The Impact Of Financial Sector Policies On Banking In Ghana PDF Download
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Author | : Martin Brownbridge |
Publisher | : |
Total Pages | : 30 |
Release | : 1996 |
Genre | : Banks and banking |
ISBN | : 9781858640891 |
Download The Impact of Financial Sector Policies on Banking in Ghana Book in PDF, ePub and Kindle
Ghana has implemented a financial sector reform programme since the late 1980s. The banking system had suffered severe shallowing together with widespread bank distress as a consequence of the pre-reform policies of financial repression, government control of banks and the prolonged economic crisis. The financial sector reforms included the liberalisation of allocative controls on banks, restructuring of insolvent banks and reforms to prudential regulation and supervision. This paper examines why the banking system in Ghana was in need of reform in the 1980s and evaluates the impact of the financial sector reforms. The conclusion reached is that while the reforms have brought about improvements in the banking system - banks are now more prudently managed and supervised - major constraints to efficient financial intermediation remain, not least macroeconomic instability and the still very shallow nature of financial markets.
Author | : Henry Ampong |
Publisher | : |
Total Pages | : 0 |
Release | : 2001 |
Genre | : |
ISBN | : |
Download The Impact of Financial Sector Deregulation Policies on Banking Sector Performance in Ghana Book in PDF, ePub and Kindle
Author | : James Atta Peprah |
Publisher | : Springer Nature |
Total Pages | : 321 |
Release | : 2023-01-20 |
Genre | : Business & Economics |
ISBN | : 3031093453 |
Download Financial Sector Development in Ghana Book in PDF, ePub and Kindle
This book investigates factors that contribute to the development of an efficient financial sector in Ghana. While sustainable finance has long been known to propel economic growth and development, and while many African countries have taken initiatives to develop integrated frameworks of their financial sectors that tackle developmental challenges, scholars and policymakers have always grappled with understanding of factors that enhance performance of the financial sector. In this book, an expert team of authors examines the financial landscape, central bank policies, competition, financial innovation, financial inclusion and banking stability in Ghana, while also exploring how financing models such as enterprise finance and microfinance can be more effective in sustaining financial markets. The authors discuss how Ghana can build fortified institutions, regulatory frameworks, and productive capacity to strengthen the financial sector and foster pathways that will enhance economic development. Empirical and scientific evidence give this book a unique approach that is both qualitative and quantitative.
Author | : T. O. Antwi-Asare |
Publisher | : |
Total Pages | : 136 |
Release | : 2000 |
Genre | : Banks and banking |
ISBN | : |
Download Financial Sector Reforms and Bank Performance in Ghana Book in PDF, ePub and Kindle
Author | : Martin Brownbridge |
Publisher | : James Currey Publishers |
Total Pages | : 264 |
Release | : 1998 |
Genre | : Business & Economics |
ISBN | : 9780852551585 |
Download Banking in Africa Book in PDF, ePub and Kindle
Providing a review of the evolution of the post-independence banking system in Africa, this text has a strong focus on the problems of restructuring of banking institutions and the management of the bad and non-performing assets of public sector institutions.
Author | : Joshua Yindenaba Abor |
Publisher | : Springer Nature |
Total Pages | : 1093 |
Release | : 2022-09-17 |
Genre | : Business & Economics |
ISBN | : 3031041623 |
Download The Economics of Banking and Finance in Africa Book in PDF, ePub and Kindle
This book evaluates the characteristics and developments in Africa’s financial systems, including monetary policy, structured finance, sustainable finance and banking, FinTech, RegTech, SupTech, inclusive finance, the role of regulation in dealing with banking crises, the impact of the COVID-19 pandemic on Africa’s financial systems and how to reform the post-COVID-19 financial systems. It is made up of contributions from scholars in finance and economics as well as financial market practitioners. Banking and the financial markets play a significant role in the growth of various economies. Although a number of handbooks on banking and finance exist, they mainly focus on Europe, America and Asia. Banks and financial markets in Africa are confronted with different challenges and therefore present a unique case to understand Africa’s financial systems. A number of African countries have experienced banking crises and it is important to examine these issues as well as the regulatory regimes required to address them. This edited book contributes to the limited texts in the area by providing a comprehensive resource on banking and finance for students, scholars, researchers, policymakers, and financial market practitioners. It contains various theoretical and empirical chapters on banking and finance in Africa.
Author | : Mahamudu Bawumia |
Publisher | : Booklocker.com |
Total Pages | : 0 |
Release | : 2010 |
Genre | : Finance |
ISBN | : 9781609104146 |
Download Monetary Policy and Financial Sector Reform in Africa Book in PDF, ePub and Kindle
This book provides a chronological account of monetary policy and financial sector reform in Ghana since independence, in the context of developments in the global economy. What informed the choices of the different monetary policy regimes and reforms? What was the impact of the different monetary regimes and financial sector reforms on the performance of Ghana's economy? The book examines these issues and draws lessons on the way forward for Ghana and other African countries.
Author | : International Monetary Fund |
Publisher | : International Monetary Fund |
Total Pages | : 54 |
Release | : 2011-06-14 |
Genre | : Business & Economics |
ISBN | : 145528257X |
Download Ghana Book in PDF, ePub and Kindle
Since the 2003 Financial Stability Assessment Program (FSAP) update, Ghana’s financial system has undergone rapid growth and structural transformation. The authorities have been implementing reforms to enhance the financial system’s resilience to shocks and its contribution to growth. The vulnerabilities reflect the interplay of several factors, but state involvement is an important element. The other contributory factors include deficiencies in commercial banks’ risk management, supervision, and the insolvency regime. Additional recommendations are detailed in the Report on the Standards and Codes on Compliance (ROSC) with the Basel Core Principles (BCP).
Author | : Nii Kwaku Sowa |
Publisher | : |
Total Pages | : 42 |
Release | : 2003 |
Genre | : Finance |
ISBN | : |
Download Financial Sector Reform Policies and Poverty Reduction Book in PDF, ePub and Kindle
Author | : George Owusu-Antwi |
Publisher | : |
Total Pages | : 396 |
Release | : 2013 |
Genre | : |
ISBN | : |
Download The Effect of Financial Restructuring on the Degree of Competition in the Banking Industry of Ghana Book in PDF, ePub and Kindle
A major financial sector reform program has been implemented in Ghana since the early 1980s, involving financial liberalization and institutional reforms. Financial reforms became necessary, because the pre-reform policies together with acute and prolonged economic crisis had severely damaged the financial system. In the early 1990s, the government launched financial market liberalization policies under the financial sector adjustment program to restructure the distressed banks and clean up nonperforming assets in order to restore banks to profitability and viability. The study investigated the market structure of Ghana's banking industry and determined whether the market structure has been changed after the financial restructuring. This study specifically measures the degree of competition of the banking system in Ghana by using the H-statistic. Various studies on the degree of competition were reviewed. This study employs a widely used nonstructural methodology put forward by Panzar and Rosse (1987)---the H-statistic---and draws upon comprehensive average annual data from the various issues of the Bank of Ghana annual reports from 1988 to 2008. Maximum likelihood techniques were used to estimate the model. Based on the reported H-statistic for pre and postliberalization (2.35657 and 3.27530 respectively), it can be concluded that Ghana's banks are operating under perfect competition. However, the test for a change in competition status at the time of liberalization was not significant, indicating no evidence of a change in competition as a result of liberalization. The result of the market equilibrium reveals that the market equilibrium equals zero, revealing the existence of long-run equilibrium making the Panzar and Rosse model meaningful to interpret. The findings are consistent with the results obtained by Yuan (2006) who found Chinese banking market to be near perfect competition. This study has extended and strengthened some earlier results on bank competition in Ghana. However, the results of this study are different from the study undertaken by Buchs and Mathisen (2005), who found Ghanaian banking markets to operate under monopolistic conditions without considering the effect of liberalization. Three innovations of the current study are the use of comprehensive data source, the consideration of longer period of time covering two decades (1988--2008) and the incorporation of liberalization factors. Overall, the Panzar and Rosse model is regarded as a valuable tool for assessing the banking market conditions in Ghana. Since a bank's revenue is more likely to be observable than output prices and quantities or actual costs.