Malaysias Student Loan Company PDF Download
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| Author | : Wan Saiful Wan Jan |
| Publisher | : ISEAS-Yusof Ishak Institute |
| Total Pages | : 40 |
| Release | : 2020-04-14 |
| Genre | : Education |
| ISBN | : 9814881686 |
Download Malaysia’s Student Loan Company Book in PDF, ePub and Kindle
The Malaysian National Higher Education Fund Corporation (PTPTN) was set up in 1997. Since then, it has accumulated a massive debt amounting to RM40 billion in principal plus RM13 billion in interest. All these are guaranteed by the Malaysian government. It is now the biggest provider of student loans in the country and continues to play a very important role in catalysing socio-economic mobility, especially among the ethnic Malays which is the majority community in the country. However, the business model employed by PTPTN is irrational and unsustainable. It borrows from the financial market at, on average, 4 to 5 per cent, and lends to students at 1 per cent. No serious effort has been made to revamp this model, and all public discussions around it have been driven by political populism. The biggest challenge is the low repayment rate. This problem has been ignored because Malaysian politicians of all colours have wanted to maintain popularity. Collecting debt is certainly not popular. PTPTN, under a new leadership since mid-2018, gathered and developed ideas on how to reform their organization. These ideas have been presented to various levels of government, including to the Cabinet in early 2020. PTPTN must be reformed to avoid its debt from inflating further. Whether the Malaysian government has the much-needed political will to push through the reforms is a question yet to be answered.
| Author | : Mohd Shawal Ridzuan Mat Nawi |
| Publisher | : |
| Total Pages | : 73 |
| Release | : 2011 |
| Genre | : Finance |
| ISBN | : |
Download The Financing Higher Education in Malaysia the Case of Student Loan Book in PDF, ePub and Kindle
| Author | : Shafinar Ismail |
| Publisher | : |
| Total Pages | : |
| Release | : 2014 |
| Genre | : |
| ISBN | : |
Download Potential Applications of Islamic Student Loan-backed Securitization for Malaysian Higher Education Book in PDF, ePub and Kindle
| Author | : Norhasni Zainal Abiddin |
| Publisher | : |
| Total Pages | : |
| Release | : 2007 |
| Genre | : |
| ISBN | : |
Download Issues in Educational Loan Repayment in Malaysia Book in PDF, ePub and Kindle
The objectives of this research were to understand the practices that being used in recovering the educational loan, the cause of the problems, the background of the problematic borrowers and steps taken to overcome the problems in collecting the repayment provided by one of the major government agencies in Malaysia that providing such facilities to the students in higher learning institutions. This research was conducted by way of qualitative research method and the data were obtained through in-depth interview and reference on related documents. Informants for this research were selected from the management of the government agency of educational loan provider which represented by five of its personnel. Also represented in this research were five borrowers who are having problems with their loan repayment and five borrowers who managed to pay their loan consistently. The research had found that: (1) the approach practiced by the government agency of educational loan provider was too lenient and the collection of the loans were made by taking into account the problem faced by the borrowers; (2) in the process of recovering the loans, publishing the name of the borrowers in local newspapers was found to be the most effective way; (3) the borrowers who performed badly in their study and studying abroad were the most problem loan paymaster; and (4) attitudes, influenced by friends, economic recession and family commitment were to be among the main factors for the borrowers to delay their repayment of the educational loan.
| Author | : Rajah Rasiah |
| Publisher | : Springer Nature |
| Total Pages | : 373 |
| Release | : 2022-03-21 |
| Genre | : Social Science |
| ISBN | : 9811670455 |
Download Malaysia’s Leap Into the Future Book in PDF, ePub and Kindle
This book presents the future development of Malaysia. It puts together building blocks to achieve a better future. These blocks are poverty and income inequality, population, demography and urbanization, growth and technological progress, education, human capital and skills, finance, labor, the environment, and health care. It examines the reasons for the decline in the agricultural sector with an emphasis on food security. It discusses Malaysia’s economic growth and structural change compared to some of the Northeast East Asian and Southeast Asian countries. It explains the projections of population and demographic change and its bearing on government policies. It evaluates the country’s education sector and discusses the strategies to improve its role in the country further. It argues for replacing ethnic-based approaches with a needs-based system for the future direction to build a plural Malaysia. This insightful book is of interest across several fields, including demography, economic development, and urbanization.
| Author | : Rajendran Nagappan |
| Publisher | : Taylor & Francis |
| Total Pages | : 178 |
| Release | : 2022-11-30 |
| Genre | : Education |
| ISBN | : 1000788660 |
Download Malaysian Indians and Education Book in PDF, ePub and Kindle
This edited volume provides a comprehensive overview and discussion of the issues surrounding the Malaysian Indian community’s educational development. Malaysian Indian citizens who make up seven per cent of the population have their own set of strengths and weaknesses, while facing deep-seated socio-economic challenges. Education is seen as an enabler which could significantly facilitate social and economic upward mobility, as shown in policies and practices implemented under the New Economic Policy, many of which have unfortunately bypassed the Indian Community. This book explores and assesses the various aspects of the education endeavour of Malaysian Indians, including primary, secondary, post-secondary and tertiary education. Related challenges include urban poverty, school dropouts, dysfunctional families and other socio-economic issues. It reconsiders educational equity policies and practices in place while proposing new initiatives which could support and chart a way forward for the development of Malaysian Indians. Importantly, the publication addresses the roles of the government, private sector and civil society to help elevate the educational achievements of the Indian Community. The book will appeal to students and academics in the faculties of social science and comparative education, development economics and sociology, with a focus on access and equity in education. Proposals for change would be of interest to policy-makers and managers of educational and non-governmental organisations in plural societies.
| Author | : Azmil Tayeb |
| Publisher | : Taylor & Francis |
| Total Pages | : 284 |
| Release | : 2023-07-18 |
| Genre | : Social Science |
| ISBN | : 1000905292 |
Download Education and Power in Contemporary Southeast Asia Book in PDF, ePub and Kindle
This book focuses on education and power in Southeast Asia and analyzes the ways in which education has been instrumentalized by state, non-state, and private actors across this diverse region. The book looks at how countries in Southeast Asia respond to the endogenous and exogenous influences in shaping their education systems. Chapters observe and study the interplay between education and power in Southeast Asia, which offers varying political, social, cultural, religious, and economic diversities. The political systems in Southeast Asia range from near consolidated democracy in Indonesia to illiberal democracy in Singapore and Thailand to the communist regime in Laos to absolute monarchy in Brunei. Structured in three parts, (i) centralization and decentralization, (ii) privatization and marketization, and (iii) equity and justice, these themes are discussed in single-country and/or multi-country studies in the Southeast Asian region. Bringing together scholars from and focused on Southeast Asia, this book fills a gap in the literature on education in Southeast Asia.
| Author | : Chin Tong Liew |
| Publisher | : World Scientific |
| Total Pages | : 389 |
| Release | : 2024-07-01 |
| Genre | : Business & Economics |
| ISBN | : 9811290571 |
Download Second Takeoff: Strategies For Malaysia's Economic Resurgence Book in PDF, ePub and Kindle
The Malaysian economy is at a crossroads amid global and regional shifts in geopolitics. Malaysia is in a prime position to benefit from the renewed appetite for investment into the region. If Malaysia gets its priorities right, this could be the beginning of the country's next economic takeoff.An updated collection of Chin Tong's writings on economics, society and governance over the years, this book provides policy suggestions to catapult Malaysia's development to the league of high-income nations amid ongoing geopolitical trends. Central to his thesis is the need for Malaysia to create a middle-class society, in which the economic structure supports the creation of dignified jobs with decent pay for all Malaysians.Chin Tong is no stranger to the centrality of jobs in the pursuit of a good life, having grown up selling lottery tickets alongside his mother and waiting tables as a teenager to make ends meet for his working-class family. His eventual experience as a Member of Parliament for over a decade and a Deputy Minister in two different administrations further confirmed his beliefs that good jobs are the crucial missing component in Malaysia's growth engine.In this book, Chin Tong takes us on a whirlwind tour of Malaysia's socio-economic history, what went wrong after the first growth miracle of 1988-1997 and how to make things right this time around. Ultimately, the book tells the story of how to fulfil Chin Tong's undying wish for a Malaysia where everyone has a chance to live a good life with a good job under a responsible and kind state.
| Author | : United States. Bureau of International Commerce |
| Publisher | : |
| Total Pages | : 854 |
| Release | : 1966 |
| Genre | : Commerce |
| ISBN | : |
Download Overseas Business Reports Book in PDF, ePub and Kindle
| Author | : Sanchita Basu Das |
| Publisher | : Flipside Digital Content Company Inc. |
| Total Pages | : 397 |
| Release | : 2014-11-07 |
| Genre | : Political Science |
| ISBN | : 9814519634 |
Download Malaysia's Socio-Economic Transformation Book in PDF, ePub and Kindle
Since 1957, Malaysia's economic development has been an account of growth, transformation, and of structural change. More than 75 per cent of its gross domestic product (GDP) comes from the manufacturing and services sectors. However, Malaysia is stuck in a middle-income trap and is facing challenges on the economic and political front. In June 2010, Prime Minister Najib Razak unveiled the 10th Malaysian Plan (2011-15) to chart the development of Malaysia from a middle- to high-income nation. This publication represents a policy-oriented stocktake and evaluation by academics, policymakers, and business people on Malaysia's achievements, present work-in-progress endeavours, and some of the future challenges facing the nation in its pursuit to achieve a developed high-income country status.
