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The Future of FinTech

The Future of FinTech
Author: Bernardo Nicoletti
Publisher: Springer
Total Pages: 334
Release: 2017-03-02
Genre: Business & Economics
ISBN: 3319514156

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This book provides an introduction to the state of the art in financial technology (FinTech) and the current applications of FinTech in digital banking. It is a comprehensive guide to the various technologies, products, processes, and business models integral to the FinTech environment. Covering key definitions and characteristics, models and best practice, as well as presenting relevant case studies related to FinTech and e-Business, this book helps build a theoretical framework for future discussion.


The Future of Finance

The Future of Finance
Author: Henri Arslanian
Publisher: Springer
Total Pages: 318
Release: 2019-07-15
Genre: Business & Economics
ISBN: 3030145336

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This book, written jointly by an engineer and artificial intelligence expert along with a lawyer and banker, is a glimpse on what the future of the financial services will look like and the impact it will have on society. The first half of the book provides a detailed yet easy to understand educational and technical overview of FinTech, artificial intelligence and cryptocurrencies including the existing industry pain points and the new technological enablers. The second half provides a practical, concise and engaging overview of their latest trends and their impact on the future of the financial services industry including numerous use cases and practical examples. The book is a must read for any professional currently working in finance, any student studying the topic or anyone curious on how the future of finance will look like.


FinTech Future

FinTech Future
Author: Sanjay Phadke
Publisher:
Total Pages: 194
Release: 2020
Genre: Banks and banking
ISBN: 9789353885687

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Fintech is challenging banks and squeezing all our financial transactions onto a mobile screen! Should we be worried? We make payments via PayPal or Paytm, shop on Amazon or Flipkart, book accommodation on Airbnb or Oyo and call a cab using Uber or Ola apps. The big tech companies are taking care of all our finances virtually while new technologies such as artificial intelligence (AI), internet of things (IoT), blockchain, big data, 5G and quantum computing promise to raise a new storm in the future of finance. Fintech Future is the story of technology disrupting finance - from coin to bitcoin, banknote to cloud and stodgy old banks to AI - viewed from the perspective of whether it helps make the world a better place.


3F: FUTURE FINTECH FRAMEWORK

3F: FUTURE FINTECH FRAMEWORK
Author: KARTIK SWAMINATHAN
Publisher: Notion Press
Total Pages: 117
Release: 2021-02-17
Genre: Business & Economics
ISBN: 1637147244

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Fintech (Financial Technology) segment is growing exponentially, presenting lots of business and career opportunities. The Fintech ecosystem is also changing rapidly, with digital technology, innovations, regulations, market structures and convergence with other sectors. Given such rapid changes and complex developments, there is need for a Simplified and Futuristic Framework that helps you to: - - Understand various key aspects, trends & developments in Fintech - Ideate & Create Innovative Fintech Solutions - Be Future Ready both Professionally and in terms of Solutions you work on That is exactly what 3F: Future Fintech Framework is all about. You can read the book and understand, even if you know very little about Financial Services or Technology. So, if you are interested in Fintech or associated with it in some form, this book is a must read.


FinTech and RegTech in a Nutshell, and the Future in a Sandbox

FinTech and RegTech in a Nutshell, and the Future in a Sandbox
Author: Douglas W. Arner
Publisher: CFA Institute Research Foundation
Total Pages: 20
Release: 2017-07-31
Genre: Business & Economics
ISBN: 1944960260

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The 2008 global financial crisis represented a pivotal moment that separated prior phases of the development of financial technology (FinTech) and regulatory technology (RegTech) from the current paradigm. Today, FinTech has entered a phase of rapid development marked by the proliferation of startups and other new entrants, such as IT and ecommerce firms that have fragmented the financial services market. This new era presents fresh challenges for regulators and highlights why the evolution of FinTech necessitates a parallel development of RegTech. In particular, regulators must develop a robust new framework that promotes innovation and market confidence, aided by the use of regulatory "sandboxes." Certain RegTech developments today are highlighting the path toward another paradigm shift, which will be marked by a reconceptualization of the nature of financial regulation.


Fintech and the Remaking of Financial Institutions

Fintech and the Remaking of Financial Institutions
Author: John Hill
Publisher: Academic Press
Total Pages: 386
Release: 2018-05-17
Genre: Business & Economics
ISBN: 0128134984

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FinTech and the Remaking of Financial Institutions explores the transformative potential of new entrants and innovations on business models. In its survey and analysis of FinTech, the book addresses current and future states of money and banking. It provides broad contexts for understanding financial services, products, technology, regulations and social considerations. The book shows how FinTech has evolved and will drive the future of financial services, while other FinTech books concentrate on particular solutions and adopt perspectives of individual users, companies and investors. It sheds new light on disruption, innovation and opportunity by placing the financial technology revolution in larger contexts. Presents case studies that depict the problems, solutions and opportunities associated with FinTech Provides global coverage of FinTech ventures and regulatory guidelines Analyzes FinTech’s social aspects and its potential for spreading to new areas in banking Sheds new light on disruption, innovation and opportunity by placing the financial technology revolution in larger contexts


A Global Guide to FinTech and Future Payment Trends

A Global Guide to FinTech and Future Payment Trends
Author: Peter Goldfinch
Publisher: Routledge
Total Pages: 126
Release: 2019-02-11
Genre: Business & Economics
ISBN: 0429684908

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Being able to make and receive payments is an essential facet of modern life. It is integral to the banking and finance systems, and it touches all global citizens. In some areas, payment systems are rapidly evolving – moving swiftly from paper payment instruments, to electronic, to real-time – but in others, underdeveloped payment systems hold back economic and social development. This book is intended to assist the reader in navigating the payments landscape. The author explores highly topical areas, such as the role of payment systems in enabling commerce to contribute to the development of emerging economies, the evolution of payment systems from paper instruments to computerization, the role of cryptocurrencies, and the slow decline of plastic credit and debit cards owing to alternative forms of payment being introduced. Altogether, this book provides a comprehensive overview of the evolution of payment and offers projections for the future, encouraging readers to explore their own predictions, using the framework that the book has provided. It is vital reading for technologists, marketers, executives and investors in the FinTech sector, as well as academics teaching business and technology courses.


The REGTECH Book

The REGTECH Book
Author: Janos Barberis
Publisher: John Wiley & Sons
Total Pages: 1004
Release: 2019-08-06
Genre: Business & Economics
ISBN: 1119362172

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The Regulatory Technology Handbook The transformational potential of RegTech has been confirmed in recent years with US$1.2 billion invested in start-ups (2017) and an expected additional spending of US$100 billion by 2020. Regulatory technology will not only provide efficiency gains for compliance and reporting functions, it will radically change market structure and supervision. This book, the first of its kind, is providing a comprehensive and invaluable source of information aimed at corporates, regulators, compliance professionals, start-ups and policy makers. The REGTECH Book brings into a single volume the curated industry expertise delivered by subject matter experts. It serves as a single reference point to understand the RegTech eco-system and its impact on the industry. Readers will learn foundational notions such as: • The economic impact of digitization and datafication of regulation • How new technologies (Artificial Intelligence, Blockchain) are applied to compliance • Business use cases of RegTech for cost-reduction and new product origination • The future regulatory landscape affecting financial institutions, technology companies and other industries Edited by world-class academics and written by compliance professionals, regulators, entrepreneurs and business leaders, the RegTech Book represents an invaluable resource that paves the way for 21st century regulatory innovation.


Understanding Cybersecurity Management in FinTech

Understanding Cybersecurity Management in FinTech
Author: Gurdip Kaur
Publisher: Springer Nature
Total Pages: 193
Release: 2021-08-04
Genre: Business & Economics
ISBN: 3030799158

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This book uncovers the idea of understanding cybersecurity management in FinTech. It commences with introducing fundamentals of FinTech and cybersecurity to readers. It emphasizes on the importance of cybersecurity for financial institutions by illustrating recent cyber breaches, attacks, and financial losses. The book delves into understanding cyber threats and adversaries who can exploit those threats. It advances with cybersecurity threat, vulnerability, and risk management in FinTech. The book helps readers understand cyber threat landscape comprising different threat categories that can exploit different types of vulnerabilties identified in FinTech. It puts forward prominent threat modelling strategies by focusing on attackers, assets, and software and addresses the challenges in managing cyber risks in FinTech. The authors discuss detailed cybersecurity policies and strategies that can be used to secure financial institutions and provide recommendations to secure financial institutions from cyber-attacks.


Financial Technology and Disruptive Innovation in ASEAN

Financial Technology and Disruptive Innovation in ASEAN
Author: Anshari, Muhammad
Publisher: IGI Global
Total Pages: 331
Release: 2019-07-05
Genre: Business & Economics
ISBN: 1522591850

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The emergence of financial technology (FinTech)-related products is causing major disruptions in financial services that enable financial solutions and innovative business models resulting in the fusion of finance and smart mobile technology. As ASEAN is undergoing a paradigm shift from government-to-government (G2G) to community-to-community (C2C) relationships with the emphasis on integration and collaboration, the adoption of FinTech and its possible future directions needs to be studied further. Financial Technology and Disruptive Innovation in ASEAN provides an assortment of innovative research that explores the recent FinTech initiative in ASEAN with respect to its process, strategies, challenges, and outcomes and highlights new business models, products, and services that affect financial markets and institutions and the provision of financial services. While highlighting topics including blockchain technology, cloud computing, and mobile banking, this book is ideally designed for business executives, managers, entrepreneurs, financial and banking practitioners, policymakers, academicians, students, professionals, and researchers.