimination
Author: Wilbert Smith Jr
Publisher: AuthorHouse
Total Pages: 88
Release: 2008-01-02
Genre: Business & Economics
ISBN: 1467861944

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Although the existence of statistical disparities between whites and minorities in the extension home mortgage loans is acknowledged by all parties, disagreement exists as to the reasons for these disparities. Equal opportunity activists contend that racial discrimination by mortgage lending institutions is a contributing, if not the primary, source of these patterns. Other parties, however, suggest that the patterns reflect fundamental differences in the economic circumstances of population groups.


Discriminatory Mortgage Lending Patterns

Discriminatory Mortgage Lending Patterns
Author: United States. Congress. House. Committee on Banking, Finance, and Urban Affairs
Publisher:
Total Pages: 392
Release: 1990
Genre: Bank loans
ISBN:

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Fair Lending

Fair Lending
Author: DIANE Publishing Company
Publisher: DIANE Publishing
Total Pages: 134
Release: 1996-12
Genre: Social Science
ISBN: 9780788136665

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Federal Fair Lending Laws, enacted in 1968 and 1974, prohibit discrimination in all forms of credit transactions, including consumer and business loans as well as mortgage loans. This report reviews federal efforts to strengthen enforcement of the fair lending laws, discusses the challenges federal regulators face in their efforts to detect discrimination and ensure compliance, and recommends actions to meet some of those challenges. Charts and tables.


Truth in Business and Home Lending Discrimination

Truth in Business and Home Lending Discrimination
Author: Wilbert Smith Jr.
Publisher:
Total Pages: 84
Release: 2007-12
Genre: Business & Economics
ISBN: 9781434347985

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Although the existence of statistical disparities between whites and minorities in the extension home mortgage loans is acknowledged by all parties, disagreement exists as to the reasons for these disparities. Equal opportunity activists contend that racial discrimination by mortgage lending institutions is a contributing, if not the primary, source of these patterns. Other parties, however, suggest that the patterns reflect fundamental differences in the economic circumstances of population groups.