Microcredit And Womens Empowerment PDF Download
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Author | : Samjhana Wagle |
Publisher | : Cook Communication |
Total Pages | : 129 |
Release | : 2020-08-18 |
Genre | : Business & Economics |
ISBN | : |
Download Microcredit and women's empowerment Book in PDF, ePub and Kindle
Micro-credit has been taken as a prominent tool for poverty alleviation and women's empowerment. This book has presented the double-edged claim of microcredit proponents that microcredit not only supports rural poor to come out of poverty, it also empowers poor rural women in particular. This book is mainly grounded on research based on Bandipur Rural Municipality of Nepal. It has made the study of women from 3 settlements of Bandipur, who had availed microcredit facilities from some microcredit providing institutions or organizations in Bandipur. The data has been analyzed through qualitative data analysis under which both descriptive and explanatory methods. The data analysis is made on the basis of caste/ethnic group. The results showed that most of the females who availed the facility of microcredit finally got socioeconomic empowerment through acquiring the access to capital, control over resources, self-esteem, confidence level, decision making power, etc. Results are varied on Dalit, Janajati and Brahmin/Chhetri women. The findings showed that microcredit has significant impact on the upliftment of socio-economic empowerment of the borrowers of Bandipur. The income pattern of the respondent women has been changed. Daily wage earning and agricultural production were the main source of income before joining the program but after joining the microcredit program the sources of income shifted to small scale business, sale of livestock product and agricultural product. Entrepreneurship in microcredit beneficiary women has been increased. Apart from the changing income pattern, role of women in decision making about the resources mobilization for household activities, participation in societal affairs has also been increased. The economic dependency had restricted women in decision making power in all the spheres not only economical but also in other family and social affairs. But it has been changed now. Since, women are capable to generate regular income from their small enterprises; their dependency on male for money is reduced. Women's confidence and social status has increased after involvement in MC programs. Microcredit, though an effective poverty alleviating instrument, is not suitable for all categories of the poor. For those trapped in chronic poverty, no assets base to protect themselves from the countless webs of shocks, microcredit can be ineffective and sometimes counterproductive. Some cases of Dalit settlement have proved it.
Author | : Faraha Nawaz |
Publisher | : Springer |
Total Pages | : 127 |
Release | : 2019-03-01 |
Genre | : Social Science |
ISBN | : 303013539X |
Download Microfinance and Women’s Empowerment in Bangladesh Book in PDF, ePub and Kindle
This book examines the effects of policies and practices of microfinance NGOs in empowering rural women in Bangladesh. Nawaz seeks to unpack the untold narratives of women's empowerment and to fill the current knowledge gap in this area. The book goes beyond the narrow minimalist evaluation of microfinance that only focuses on women’s economic empowerment through their ability to access financial resources. Rather, it looks at whether and how microfinance empowers women in a holistic manner across the socio-cultural, psychological and political spheres of life. The author argues that microfinance reduces levels of poverty, which means that women are better able to meet their practical gender needs; however, they are not empowered unless they are also able to meet their strategic gender needs, including the transformation of gender power relations from the household to state arenas. Therefore, the book argues that in order to bring about higher levels of empowerment, microfinance programs must be combined with other services such as financial literacy, socioeconomic training, education, healthcare, social mobilization and legal support. Microfinance and Women’s Empowerment in Bangladesh will be of interest to students and scholars across a range of disciplines, including Gender Studies, Development Studies, and Politics.
Author | : Linda Mayoux |
Publisher | : |
Total Pages | : 77 |
Release | : 2000 |
Genre | : |
ISBN | : 9789221123309 |
Download Micro-finance and the empowerment of women : a review of the key issues Book in PDF, ePub and Kindle
Author | : Malika Basu |
Publisher | : Shaker |
Total Pages | : 344 |
Release | : 2008 |
Genre | : Business & Economics |
ISBN | : |
Download The Microcredit Business and Women's Empowerment in India Book in PDF, ePub and Kindle
Author | : |
Publisher | : |
Total Pages | : 279 |
Release | : 2018 |
Genre | : |
ISBN | : 9789350025550 |
Download Our Money Our Lives Book in PDF, ePub and Kindle
Author | : SAMJHANA. WAGLE |
Publisher | : |
Total Pages | : 130 |
Release | : 2020-08-18 |
Genre | : |
ISBN | : 9781716645792 |
Download Micro Credit and Women's Empowerment Book in PDF, ePub and Kindle
Micro-credit has been taken as a prominent tool for poverty alleviation and women's empowerment. This book has presented the double-edged claim of microcredit proponents that microcredit not only supports rural poor to come out of poverty, it also empowers poor rural women in particular. This book is mainly grounded on research based on Bandipur Rural Municipality of Nepal. It has made the study of women from 3 settlements of Bandipur, who had availed microcredit facilities from some microcredit providing institutions or organizations in Bandipur. The data has been analyzed through qualitative data analysis under which both descriptive and explanatory methods. The data analysis is made on the basis of caste/ethnic group. The results showed that most of the females who availed the facility of microcredit finally got socioeconomic empowerment through acquiring the access to capital, control over resources, self-esteem, confidence level, decision making power, etc. Results are varied on Dalit, Janajati and Brahmin/Chhetri women. The findings showed that microcredit has significant impact on the upliftment of socio-economic empowerment of the borrowers of Bandipur. The income pattern of the respondent women has been changed. Daily wage earning and agricultural production were the main source of income before joining the program but after joining the microcredit program the sources of income shifted to small scale business, sale of livestock product and agricultural product. Entrepreneurship in microcredit beneficiary women has been increased. Apart from the changing income pattern, role of women in decision making about the resources mobilization for household activities, participation in societal affairs has also been increased. The economic dependency had restricted women in decision making power in all the spheres not only economical but also in other family and social affairs. But it has been changed now. Since, women are capable to generate regular income from their small enterprises; their dependency on male for money is reduced. Women's confidence and social status has increased after involvement in MC programs. Microcredit, though an effective poverty alleviating instrument, is not suitable for all categories of the poor. For those trapped in chronic poverty, no assets base to protect themselves from the countless webs of shocks, microcredit can be ineffective and sometimes counterproductive. Some cases of Dalit settlement have proved it.
Author | : Aminul Faraizi |
Publisher | : Routledge |
Total Pages | : 161 |
Release | : 2014-04-04 |
Genre | : Business & Economics |
ISBN | : 1136868224 |
Download Microcredit and Women's Empowerment Book in PDF, ePub and Kindle
Using a case study of Bangladesh, and based on a long term participatory observation method, this book investigates claims of the success of microcredit, as well as the critiques of it, in the context of women’s empowerment. It confronts the distinction between women’s increasing wealth as a consequence of the success of microcredit programmes and their apparent non-commensurate empowerment, looking at two organisations (the Grameen Bank and the Bangladesh Rural Advancement Committee) as they operate in two localities in rural Bangladesh, in order to discover how enrichment and empowerment are often confused. The book goes on to establish that the well-publicised success stories of the microcredit programme are blown out of proportion, and that the dynamics of collective responsibility for repayment of loans by a group of women borrowers – usually seen to be a tool for the success of microcredit – is in fact no less repressive than traditional debt collectors. This book makes a contribution to development debates; challenging adherents to more closely specify those conditions under which microcredit does indeed have validity, as well as providing insights relevant to South Asian Studies and Development Studies.
Author | : M. Lakshmi Narasaiah |
Publisher | : Discovery Publishing House |
Total Pages | : 164 |
Release | : 2008 |
Genre | : Microfinance |
ISBN | : 9788183563147 |
Download Microcredit and Women Book in PDF, ePub and Kindle
Author | : Lynn Horton |
Publisher | : Cambridge University Press |
Total Pages | : 265 |
Release | : 2018 |
Genre | : Business & Economics |
ISBN | : 1108418724 |
Download Women and Microfinance in the Global South Book in PDF, ePub and Kindle
Women and Microfinance in the Global South is a grounded exploration of the intersections of neoliberal ideology and feminism.
Author | : Neera Burra |
Publisher | : SAGE |
Total Pages | : 376 |
Release | : 2005-11-05 |
Genre | : Business & Economics |
ISBN | : 9780761933663 |
Download Micro-Credit, Poverty and Empowerment Book in PDF, ePub and Kindle
"Two persistent problems that affect a significant portion of Indian women are poverty and violation of their human rights. In recent years, micro-credit has come to be viewed as a vital tool to ameliorate both conditions. However, there are few studies in the Indian context which test the validity of the assumption that there is a linear link between micro-credit, poverty reduction and women's empowerment. This volume brings together revealing case studies of micro-credit interventions made by six non-governmental and quasi-governmental bodies in five states of peninsular India, several of which have been supported by the United Nations Development Programme (UNDP)." "The six case studies are diverse in terms of their socio-economic and geo-political contexts, the nature and ideological orientation of the intermediary organizations, the groups largeted by the projects (exclusively women or men and women); and the life-spans of the projects. Despite their differences, all the studies offer useful lessons on the institutional structures and processes that do or do not facilitate women's empowerment and poverty reduction, while exploring the potential and limitations of micro-credit to achieve these twin goals. This book will be useful for students and scholars of economics, women's studies, development studies and social work, while being of equal interest to policy-makers planners, activists and NGOs."--BOOK JACKET.