Business Income Insurance Demystified PDF Download

Workers' compensation is mandated by the state and is considered a "sole remedy" solution. That sounds fairly straightforward. From a coverage standpoint, workers' comp has always been considered the simplest form of coverage to understand. It gets complicated when statutes, common law, contracts, and the human element all join together-or in contention-to permit, reduce, or deny the results workers' comp was designed for-to provide a safety net for employees injured on the job."Every state has adopted its own workers' compensation statute. Potential coverage limit gaps or the complete loss of coverage are possible when employees work in states in which the employer has no specific location. Avoid these gaps or the loss of coverage with a clear recognition of the problems and a solid knowledge of the available solutions."-Chris BoggsDiscover:¿ The many differences between state workers' comp statutes-requirements applicable in one state may not be applicable in a neighboring state¿ How a compensable injury must "arise out of and be in the course and scope" of the worker's employment-the gray areas and various interpretations of "course and scope"¿ Who qualifies as an "employee," what injuries are compensable, and what benefits are available?¿ How workers' compensation classification codes are determined-a key factor in determining premium¿ How to interpret the NCCI Experience MOD WorksheetIncludes:¿ State-to-State Workers' Comp Comparison Chart¿ Glossary of Key Workers' Compensation Terms