Consolidated Student Loan Interest Rates PDF Download
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Author | : United States. Congress. Senate. Committee on Health, Education, Labor, and Pensions |
Publisher | : |
Total Pages | : 32 |
Release | : 2002 |
Genre | : Student financial aid administration |
ISBN | : |
Download Consolidated Student Loan Interest Rates Book in PDF, ePub and Kindle
Author | : United States. Congress. House. Committee on Education and the Workforce |
Publisher | : |
Total Pages | : 96 |
Release | : 2004 |
Genre | : Education |
ISBN | : |
Download Fiscal Responsibility and Federal Consolidation Loans Book in PDF, ePub and Kindle
Author | : United States. Congress. House. Committee on Education and the Workforce. Subcommittee on 21st Century Competitiveness |
Publisher | : |
Total Pages | : 90 |
Release | : 2004 |
Genre | : Education |
ISBN | : |
Download Consolidation loans Book in PDF, ePub and Kindle
Author | : |
Publisher | : DIANE Publishing |
Total Pages | : 45 |
Release | : |
Genre | : |
ISBN | : 142894334X |
Download Student loan programs as federal costs of loan consolidation rise, other options should be examined. Book in PDF, ePub and Kindle
Author | : United States. Congress |
Publisher | : Createspace Independent Publishing Platform |
Total Pages | : 32 |
Release | : 2018-02-12 |
Genre | : |
ISBN | : 9781985233096 |
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Consolidated student loan interest rates : hearing before the of the [sic] Committee on Health, Education, Labor, and Pensions, United States Senate, One Hundred Seventh Congress, second session on examining federal student aid programs, May 9, 2002.
Author | : General Accounting Office, Washington, DC. |
Publisher | : |
Total Pages | : 15 |
Release | : 2004 |
Genre | : |
ISBN | : |
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This statement focuses on issues related to consolidation loans and their cost implications for taxpayers and borrowers. Consolidation loans, available under the Department of Education?s (Education's) two major student loan programs?the Federal Family Education Loan Program (FFELP) and the William D. Ford Direct Loan Program (FDLP)?help borrowers manage their student loan debts. By combining multiple loans into one loan and extending the repayment period, a consolidation loan reduces monthly repayments, which may lower default risk and, thereby, reduce federal costs of loan defaults. This testimony focuses on the following: (1) recent changes in interest rates and consolidation loan volume, and (2) how these changes have affected federal costs for FFELP and FDLP consolidation loans. Comments are based on findings from an October 2003 report entitled ?Student Loan Programs: As Federal Costs of Loan Consolidation Rise, Other Options Should be Examined? (GAO-04-101). Those findings were based on review and analysis of data from officials from Education?s Office of Federal Student Aid and Budget Service and representatives of FFELP lenders; a sample of student loan data extracted from Education?s National Student Loan Data System; relevant cost analyses prepared by Education; and statutory, regulatory, and other published information. For this testimony, numbers were updated to reflect recent estimates by the Department of Education. Overall, recent years have seen a drop in interest rates for student loan borrowers along with dramatic overall growth in consolidation loan volume (due in part to declining interest rates that have made it attractive for many borrowers to consolidate their variable rate student loans at a low, fixed rate). Recent trends in interest rates and consolidation loan volume have affected the cost of the FFELP and FDLP consolidation loan programs in different ways, but in the aggregate, estimated subsidy and administration costs hav.
Author | : |
Publisher | : |
Total Pages | : 16 |
Release | : 1996 |
Genre | : Financial statements, Consolidated |
ISBN | : |
Download Student Loans Driving You Crazy? Book in PDF, ePub and Kindle
Author | : United States. General Accounting Office |
Publisher | : |
Total Pages | : 20 |
Release | : 1992 |
Genre | : Student loans |
ISBN | : |
Download Guaranteed Student Loans Book in PDF, ePub and Kindle
Author | : |
Publisher | : |
Total Pages | : |
Release | : 2002* |
Genre | : |
ISBN | : |
Download Consolidated Student Loan Interest Rates ... Hearing ... S. Hrg. 107-443 ... Committee on Health, Education, Labor, & Pensions, United States Se Book in PDF, ePub and Kindle
Author | : United States. Congress. Senate. Committee on Health, Education, Labor, and Pensions |
Publisher | : |
Total Pages | : 32 |
Release | : 2002 |
Genre | : Student financial aid administration |
ISBN | : |
Download Consolidated Student Loan Interest Rates Book in PDF, ePub and Kindle