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Banking Beyond Borders

Banking Beyond Borders
Author: Klynveld Peat Marwick Goerdeler
Publisher:
Total Pages: 24
Release: 2004
Genre: Banks and banking
ISBN:

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Beyond Borders, Beyond Banking

Beyond Borders, Beyond Banking
Author: Heather A. Clark
Publisher: Springer Nature
Total Pages: 322
Release: 2020-04-29
Genre: Business & Economics
ISBN: 9811516871

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This book examines the experiences and good practices of ACLEDA Bank, Cambodia. Applicable to banks and microfinance institutions around the globe, it includes materials for classroom instruction on organizational development, financial sector development, the role of government and investors in supporting the financial market, and the benefits to customers. Following on the previous publication When There Was No Money, which tells the ACLEDA story by tracing its history and various stages of organizational development in the financial sector as it evolved in Cambodia from 1991 to 2004, this book examines the 2nd decade in the bank’s history, including its expansion to Lao PDR and Myanmar, and the launch of subsidiaries, such as ACLEDA Securities and the ACLEDA Institute of Business. Adopting a documentary approach, the book presents case studies supported by current economic and financial literature, as well as stories from a wide range of interviews with the board, management, staff, customers, competitors and regulators. Given its scope, the book offers a valuable resource for financial institutions, investors, researchers and students interested in financial inclusion, financial sector development, good governance of financial institutions, microfinance, aid effectiveness, post-conflict organizational development, and Cambodia.


Bankers Without Borders? Implications of Ring-Fencing for European Cross-Border Banks

Bankers Without Borders? Implications of Ring-Fencing for European Cross-Border Banks
Author: Ms.Anna Ilyina
Publisher: International Monetary Fund
Total Pages: 37
Release: 2010-11-01
Genre: Business & Economics
ISBN: 1455209473

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This paper presents a stylized analysis of the effects of ring-fencing (i.e., different restrictions on cross-border transfers of excess profits and/or capital between a parent bank and its subsidiaries located in different jurisdictions) on cross-border banks. Using a sample of 25 large European banking groups with subsidiaries in Central, Eastern and Southern Europe (CESE), we analyze the impact of a CESE credit shock on the capital buffers needed by the sample banking groups under different forms of ring-fencing. Our simulations show that under stricter forms of ring-fencing, sample banking groups have substantially larger needs for capital buffers at the parent and/or subsidiary level than under less strict (or in the absence of any) ring-fencing.


Thriving Beyond Borders

Thriving Beyond Borders
Author: Tynah Matembe
Publisher: Independently Published
Total Pages: 0
Release: 2024-04-06
Genre: Business & Economics
ISBN:

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Thriving Beyond Borders is a book that can help you see money differently and gain control over your finances. Whether you're new to managing money, struggling with financial difficulties, adjusting to a new lifestyle, living paycheck to paycheck, or just looking for a fresh perspective on financial management, this book is a fun and informative guide to improving your financial situation. It is a fact of human existence that every individual has a personal relationship with finance. Our interaction with money and understanding of financial well-being differs based on various factors, perceptions, and circumstances. As such, a "one size fits all" approach can never be inclusive in finance. This book uses real stories and expert guidance to explore migrants' financial experiences. It's a valuable resource discussing integration, finance, and inclusion in today's rapidly evolving global economy. The book amplifies marginalised voices and encourages open discussions on the financial experiences of migrants in Scotland while providing practical money tips and unique best practice suggestions that can be life-changing for anyone. If you're considering moving to a new country, starting fresh or going through a life transition, the stories and guidance here will help you along the way and long after settling. The author, Tynah, migrated to Scotland sixteen years ago and faced challenges and financial vulnerability as she started her new life. With a law degree and extensive financial services experience worldwide, Tynah now shares her expertise to help people gain a fresh perspective on making the most of their resources and achieving financial independence. The book's chapters portray the incredible ability of the human spirit to adapt and grow. Using financial experiences as a lens, it explores broader themes of identity, community, and belonging. If you feel stressed and overwhelmed when you think about finances OR have been frustrated with personal finance advice from "experts" that doesn't apply to your unique situation, regardless of your financial journey, Thriving Beyond Borders has everything you need to start making positive financial changes. It's filled with simple personal finance tips that anyone can use immediately. Tynah has distilled her decades-long experience in the financial world into a beneficial guide to help people tackle common money problems. The guide is presented in an intriguing format, with authentic stories of real people that make it engaging to read while offering time-tested and proven personal finance wisdom to help you start your journey to financial wellness. Thriving Beyond Borders Is Perfect For: Expats and migrants of any age who are moving or planning to move to a new location International students who are studying away from their hometown or country and students new to money People in their 20s, 30s, 40s, 50s, and beyond 65 who need to organise their finances Anyone interested in making financial changes to build monetary and social capital You will learn: The best ways to position yourself for career success How to navigate the UK Banking System How to leverage alternative finance options, including Money Clubs, Credit Unions and more First steps to starting a Side Hustle The best way to access financial support How to Raise Your Children on a Budget Yes, Investing-how to start small and make your money work for you without taking on too much risk or learning complicated graphs. How to leave a legacy and influence policy so you can do your part and leave your mark on society and family All with a backdrop of unique stories of heritage and a different perspective!


Banking Across Borders

Banking Across Borders
Author: Friederike Niepmann
Publisher:
Total Pages: 161
Release: 2011
Genre: Banks and banking
ISBN:

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This thesis sheds light on the motives, the nature and the implications of banking across borders. In Chapter 1, co-authored with Tim Schmidt-Eisenlohr, I examine the challenges that increased nancial integration presents for policy cooperation as nancial crises and government intervention have stronger e ects beyond borders. We provide a model of international contagion allowing for bank bailouts. While a social planner trades o tax distortions, liquidation losses and intra- and inter-country income inequality, in the noncooperative game between governments there are ine ciencies due to externalities, a lack of burden sharing and free-riding. We show that, in absence of cooperation, stronger interbank linkages make government interests diverge, whereas cross-border asset holdings tend to align them. We analyze di erent forms of cooperation and their e ects on global and national welfare. In Chapter 2, I show that rst principles of international trade theory go far in explaining banking across borders. I develop and test a theoretical model where trade in banking services arises from di erences in relative factor endowments and in banking technology across countries. The analysis reveals that di erences in endowments lead to international banking where banks raise capital in the home market and lend it abroad. In contrast, di erences in banking sector e ciency make banks intermediate capital locally in the foreign market, an activity which is denoted as global banking. The foreign assets and liabilities of a banking sector re ect the importance of each of the two driving forces. Key model predictions regarding the cross-country pattern of foreign banks asset and liability holdings are strongly supported by the data. In Chapter 3, I develop a general equilibrium model that can explain heterogeneity in banks' international and global activities across countries, across banks, and over time that is consistent with empirical facts. Choosing between investing and raising deposits at home and abroad, banks sort endogenously into cross-border lending and FDI: more e cient larger banks are more likely to engage in both of these activities (extensive margin). At the same time, they hold more foreign assets and liabilities (intensive margin). The model predicts precisely how the intensive and extensive margins change as capital accounts and banking sectors become more integrated, and how they vary with recipient and source country characteristics. It shows that capital ows depend crucially on banking sector e ciency in the source and the recipient country.


Cross-border Banking

Cross-border Banking
Author: Gerard Caprio
Publisher: World Scientific
Total Pages: 491
Release: 2006
Genre: Social Science
ISBN: 9812568298

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Cross-border banking, while having the potential for a more efficient financial sector, also creates potential challenges for bank supervisors and regulators. This volume discusses topics that include: the landscape of cross-border bank activity, the resulting competitive implications, emerging challenges for prudential regulation, and more. Cross-border banking, while having the potential for a more efficient financial sector, also creates potential challenges for bank supervisors and regulators. It requires cooperation by regulatory authorities across jurisdictions and a clear delineation of authority and responsibility. That delineation is typically not present and regulatory authorities often have significantly different incentives to respond when cross-border-active banks encounter difficulties. Most of these issues have only begun to be seriously evaluated. This volume, one of the first attempts to address these issues, brings together experts and regulators from different countries. The wide range of topics discussed include: the current landscape of cross-border bank activity, the resulting competitive implications, emerging challenges for prudential regulation, safety net concerns, failure resolution issues, and the potential future evolution of international banking.


Brilliance Beyond Borders

Brilliance Beyond Borders
Author: Chinwe Esimai
Publisher: Harper Horizon
Total Pages: 273
Release: 2022-03-15
Genre: Self-Help
ISBN: 0785241698

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What if the traditional narrative about immigrant women--that those who come to the United States will succeed as long as they work hard, stay focused, and have supportive families--is a lie? Of the 73 million women in the US workforce, 11.5 million are foreign-born. The truth is--even in the midst of headlines and political debates about immigration reform and in the wake of MeToo and other female-centric movements--millions of immigrants, especially women, aren’t living their fullest potential. Based on her personal experience and the stories of trailblazing women from around the world and in diverse industries, author Chinwe Esimai shares five indispensable traits that make an ocean of difference between immigrants who live as mere shadows of their truest potential and those who find purpose and fulfillment--what Chinwe refers to as their immigrace: Saying yes to your immigrace, an immigrant woman’s expression of her highest purpose and potential Daring to play in the big leagues Transforming failure Embracing change and blending differences Finding joy and healing These five traits are the foundation of the Brilliance Blueprint, a step-by-step guide to help readers achieve to their own extraordinary results and build their own remarkable legacies.


Global Financial Development Report 2017/2018

Global Financial Development Report 2017/2018
Author: World Bank
Publisher: World Bank Publications
Total Pages: 269
Release: 2017-11-07
Genre: Business & Economics
ISBN: 1464811962

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Successful international integration has underpinned most experiences of rapid growth, shared prosperity, and reduced poverty. Perhaps no sector of the economy better illustrates the potential benefits--but also the perils--of deeper integration than banking. International banking may contribute to faster growth in two important ways: first, by making available much needed capital, expertise, and new technologies; and second, by enabling risk-sharing and diversification. But international banking is not without risks. The global financial crisis vividly demonstrated how international banks can transmit shocks across the globe. The Global Financial Development Report 2017/2018 brings to bear new evidence on the debate on the benefits and costs of international banks, particularly for developing countries. It provides evidence-based policy guidance on a range of issues that developing countries face. Countries that are open to international banking can benefit from global flows of funds, knowledge, and opportunity, but the regulatory challenges are complex and, at times, daunting. Global Financial Development Report 2017/2018 is the fourth in a World Bank series. The report also tracks financial systems in more than 200 economies before and during the global financial crisis on an accompanying website (www.worldbank.org/financialdevelopment). **Note: This World Bank report, Global Financial Development Report 2017/2018: Bankers without Borders, is not associated with the Grameen Foundation’s Bankers without Borders program, which engages volunteer consultants to donate their expertise to serve social enterprises and nonprofits in poor countries. For more information, visit: https://www.bankerswithoutborders.com.


Banking Without Borders

Banking Without Borders
Author: Hazel J. Johnson
Publisher: Irwin Professional Publishing
Total Pages: 280
Release: 1995
Genre: Business & Economics
ISBN:

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Free trade experts agree that banks and other institutions are the critical ingredient to successful free trade. This book details the opportunities and dangers that lie ahead for the financial markets in an open market, including the two major areas for growth--international expansion and attracting customers seeking international services. An ideal business development tool and reference.