Answers To Questions About The National Flood Insurance Program Fema F 084 March 2011 PDF Download
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Author | : Federal Emergency Management Agency |
Publisher | : Createspace Independent Pub |
Total Pages | : 66 |
Release | : 2013-01-24 |
Genre | : Social Science |
ISBN | : 9781482062427 |
Download Answers to Questions about the National Flood Insurance Program (FEMA F-084 / March 2011) Book in PDF, ePub and Kindle
This book is intended to acquaint the public with the National Flood Insurance Program (NFIP). Despite the highly technical nature of the Program, there has been a deliberate effort to minimize the use of technical terms. This publication is designed for readers who do not need a detailed history or refined technical or legal explanations, but who do need a basic understanding of the Program and the answers to some frequently asked questions. Readers who need legal definitions should refer to the Standard Flood Insurance Policy (SFIP) and to NFIP and related regulations. The information provided herein is as current as possible, but changes in the NFIP are made periodically. Readers can obtain the most up-to-date insurance data by using the contact information at the back of the book. The NFIP is a Federal program created by Congress to mitigate future flood losses nationwide through sound, community-enforced building and zoning ordinances and to provide access to affordable, federally backed flood insurance protection for property owners. The NFIP is designed to provide an insurance alternative to disaster assistance to meet the escalating costs of repairing damage to buildings and their contents caused by floods. Participation in the NFIP is based on an agreement between local communities and the Federal Government that states that if a community will adopt and enforce a floodplain management ordinance to reduce future flood risks to new construction in Special Flood Hazard Areas (SFHAs), the Federal Government will make flood insurance available within the community as a financial protection against flood losses. For decades, the national response to flood disasters was generally limited to constructing flood-control works such as dams, levees, seawalls, and the like, and providing disaster relief to flood victims. This approach, however, did not reduce losses, nor did it discourage unwise development. In some instances, it may have actually encouraged additional development. To compound the problem, due to its high risk and seasonal nature, insurance companies were not able to provide affordable flood insurance coverage. In light of mounting flood losses and escalating costs of disaster relief to the taxpayers, the U.S. Congress created the NFIP. The intent was to reduce future flood damage through community floodplain management ordinances, and provide protection for property owners against potential losses through an insurance mechanism that requires a premium to be paid for the protection.
Author | : Federal Emergency Management Age (Fema) |
Publisher | : Lulu.com |
Total Pages | : 70 |
Release | : 2020-03-19 |
Genre | : Reference |
ISBN | : 9781678028459 |
Download National Flood Insurance Program: Answers to Questions About the NFIP Book in PDF, ePub and Kindle
The NFIP is a Federal program created by Congress to mitigate future flood losses nationwide through sound, community-enforced building and zoning ordinances and to provide access to affordable, federally backed flood insurance protection for property owners. The NFIP is designed to provide an insurance alternative to disaster assistance to meet the escalating costs of repairing damage to buildings and their contents caused by floods. Participation in the NFIP is based on an agreement between local communities and the Federal Government that states that if a community will adopt and enforce a floodplain management ordinance to reduce future flood risks to new construction in Special Flood Hazard Areas (SFHAs), the Federal Government will make flood insurance available within the community as a financial protection against flood losses.
Author | : FEMA. |
Publisher | : DIANE Publishing |
Total Pages | : 80 |
Release | : 2011 |
Genre | : Flood insurance |
ISBN | : 1457813106 |
Download Answers to Questions about the National Flood Insurance Program Book in PDF, ePub and Kindle
Author | : |
Publisher | : FEMA |
Total Pages | : 78 |
Release | : 1980 |
Genre | : |
ISBN | : |
Download National Flood Insurance Program: Answers to Questions About the NFIP Book in PDF, ePub and Kindle
Author | : Federal Emergency Management Agency |
Publisher | : |
Total Pages | : |
Release | : 2001 |
Genre | : |
ISBN | : |
Download Answers to Questions About the National Flood Insurance Program Book in PDF, ePub and Kindle
FEMA 387/2001/National flood insurance program(U.S.).
Author | : Charles D. Fletcher |
Publisher | : DIANE Publishing |
Total Pages | : 74 |
Release | : 1999-03 |
Genre | : |
ISBN | : 0788176080 |
Download Answers to Questions About the National Flood Insurance Program Book in PDF, ePub and Kindle
Intended to acquaint the public with the National Flood Insurance Program (NFIP). It is designed for readers who do not need a detailed history or refined technical or legal explanations, but do need a basic understanding of the program & the answers to some frequently asked questions. Includes: introduction to the NFIP; flood insurance information for prospective buyers; coverage; filing a flood insurance claim; floodplain management requirements; flood hazard assessments & mapping requirements; NFIP address & phone directory; list of available publications; & address for obtaining CRS coordinator's manual.
Author | : Orice Williams Brown |
Publisher | : DIANE Publishing |
Total Pages | : 19 |
Release | : 2011-08 |
Genre | : Business & Economics |
ISBN | : 1437982948 |
Download Flood Insurance: Public Policy Goals Provide a Framework for Reform Book in PDF, ePub and Kindle
The National Flood Insur. Program (NFIP) had to borrow from the U.S. Treasury to cover losses from the 2005 hurricanes. The outstanding debt is $17.8 billion as of March 2011. This sizable debt, plus operational and mgmt. challenges at FEMA, which administers NFIP, have kept the program on the high-risk list. NFIP¿s need to borrow to cover claims in years of catastrophic flooding has raised concerns about the program¿s long-term financial solvency. This testimony: 1) discusses ways to place NFIP on a sounder financial footing in light of public policy goals for fed. involvement in natural catastrophe insur.; and 2) highlights operational and mgmt. challenges at FEMA that affect the program. This is a print on demand report.
Author | : Orice Williams Brown |
Publisher | : DIANE Publishing |
Total Pages | : 86 |
Release | : 2011-09 |
Genre | : Business & Economics |
ISBN | : 1437987249 |
Download FEMA: Action Needed to Improve Administration of the National Flood Insurance Program Book in PDF, ePub and Kindle
The National Flood Insurance Program (NFIP) has been on a high-risk list since March 2006 because of concerns about its long-term financial solvency and related operational issues. Significant management challenges also affect the Federal Emergency Management Agency¿s (FEMA) ability to administer NFIP. This report examines: (1) the extent to which FEMA¿s management practices affect the administration of NFIP; (2) lessons learned from the cancellation of FEMA¿s attempt to modernize NFIP¿s insurance management system; and (3) limitations on FEMA¿s authority that could affect NFIP¿s financial stability. Includes recommendations. Charts and tables. This is a print on demand report.
Author | : |
Publisher | : |
Total Pages | : 40 |
Release | : 1983 |
Genre | : Disaster relief |
ISBN | : |
Download Questions and Answers on the National Flood Insurance Program Book in PDF, ePub and Kindle
Author | : |
Publisher | : |
Total Pages | : 80 |
Release | : 1997 |
Genre | : Flood insurance |
ISBN | : |
Download Answers to Questions about the National Flood Insurance Program Book in PDF, ePub and Kindle