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How to Attack Debt, Build Savings, and Change the World Through Generosity

How to Attack Debt, Build Savings, and Change the World Through Generosity
Author: Amanda Teixeira
Publisher: Our Sunday Visitor
Total Pages: 265
Release: 2021-12-21
Genre: Religion
ISBN: 1681927438

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Most of us were never taught how to handle money, let alone what God has to say about it. Just thinking about money makes us worried and anxious. If you’re tired of living in debt, stuck in the paycheck-to-paycheck cycle, stressed out when emergencies pop up, and wish you could be more generous, Jonathan and Amanda Teixeira are here to help. How to Attack Debt, Build Savings, and Change the World Through Generosity is your step-by-step guide to gaining control of your money so that, as a Catholic, you can live your life in freedom and generosity according to God’s will. The Teixeiras make learning about your finances not just informative and helpful but fun and entertaining. Among other topics, they cover: What money really is — and why you should care about it as a Catholic Common mistakes people make that keep them in debt The key to gaining financial momentum (hint, it’s not a bigger income) How to get the financial results you want while actually enjoying your life A financial blueprint you can use to get out of debt, build savings, and live generously The Teixeiras will walk you through a proven, practical strategy for managing your money, no matter what your circumstances. You’ll hear stories from individuals and families who have applied the Teixeiras’ method and changed their lives. Ultimately, Jonathan and Amanda will equip you to pursue financial freedom for yourself and your family — and change the world while you’re at it. ABOUT THE AUTHOR Jonathan and Amanda Teixeira are cofounders of WalletWin, a financial-success program and podcast that help everyday Catholics get intentional with money. In 2012, they were $24,500 in debt, but in less than eight months, they had paid off all their loans and closed the doors on debt forever. Since kicking debt to the curb, they’ve focused on saving, investing, and giving, and they’re now teaching others how to do the same.


War on Debt

War on Debt
Author: John F. Avanzini
Publisher:
Total Pages: 196
Release: 1990
Genre: Business & Economics
ISBN: 9781878605009

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In this book John Avanzini shows from Scripture that God does not want you burdened with the responsibility of debt and points the way to breaking out of the debt cycle.


My Money My Way

My Money My Way
Author: Kumiko Love
Publisher: Penguin
Total Pages: 241
Release: 2022-02-01
Genre: Business & Economics
ISBN: 0593418859

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Does fear and insecurity keep you from looking at your bank account? Is your financial anxiety holding you captive? You don’t have to stress about money anymore. YOU can take back control. As a newly divorced single mom making $24,000 per year and facing down $77,000 in debt, Kumiko Love worried constantly about money. She saw what other moms had—vacations, birthday parties, a house full of furniture—and felt ashamed that she and her son lived in a small apartment and ate dinner on the floor. Worse, when her feelings began to exhaust her, she binge-shopped, reasoning that she’d feel better after a trip to the mall. On the day she needed to pay for a McDonald’s ice cream cone without her credit card, she had an epiphany: Money is not the problem. Self-Doubt is the problem. Shame is the problem. Guilt is the problem. Society’s expectations for her are the problem. She is the solution. Once she reversed the negative thinking patterns pushing her toward decisions that didn’t serve her values or goals, her financial plan wrote itself. Now, she’s not only living debt-free in her dream home, which she paid for in cash, but she has spread her teachings around the world and helped countless women envision better lives for themselves and their families. Now, building on the lessons she’s taught millions as the founder of The Budget Mom, she shares a step by step plan for taking control back over your financial life—regardless of your level of income or your credit card balance. Through stories from navigating divorce to helping clients thrive through recessions, depression, eviction, layoffs and so much more, you will learn foundational practices such as: How to use your emotions to your financial advantage, instead of letting them control you How to create a budget based on your real life, not a life of self-denial How to create a motivating debt pay-off plan that makes you excited about your future, instead of fearing it My Money My Way will give you the tools to align your emotional health with your financial health—to let go of deprivation and embrace desire. Love’s paradigm-shifting system will teach you how to honor your unique personal values, driving emotions, and particular needs so that you can stop worrying about money and start living a financially fulfilled life.


House of Debt

House of Debt
Author: Atif Mian
Publisher: University of Chicago Press
Total Pages: 238
Release: 2015-05-20
Genre: Business & Economics
ISBN: 022627750X

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“A concise and powerful account of how the great recession happened and what should be done to avoid another one . . . well-argued and consistently informative.” —Wall Street Journal The Great American Recession of 2007-2009 resulted in the loss of eight million jobs and the loss of four million homes to foreclosures. Is it a coincidence that the United States witnessed a dramatic rise in household debt in the years before the recession—that the total amount of debt for American households doubled between 2000 and 2007 to $14 trillion? Definitely not. Armed with clear and powerful evidence, Atif Mian and Amir Sufi reveal in House of Debt how the Great Recession and Great Depression, as well as less dramatic periods of economic malaise, were caused by a large run-up in household debt followed by a significantly large drop in household spending. Though the banking crisis captured the public’s attention, Mian and Sufi argue strongly with actual data that current policy is too heavily biased toward protecting banks and creditors. Increasing the flow of credit, they show, is disastrously counterproductive when the fundamental problem is too much debt. As their research shows, excessive household debt leads to foreclosures, causing individuals to spend less and save more. Less spending means less demand for goods, followed by declines in production and huge job losses. How do we end such a cycle? With a direct attack on debt, say Mian and Sufi. We can be rid of painful bubble-and-bust episodes only if the financial system moves away from its reliance on inflexible debt contracts. As an example, they propose new mortgage contracts that are built on the principle of risk-sharing, a concept that would have prevented the housing bubble from emerging in the first place. Thoroughly grounded in compelling economic evidence, House of Debt offers convincing answers to some of the most important questions facing today’s economy: Why do severe recessions happen? Could we have prevented the Great Recession and its consequences? And what actions are needed to prevent such crises going forward?


Attack the Debt

Attack the Debt
Author: Scott Mcdowell
Publisher:
Total Pages: 108
Release: 2019-11-10
Genre: Business & Economics
ISBN: 9781913470166

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If your living from pay cheque to pay cheque and just covering your expenses each month, the budgeting books will not help you as much as you would have hoped. You need to find new options and widen your horizons to all the opportunities that exist. That is what we are going to show you.


Attack The Debt

Attack The Debt
Author: scott mcdowell
Publisher:
Total Pages: 148
Release: 2019-09-25
Genre:
ISBN: 9781695185388

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What if you didn't need to worry about money. How would your life be, if you could halve your expenses? Have you already read a budgeting book that didn't move the needle on your finances? This book is what's missing and will compliment all your budgeting knowledge and put it on steroids If your living from paycheque to paycheque and just covering your expenses each month, the budgeting books will not help you as much as you would have hoped. You need to find new options and widen your horizons to all the opportunities that exist. That is what we are going to show you. How long will your dreams be put on hold if you can't tackle your finances in an attempt to build wealth? For all the people who want to lower their everyday expenses for themselves and their families, we are going to work on your rent, cars, kids, education and food bills extensively. Don't just budget and save as all the other personal finance books tell you. Attack your biggest living expenses, and crush them until they are easily manageable, rather than a weight on your shoulders. My hope for you is that you feel like you can breathe again when you see the light in your financial future. I know that I feel better when my finances are all taken care of. In, Attack the Debt: Save Money, Destroy Debt and Enjoy Life, you will find multiple solutions to what seem like unavoidable everyday expenses, you can: Live almost rent-free Cut your transportation costs without losing your freedom Drastically lower your weekly grocery bills and get healthier at the same time Get free entertainment away from traditional media and elevate your mind Socialize in clubs and bars without breaking the bank each weekend Use Medical Tourism to save thousands upon thousands and get taken care of Lower your business and work expenses and maintain productivity Find out how Elon Musk lost his fear to take big risks Live a great life in retirement, that your children will be jealous of And much, much, more... This information is super simple and easy to implement, mostly just requiring you to make better decisions. Living a financially free life has never been more achievable than it is today, we live in an amazing time to be alive, but not everyone gets to take advantage of it. Take back charge of your life and start living like you care about yourself and want the best for yourself. If you want to be free of debt and live a stress-free life, get a copy of Attack the Debt and start fixing your life right now!


The Debt Bomb

The Debt Bomb
Author: Tom A. Coburn
Publisher: HarperChristian + ORM
Total Pages: 368
Release: 2013-04-01
Genre: Political Science
ISBN: 1595554688

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In a nation whose debt has outgrown the size of its entire economy, the greatest threat comes not from any foreign force but from Washington politicians who refuse to relinquish the intoxicating power to borrow and spend. Senator Tom Coburn reveals the fascinating, maddening story of how we got to this point of fiscal crisis—and how we can escape. Long before America’s recent economic downturn, beltway politicians knew the U.S. was going bankrupt. Yet even after several so-called “change” elections, the government has continued its wasteful ways in the face of imminent danger. With passion and clarity, Coburn explains why Washington resists change so fiercely and offers controversial yet commonsense solutions to secure the nation’s future. At a time when millions of Americans are speculating about what is broken in Washington, The Debt Bomb is a candid, thoughtful, non-partisan exposé of the real problems inside our government. Coburn challenges the conventional wisdom that blames lobbyists, gridlock, and obstructionism, and places the responsibility squarely where it belongs: on members of Congress in both parties who won’t let go of the perks of power to serve the true interests of the nation—unless enough citizens take bold steps to demand action. “Democracy never lasts long. It soon wastes, exhausts, and murders itself. There was never a democracy yet that did not commit suicide.” —John Adams Throughout a distinguished career as a business owner, physician, and U.S. senator, Tom Coburn has watched his beloved republic careen down a suicidal path. Today, the nation stands on the precipice of financial ruin, a disaster far more dangerous to our safety than any terrorist threats we face. Yet Coburn believes there is still hope—if enough Americans are willing to shake the corridors of Washington and demand action. With an insider’s keen eye and a caregiver’s deft touch, Coburn diagnoses the mess that career politicians have made of things while misusing their sacred charge to govern. Coburn’s incisive analysis: Reveals the root causes of America’s escalating financial crisis Exposes Washington’s destructive appetite for wasteful spending, power grabs, backroom deals, and quick non-fixes Rises above partisanship to implicate elected officials of all stripes in steering the nation off course Lays out a commonsense guide to restoring order Concludes with a clarion call and sound advice for Americans who would dedicate themselves to defusing the debt bomb Above all, Coburn believes the United States can continue as a beacon of opportunity for future generations—but how we act today will determine whether we deliver the nation to our children and grandchildren fully alive, on life support, or without a pulse.


Debt Bomb

Debt Bomb
Author: Michael Ginsberg
Publisher: BQB Publishing
Total Pages: 368
Release: 2021-07-01
Genre: Fiction
ISBN: 1952782090

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"A deftly crafted thriller that kept me turning pages---through politics, money, and murder---to the ending I didn't see coming." - Chris DeRose, New York Times Bestselling Author of The Fighting Bunch. A political thriller, tied in to real events, about an apocalyptic threat to America that is ticking remorselessly in the background while Americans continue their daily routines, oblivious to the danger. For years, China's spy agency has been watching the United States rack up trillions of dollars in debt, waiting for the right moment to weaponize that debt to collapse the American government and install a Communist puppet regime. At the same time, suburban accountant Andrea Gartner has been an outspoken critic of the debt as a leader in the South Carolina state Republican Party. When the United States elects President Earl Murray, he brings Andrea into his government as budget director to solve America's debt problem. But before the nameplate is even installed on her office door, China strikes, engineering an American debt crisis that brings the country to the brink of collapse. Government operations come to a screeching halt. With the American hegemon on its knees, China violently seizes the opportunity to fulfill its territorial ambitions in Taiwan and the South China Sea. Thrust into the rapacious, cutthroat world of American politics and surrounded by crises on all sides, Andrea begins a desperate effort to save the United States. Arrayed against her are cynical politicians and belligerent military brass, some of whom just might be secret Chinese agents. Will Andrea be able to keep the United States alive to fight another day? Or will America drown in a sea of red ink at the hands of the Chinese and see its democratic government replaced by a Chinese Communist puppet regime? American life as we know it is about to be obliterated by a debt bomb. And the only person who can save the country is a suburban accountant.


Master Your Debt

Master Your Debt
Author: Jordan E. Goodman
Publisher: John Wiley & Sons
Total Pages: 224
Release: 2010-01-26
Genre: Business & Economics
ISBN: 9780470484241

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Strategies and tools to live debt free The world of borrowing and debt management has changed dramatically, leaving people confused about how best to secure their financial future. This book is the only guide with detailed advice to help you become debt free or master the debt you have, based on the latest laws and new government programs and policies implemented under the Obama administration. Is the information and advice on debt management different than in years past? Definitely. In this savvy, engaging guide, bestselling financial expert Jordan Goodman will tell you how to Win the mortgage game: avoid foreclosure, obtain the best refi, and modify your mortgage even if it is "under water" Clean up your credit report and dramatically boost your credit score Negotiate new terms and payments for burdensome medical bills, student loans, and credit cards Protect yourself from the devastation of identity theft Master the new credit card rules, and avoid the rate and fee traps Learn a revolutionary strategy that will help you become mortgage free in 5 to 7 years, change the way you pay all your bills, and save hundreds of thousands of dollars Master Your Debt recommends many pioneering strategies as it lays out an innovative plan for achieving the elusive goal of financial success. The book is filled with helpful web sites, toll free numbers, associations and government agencies, and vetted companies and services to help you implement this advice. In today's volatile economy, getting out of debt is the key to surviving and thriving, and author Jordan Goodman provides you with the strategies and tools to live debt free.