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| Author | : Kathleen Day |
| Publisher | : Yale University Press |
| Total Pages | : 441 |
| Release | : 2019-01-01 |
| Genre | : Business & Economics |
| ISBN | : 0300223323 |
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A history of major financial crises--and how taxpayers have been left with the bill In the 1930s, battered and humbled by the Great Depression, the U.S. financial sector struck a grand bargain with the federal government. Bankers gained a safety net in exchange for certain curbs on their freedom: transparency rules, record-keeping and antifraud measures, and fiduciary responsibilities. Despite subsequent periodic changes in these regulations, the underlying bargain played a major role in preserving the stability of the financial markets as well as the larger economy. By the free-market era of the 1980s and 90s, however, Wall Street argued that rules embodied in New Deal-era regulations to protect consumers and ultimately taxpayers were no longer needed--and government agreed. This engaging history documents the country's financial crises, focusing on those of the 1920s, the 1980s, and the 2000s, and reveals how the two more recent crises arose from the neglect of this fundamental bargain, and how taxpayers have been left with the bill.
| Author | : Kathleen Day |
| Publisher | : Yale University Press |
| Total Pages | : 490 |
| Release | : 2019-01-08 |
| Genre | : Business & Economics |
| ISBN | : 030024066X |
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“A sweeping account of financial calamities . . . shows how often we’ve been wracked by crises, and how quickly we forget why, setting up the next one.” —Mark Zandi, Chief Economist, Moody’s Analytics In the 1930s, battered and humbled by the Great Depression, the U.S. financial sector struck a grand bargain with the federal government. Bankers gained a safety net in exchange for certain curbs on their freedom: transparency rules, record-keeping and antifraud measures, and fiduciary responsibilities. Despite subsequent periodic changes in these regulations, the underlying bargain played a major role in preserving the stability of the financial markets as well as the larger economy. By the free-market era of the 1980s and 90s, however, Wall Street argued that rules embodied in New Deal–era regulations to protect consumers, and ultimately taxpayers, were no longer needed—and government agreed. This clear, deeply researched history documents the country’s financial crises, focusing on those of the 1920s, the 1980s, and the 2000s, revealing how the two more recent crises arose from the neglect of this fundamental bargain, and how taxpayers have been left with the bill. “An engaging analysis . . . The section on the S & L crisis is excellent.” —Choice “A fluent if dispiriting study of an economic system that forgives those at the top so long as those at the bottom remain willing to foot the bill.” —Kirkus Reviews
| Author | : Donald Savoie |
| Publisher | : University of Toronto Press |
| Total Pages | : 336 |
| Release | : 2003-12-15 |
| Genre | : Political Science |
| ISBN | : 1442659297 |
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Canada's machinery of government is out of joint. In Breaking the Bargain, Donald J. Savoie reveals how the traditional deal struck between politicians and career officials that underpins the workings of our national political and administrative process is today being challenged. He argues that the role of bureaucracy within the Canadian political machine has never been properly defined, that the relationship between elected and permanent government officials is increasingly problematic, and that the public service cannot function if it is expected to be both independent of, and subordinate to, elected officials. While the public service attempts to define its own political sphere, the House of Commons is also in flux: the prime minister and his close advisors wield ever more power, and cabinet no longer occupies the policy ground to which it is entitled. Ministers, who have traditionally been able to develop their own roles, have increasingly lost their autonomy. Federal departmental structures are crumbling, giving way to a new model that eschews boundaries in favour of sharing policy and program space with outsiders. The implications of this functional shift are profound, having a deep impact on how public policies are struck, how government operates, and, ultimately, the capacity for accountability.
| Author | : Clare Davidson |
| Publisher | : |
| Total Pages | : 204 |
| Release | : 2014-01 |
| Genre | : Fiction |
| ISBN | : 9780992611323 |
Download Broken Bargain (Hidden Book in PDF, ePub and Kindle
When you know magic is real, complacency is not an option. It's a new school year and ten months since Kim's sister died. She wants to forget about magic, rebuild her life and start fresh. But it's not easy when she has to lie to everyone: her family, best friend, Sophie, and secretive new guy, AJ. But when Sophie's grandmother falls ill, Kim can't help but notice the parallels to Charley's death. Convinced she's the only one who can help, Kim sets out to discover what's really wrong with Sophie's grandmother.
| Author | : C. L. Polk |
| Publisher | : Erewhon |
| Total Pages | : 379 |
| Release | : 2020-10-13 |
| Genre | : Fiction |
| ISBN | : 1645660079 |
Download The Midnight Bargain Book in PDF, ePub and Kindle
From the beloved World Fantasy Award-winning author of Witchmark comes a sweeping, romantic new fantasy set in a world reminiscent of Regency England, where women’s magic is taken from them when they marry. A sorceress must balance her desire to become the first great female magician against her duty to her family. Beatrice Clayborn is a sorceress who practices magic in secret, terrified of the day she will be locked into a marital collar that will cut off her powers to protect her unborn children. She dreams of becoming a full-fledged Magus and pursuing magic as her calling as men do, but her family has staked everything to equip her for Bargaining Season, when young men and women of means descend upon the city to negotiate the best marriages. The Clayborns are in severe debt, and only she can save them, by securing an advantageous match before their creditors come calling. In a stroke of luck, Beatrice finds a grimoire that contains the key to becoming a Magus, but before she can purchase it, a rival sorceress swindles the book right out of her hands. Beatrice summons a spirit to help her get it back, but her new ally exacts a price: Beatrice’s first kiss . . . with her adversary’s brother, the handsome, compassionate, and fabulously wealthy Ianthe Lavan. The more Beatrice is entangled with the Lavan siblings, the harder her decision becomes: If she casts the spell to become a Magus, she will devastate her family and lose the only man to ever see her for who she is; but if she marries—even for love—she will sacrifice her magic, her identity, and her dreams. But how can she choose just one, knowing she will forever regret the path not taken?
| Author | : Mark Ellwood |
| Publisher | : Penguin |
| Total Pages | : 306 |
| Release | : 2014-09-25 |
| Genre | : Business & Economics |
| ISBN | : 1591847052 |
Download Bargain Fever Book in PDF, ePub and Kindle
Almost half of everything sold in America is listed at some kind of promotional price. People don't only want a deep discount, they expect it - and won't settle for anything less. In this playful, deeply researched book, journalist Mark Ellwood takes a trip into this new landscape. From the floor of upscale department store Sergdorf Goodman to the bustling aisles of a Turkish bazaar, from the outlet Disneyworld of rural Pennsylvania to a town in Florida that can claim to be couponing's spiritual capital, Ellwood shows how some people are, quite literally, born to be bargain junkies thanks to a quirk of their DNA. He also uncovers the dark side of discounting: the sales-driven sleights of hand that sellers employ to hoodwink unsuspecting buyers. Bargain Feveris a manual for thriving in this new era, when deal hunting has gone from being a sign of indigence to one of intelligence. There's never been a better time to be a buyer - at least if you know how the game works. 'This book is a bargain hunter's bible.' Michael Tonello, author of Bringing Home the Birkin'Bargain Fever is just as fierce, funny, tenacious, and tantalizing as its author. I love this book.' Kelly Cutrone, founder, People's Revolution, and author of Normal Gets You Nowhere'A book after my own heart. Bargain Fever lifts the veils off the sales, ensuring even more that you'll never pay retail again.' Carmen Wong Ulrich, financial contributor, CBS This Morning, and author of Generation Debt'Highly informative and entertaining.' Booklist
| Author | : Carissa Byrne Hessick |
| Publisher | : Abrams |
| Total Pages | : 248 |
| Release | : 2021-10-12 |
| Genre | : Law |
| ISBN | : 164700103X |
Download Punishment Without Trial Book in PDF, ePub and Kindle
From a prominent criminal law professor, a provocative and timely exploration of how plea bargaining prevents true criminal justice reform and how we can fix it—now in paperback When Americans think of the criminal justice system, the image that comes to mind is a trial-a standard courtroom scene with a defendant, attorneys, a judge, and most important, a jury. It's a fair assumption. The right to a trial by jury is enshrined in both the body of the Constitution and the Bill of Rights. It's supposed to be the foundation that undergirds our entire justice system. But in Punishment Without Trial: Why Plea Bargaining Is a Bad Deal, University of North Carolina law professor Carissa Byrne Hessick shows that the popular conception of a jury trial couldn't be further from reality. That bedrock constitutional right has all but disappeared thanks to the unstoppable march of plea bargaining, which began to take hold during Prohibition and has skyrocketed since 1971, when it was affirmed as constitutional by the Supreme Court. Nearly every aspect of our criminal justice system encourages defendants-whether they're innocent or guilty-to take a plea deal. Punishment Without Trial showcases how plea bargaining has undermined justice at every turn and across socioeconomic and racial divides. It forces the hand of lawyers, judges, and defendants, turning our legal system into a ruthlessly efficient mass incarceration machine that is dogging our jails and punishing citizens because it's the path of least resistance. Professor Hessick makes the case against plea bargaining as she illustrates how it has damaged our justice system while presenting an innovative set of reforms for how we can fix it. An impassioned, urgent argument about the future of criminal justice reform, Punishment Without Trial will change the way you view the criminal justice system.
| Author | : Deanna M Ortega |
| Publisher | : Independently Published |
| Total Pages | : 274 |
| Release | : 2019-07-21 |
| Genre | : |
| ISBN | : 9781081787646 |
Download The Broken Bargain Book in PDF, ePub and Kindle
The Broken Bargain is based primarily in Ildathach a realm where peace between the Unseelie and Seelie fae is feigned at best. But what if the villains in the story are actually the heroes? Alessia is a nineteen year old female with abandonment and temper issues, who was sent to the mortal realm and into foster care at the age of eight. At nineteen, she is summoned back to Ildathach where she is required to participate in the Pageant, a competition that takes place every two hundred and fifty years to determine the new Seelie ruler. Alessia will have to wrestle with the demons that plague her mind from her time in the mortal realm, as well as fight fae that she long thought were the "good guys" in her story. Along the way, she struggles with her romantic feelings for Kol an Unseelie prince, while also learning to love herself. The book is based upon Irish mythology and focuses, in particular on the Tuatha De Danann and the Goddess Danu, who (in this book) was separated long ago into four treasures. Will Alessia be able to fulfill the prophecy, reuniting the treasures and saving Danu's many worlds?
| Author | : Jennifer Probst |
| Publisher | : Simon and Schuster |
| Total Pages | : 325 |
| Release | : 2012-09-04 |
| Genre | : Fiction |
| ISBN | : 1476725357 |
Download The Marriage Bargain Book in PDF, ePub and Kindle
In order to serve their own selfish needs, struggling bookstore owner Alexa and billionaire Nicholas decide to be in a loveless marriage for only a year, but things get complicated when love grows between them.
| Author | : Mary Jo Putney |
| Publisher | : Kensington Publishing Corp. |
| Total Pages | : 384 |
| Release | : 2011-04-01 |
| Genre | : Fiction |
| ISBN | : 1420122436 |
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Mismatched lovers and unexpected attraction catch fire in this timeless Regency romance by the New York Times bestselling author. Forced to wed to keep her inheritance, independent Lady Jocelyn Kendal finds an outrageous solution: she proposes marriage to Major David Lancaster, an officer dying from his Waterloo wounds. In return for making her his wife, she will provide for his governess sister. But after the bargain is struck and the marriage is made, the major makes a shocking, miraculous recovery. Though they agree to an annulment, such matters take time . . . time enough for David to realize he is irrevocably in love with his wife. Haunted by her past, Jocelyn refuses to trust the desire David ignites in her. She never counted on a real husband, least of all one who would entice her to be a real wife. But some bargains are made to be broken—and his skilled courtship is impossible to resist . . . Praise for Mary Jo Putney “Putney’s endearing characters and warm-hearted stories never fail to inspire and delight.” —Sabrina Jeffries “A complex maze of a story twisted with passion, violence, and redemption. Miss Putney just gets better and better.” —Nora Roberts “A gifted writer with an intuitive understanding of what makes romance work.” —Amanda Quick “No one writes historical romance better.” —Cathy Maxwell “Dynamite!” —Laura Kinsale
