A Primer On Covid 19 And Insurance PDF Download
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Author | : James A. Johnson |
Publisher | : |
Total Pages | : 0 |
Release | : 2022 |
Genre | : |
ISBN | : |
Download A Primer on COVID-19 and Insurance Book in PDF, ePub and Kindle
The ongoing coronaviris (COVID-19) pandemic and varients is the most devastating and disruptive forces in recent history. The Covid-19 pandemic will lead to numerous lawsuits involving insurance coverage and commercial disputes. A party whose operations are compromised by the pandemic may have defenses such as impossibility and force majeure.However, the consensus or majority of cases hold that a loss or damage must be caused by a direct and tangible physical injury to the insured property. In most jurisdictions physical loss does not cover a virus because a virus does not result in tangible damage to property. Notwithstanding an argument can be made that the words physical loss could include a business's inability to use the property during the pandemic.To help mitigate the financial crisis created by the Covid-19 pandemic, the federal government has issued guidance relating to employee benefit plan operation and administration.The Coronavirus Aid Relief & Economic Security Act (CARES) provides for substantial financial and administrative relief to participants, sponsors and administrators of certain employee benefit plans. The IRS has clarified and expanded upon the relief offered in the new law.
Author | : María Luisa Muñoz Paredes |
Publisher | : Springer Nature |
Total Pages | : 354 |
Release | : 2023-01-10 |
Genre | : Law |
ISBN | : 3031137531 |
Download Covid-19 and Insurance Book in PDF, ePub and Kindle
This book offers a novel study on the impact of the Covid-19 pandemic on insurance from an international and comparative perspective. It assesses how insurance has to adapt to a new landscape, the effects of which will last over time and cut across all areas of the field. To avoid physical contact, digitalisation has accelerated dramatically, affecting insurance in all its phases: risk selection, underwriting, pricing and claims settlement. However, the effects of the Covid-19 pandemic go far beyond that. The extent to which a claim caused directly or indirectly by the virus is or is not covered by a given policy has been the subject of debate in many insurance branches. The most litigated cases worldwide are those that concern damages resulting from business interruption due to restrictions enforced by the authorities in virtually every country. This book analyses the rulings (for and against the insured) that have already been handed down by courts in various jurisdictions (for example in the US, Latin America, Spain and Germany), in order to provide guidance to the parties in future lawsuits and also to guide the courts’ own responses. This analysis extends to the measures that governments have taken in relation to insurance during the pandemic, as well as the changes that insurers have introduced in their general conditions to exclude coverage for the pandemic. This response is unsatisfactory, as the big question is how pandemic-related risks can be covered if private insurers simply refuse to do so. Solutions based on risk sharing with public entities or the use of contractual modalities such as parametric insurance are among those outlined by the authors. The book was written by experts from academia and lawyers specialising in this field, and written for all those interested in the field of insurance: lawyers, judges, academics and legal professionals.
Author | : Vanessa C. Forsberg |
Publisher | : |
Total Pages | : 15 |
Release | : 2020 |
Genre | : COVID-19 (Disease) |
ISBN | : |
Download COVID-19 and private health insurance coverage Book in PDF, ePub and Kindle
Author | : María del Carmen Boado-Penas |
Publisher | : Springer |
Total Pages | : 298 |
Release | : 2021-12-09 |
Genre | : Mathematics |
ISBN | : 9783030783334 |
Download Pandemics: Insurance and Social Protection Book in PDF, ePub and Kindle
This open access book collects expert contributions on actuarial modelling and related topics, from machine learning to legal aspects, and reflects on possible insurance designs during an epidemic/pandemic. Starting by considering the impulse given by COVID-19 to the insurance industry and to actuarial research, the text covers compartment models, mortality changes during a pandemic, risk-sharing in the presence of low probability events, group testing, compositional data analysis for detecting data inconsistencies, behaviouristic aspects in fighting a pandemic, and insurers’ legal problems, amongst others. Concluding with an essay by a practicing actuary on the applicability of the methods proposed, this interdisciplinary book is aimed at actuaries as well as readers with a background in mathematics, economics, statistics, finance, epidemiology, or sociology.
Author | : Alex Reger |
Publisher | : |
Total Pages | : 2 |
Release | : 2020 |
Genre | : COVID-19 (Disease) |
ISBN | : |
Download The CARES and Families First Coronavirus Response Act Book in PDF, ePub and Kindle
Discusses federal laws requiring coverage of COVID-19 and SARS-CoV-2 testing, testing-related services, and preventive care (i.e., a vaccine when it is developed) without cost-sharing.
Author | : |
Publisher | : |
Total Pages | : |
Release | : 2009 |
Genre | : |
ISBN | : |
Download Health Insurance (ELL). Book in PDF, ePub and Kindle
Author | : Bernadette Fernandez |
Publisher | : |
Total Pages | : 19 |
Release | : 2004 |
Genre | : Health insurance |
ISBN | : |
Download Health Insurance Book in PDF, ePub and Kindle
Author | : |
Publisher | : |
Total Pages | : 182 |
Release | : 2010 |
Genre | : BUSINESS & ECONOMICS |
ISBN | : 9781617280283 |
Download Health Insurance Book in PDF, ePub and Kindle
Author | : Institute of Medicine |
Publisher | : National Academies Press |
Total Pages | : 580 |
Release | : 1986-01-01 |
Genre | : Medical |
ISBN | : 0309036437 |
Download For-Profit Enterprise in Health Care Book in PDF, ePub and Kindle
"[This book is] the most authoritative assessment of the advantages and disadvantages of recent trends toward the commercialization of health care," says Robert Pear of The New York Times. This major study by the Institute of Medicine examines virtually all aspects of for-profit health care in the United States, including the quality and availability of health care, the cost of medical care, access to financial capital, implications for education and research, and the fiduciary role of the physician. In addition to the report, the book contains 15 papers by experts in the field of for-profit health care covering a broad range of topicsâ€"from trends in the growth of major investor-owned hospital companies to the ethical issues in for-profit health care. "The report makes a lasting contribution to the health policy literature." â€"Journal of Health Politics, Policy and Law.
Author | : David E. Balducchi |
Publisher | : W.E. Upjohn Institute |
Total Pages | : 247 |
Release | : 2018-09-11 |
Genre | : Political Science |
ISBN | : 0880996528 |
Download Unemployment Insurance Reform Book in PDF, ePub and Kindle
The Unemployment Insurance (UI) system is a lasting piece of the Social Security Act which was enacted in 1935. But like most things that are over 80 years old, it occasionally needs maintenance to keep it operating smoothly while keeping up with the changing demands placed upon it. However, the UI system has been ignored by policymakers for decades and, say the authors, it is broken, out of date, and badly in need of repair. Stephen A. Wandner pulls together a group of UI researchers, each with decades of experience, who describe the weaknesses in the current system and propose policy reforms that they say would modernize the system and prepare us for the next recession.