Fair Lending Compliance PDF Download
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Author | : Clark R. Abrahams |
Publisher | : John Wiley & Sons |
Total Pages | : 356 |
Release | : 2008-03-14 |
Genre | : Business & Economics |
ISBN | : 9780470241899 |
Download Fair Lending Compliance Book in PDF, ePub and Kindle
Praise for Fair Lending ComplianceIntelligence and Implications for Credit Risk Management "Brilliant and informative. An in-depth look at innovative approaches to credit risk management written by industry practitioners. This publication will serve as an essential reference text for those who wish to make credit accessible to underserved consumers. It is comprehensive and clearly written." --The Honorable Rodney E. Hood "Abrahams and Zhang's timely treatise is a must-read for all those interested in the critical role of credit in the economy. They ably explore the intersection of credit access and credit risk, suggesting a hybrid approach of human judgment and computer models as the necessary path to balanced and fair lending. In an environment of rapidly changing consumer demographics, as well as regulatory reform initiatives, this book suggests new analytical models by which to provide credit to ensure compliance and to manage enterprise risk." --Frank A. Hirsch Jr., Nelson Mullins Riley & Scarborough LLP Financial Services Attorney and former general counsel for Centura Banks, Inc. "This book tackles head on the market failures that our current risk management systems need to address. Not only do Abrahams and Zhang adeptly articulate why we can and should improve our systems, they provide the analytic evidence, and the steps toward implementations. Fair Lending Compliance fills a much-needed gap in the field. If implemented systematically, this thought leadership will lead to improvements in fair lending practices for all Americans." --Alyssa Stewart Lee, Deputy Director, Urban Markets Initiative The Brookings Institution "[Fair Lending Compliance]...provides a unique blend of qualitative and quantitative guidance to two kinds of financial institutions: those that just need a little help in staying on the right side of complex fair housing regulations; and those that aspire to industry leadership in profitably and responsibly serving the unmet credit needs of diverse businesses and consumers in America's emerging domestic markets." --Michael A. Stegman, PhD, The John D. and Catherine T. MacArthur Foundation, Duncan MacRae '09 and Rebecca Kyle MacRae Professor of Public Policy Emeritus, University of North Carolina at Chapel Hill
Author | : John C. Murphy |
Publisher | : |
Total Pages | : 400 |
Release | : 1994 |
Genre | : Bank loans |
ISBN | : |
Download Fair Lending Compliance Book in PDF, ePub and Kindle
Author | : National Administration |
Publisher | : Createspace Independent Publishing Platform |
Total Pages | : 56 |
Release | : 2018-03-08 |
Genre | : |
ISBN | : 9781986315531 |
Download Office of Consumer Financial Protection and Access Fair Lending Guide Book in PDF, ePub and Kindle
This guide, "Office of Consumer Financial Protection and Access Fair Lending Guide," is intended for use by a credit union's board of directors and management, compliance officers, and others having responsibility for fair lending compliance as part of their duties. While the guide covers federal fair lending laws and regulations that affect federal credit unions, it does not address all federal consumer protection laws or any state laws. This fair lending guide is divided into five sections: * Overviews - provide a brief description of what is covered in each fair lending law and regulation, what the regulations require of credit unions, and some potential risks; * Operational requirements - denote specific requirements covered in each fair lending law and regulation and possible administrative actions for noncompliance; * Review Considerations - contain various areas management should consider when evaluating fair lending compliance issues or developing compliance policies; * Checklists - can be used to test compliance with the various fair lending laws and regulations, or as a starting point in developing a policy for compliance with the various regulations. The questions are written so that a "yes" answer indicates compliance with the regulation, and a "no" answer indicates a potential problem area; * Definitions - defines terms used in the narrative sections of this guide as well as terms used in each fair lending law and regulation.
Author | : Jeffrey Torp |
Publisher | : |
Total Pages | : |
Release | : 2004 |
Genre | : Bank loans |
ISBN | : |
Download Fair Lending Compliance Manual Book in PDF, ePub and Kindle
Author | : Sheshunoff Information Services |
Publisher | : |
Total Pages | : |
Release | : 1997 |
Genre | : Community development |
ISBN | : |
Download Community Reinvestment Act/ Fair Lending Compliance Service Book in PDF, ePub and Kindle
Author | : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs |
Publisher | : |
Total Pages | : 154 |
Release | : 1980 |
Genre | : Consumer credit |
ISBN | : |
Download Implementation and Enforcement of Fair Mortgage Lending Laws and Regulations Book in PDF, ePub and Kindle
Author | : United States. General Accounting Office |
Publisher | : |
Total Pages | : 56 |
Release | : 1999 |
Genre | : Bank holding companies |
ISBN | : |
Download Large Bank Mergers Book in PDF, ePub and Kindle
Author | : Lori Sommerfield |
Publisher | : Independently Published |
Total Pages | : 0 |
Release | : 2023-06-15 |
Genre | : |
ISBN | : |
Download Practical Handbook on Fair Lending for Bank Directors & Executive Officers Book in PDF, ePub and Kindle
Although the concept of fair lending has existed since the late 1960s, over the past decade the banking industry has witnessed a dramatic shift in the regulatory landscape for enforcement of the federal fair lending laws. Non-compliance with fair lending laws - as well as allegations that a bank's lending practices are discriminatory - can damage a bank's reputation, lead to regulatory and litigation risks, and be costly to defend. As a bank director or executive officer, you need to be engaged in providing effective oversight for your bank's fair lending risk management efforts. That does not mean that you need to learn all of the technical details of fair lending, but you should have or gain a basic understanding of fair lending as well as an understanding of the role of the board of directors and executive management in overseeing your bank's efforts to comply with the fair lending laws. That is the objective of this book. We also strongly recommend that your chief compliance officer and fair lending officer read the book in its entirety.
Author | : DIANE Publishing Company |
Publisher | : DIANE Publishing |
Total Pages | : 134 |
Release | : 1996-12 |
Genre | : Social Science |
ISBN | : 9780788136665 |
Download Fair Lending Book in PDF, ePub and Kindle
Federal Fair Lending Laws, enacted in 1968 and 1974, prohibit discrimination in all forms of credit transactions, including consumer and business loans as well as mortgage loans. This report reviews federal efforts to strengthen enforcement of the fair lending laws, discusses the challenges federal regulators face in their efforts to detect discrimination and ensure compliance, and recommends actions to meet some of those challenges. Charts and tables.
Author | : |
Publisher | : |
Total Pages | : |
Release | : |
Genre | : Bank loans |
ISBN | : 9781558271531 |
Download CRA/fair Lending Compliance Service Book in PDF, ePub and Kindle