Redlining And Disinvestment As A Discriminatory Practice In Residential Mortgage Loans PDF Download

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Redlining

Redlining
Author: United States. Department of Housing and Urban Development. Library Division
Publisher:
Total Pages: 20
Release: 1977
Genre: Discrimination in mortgage loans
ISBN:

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A World More Concrete

A World More Concrete
Author: N.D.B. Connolly
Publisher: University of Chicago Press
Total Pages: 405
Release: 2014-08-25
Genre: Social Science
ISBN: 022613525X

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Many people characterize urban renewal projects and the power of eminent domain as two of the most widely despised and often racist tools for reshaping American cities in the postwar period. In A World More Concrete, N. D. B. Connolly uses the history of South Florida to unearth an older and far more complex story. Connolly captures nearly eighty years of political and land transactions to reveal how real estate and redevelopment created and preserved metropolitan growth and racial peace under white supremacy. Using a materialist approach, he offers a long view of capitalism and the color line, following much of the money that made land taking and Jim Crow segregation profitable and preferred approaches to governing cities throughout the twentieth century. A World More Concrete argues that black and white landlords, entrepreneurs, and even liberal community leaders used tenements and repeated land dispossession to take advantage of the poor and generate remarkable wealth. Through a political culture built on real estate, South Florida’s landlords and homeowners advanced property rights and white property rights, especially, at the expense of more inclusive visions of equality. For black people and many of their white allies, uses of eminent domain helped to harden class and color lines. Yet, for many reformers, confiscating certain kinds of real estate through eminent domain also promised to help improve housing conditions, to undermine the neighborhood influence of powerful slumlords, and to open new opportunities for suburban life for black Floridians. Concerned more with winners and losers than with heroes and villains, A World More Concrete offers a sober assessment of money and power in Jim Crow America. It shows how negotiations between powerful real estate interests on both sides of the color line gave racial segregation a remarkable capacity to evolve, revealing property owners’ power to reshape American cities in ways that can still be seen and felt today.


What We Know About Mortgage Lending Discrimination in America

What We Know About Mortgage Lending Discrimination in America
Author: Margery Austin Turner
Publisher: DIANE Publishing
Total Pages: 69
Release: 2000-07
Genre:
ISBN: 0788187945

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The U.S. Department of Housing and Human Development (HUD) presents the report "What We Know About Mortgage Lending Discrimination in America." The report outlines how discrimination can affect access to mortgage capital for minorities.


Mortgage Lending, Racial Discrimination and Federal Policy

Mortgage Lending, Racial Discrimination and Federal Policy
Author: John Goering
Publisher: Routledge
Total Pages: 665
Release: 2018-12-20
Genre: Social Science
ISBN: 0429827954

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First published in 1997, this volume features a wealth of contributions discussing mortgage lending discrimination and the role of the FHA, fair lending enforcement and the Decatur case, along with the future of mortgage discrimination research. This key civil rights debate in the wake of the Fair Housing Act 25 years prior is evaluated and clarified through rigorous review of fair lending research, applied projects and enforcement activities to date. It argues forcefully that the right to take out a mortgage to buy a home should be conditioned only upon one’s credit worthiness and not on one’s race or ethnic group.


Community Investment Practices of Mortgage Banks

Community Investment Practices of Mortgage Banks
Author: United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Consumer Credit and Insurance
Publisher:
Total Pages: 300
Release: 1995
Genre: Business & Economics
ISBN:

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Distributed to some depository libraries in microfiche.